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16-44B-1
Section 16-44B-1 Compact. ARTICLE I PURPOSE It is the purpose of this compact to remove barriers
to education success imposed on children of military families because of frequent moves and
deployment of their parents by: A. Facilitating the timely enrollment of children of military
families and ensuring that they are not placed at a disadvantage due to difficulty in the
transfer of education records from the previous school district(s) or variations in entrance/age
requirements. B. Facilitating the student placement process through which children of military
families are not disadvantaged by variations in attendance requirements, scheduling, sequencing,
grading, course content or assessment. C. Facilitating the qualification and eligibility for
enrollment, educational programs, and participation in extracurricular academic, athletic,
and social activities. D. Facilitating the on-time graduation of children of military families.
E. Providing for the promulgation and enforcement of...
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8-20-4
Section 8-20-4 Unfair and deceptive trade practices. Notwithstanding the terms, provisions,
or conditions of any dealer agreement or franchise or the terms or provisions of any waiver,
prior to the termination, cancellation, or nonrenewal of any dealer agreement or franchise,
the following acts or conduct shall constitute unfair and deceptive trade practices: (1) For
any manufacturer, factory branch, factory representative, distributor, or wholesaler, distributor
branch, or distributor representative to coerce or attempt to coerce any motor vehicle dealer
to do any of the following: a. To accept, buy, or order any motor vehicle or vehicles, appliances,
equipment, parts, or accessories therefor, or any other commodity or commodities or service
or services which such motor vehicle dealer has not voluntarily ordered or requested except
items required by applicable local, state, or federal law; or to require a motor vehicle dealer
to accept, buy, order, or purchase such items in order to...
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5-19-17
Section 5-19-17 Inducing obligation on more than one contract in order to obtain higher finance
charge prohibited; consolidation of existing precomputed consumer credit transaction contract
and subsequent precomputed consumer credit transaction. (a) No creditor shall induce or permit
any person or any husband and wife, jointly or severally, to become obligated directly or
contingently, or both, on more than one consumer credit transaction at the same time for the
purpose of obtaining a higher finance charge than would otherwise be permitted by Section
5-19-3. This subsection shall not apply to the maintenance of two or more separate consumer
credit transactions where the consumer credit transactions were created on different dates.
(b) It shall be unlawful for any seller to evade or attempt to evade this section by inducing
a buyer to become obligated to another creditor in which the initial creditor has a pecuniary
interest or with whom the initial creditor has an arrangement for...
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5-19-7
Section 5-19-7 Right to refinance amount of certain scheduled payments. With respect to a consumer
credit transaction, if any scheduled payment is more than one and one-half times as large
as the average of earlier scheduled payments, the debtor has the right to refinance the amount
of that payment at the time it is due without penalty. The terms of the refinancing shall
be no less favorable than the terms of the original transaction. The provisions of this section
do not apply if the debtor's payment schedule has been adjusted to conform with the seasonal
or irregular income of the debtor, or if a consumer credit transaction is repayable in a single
principal payment irrespective of the scheduled interest payments. (Acts 1971, No. 2052, p.
3290, §4; Acts 1989, No. 89-879, p. 1771, §1; Acts 1996, No. 96-576, p. 887, §2.)...
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34-27A-2
Section 34-27A-2 Definitions. The following terms as used in this article shall have the following
meanings: (1) APPRAISAL. The act or process of developing an opinion of value of real property;
an opinion of the value of real property; of or pertaining to appraising real property and
related functions such as appraisal practice or appraisal services. (2) APPRAISAL FOUNDATION.
The Appraisal Foundation incorporated as an Illinois not-for-profit corporation on November
30, 1987. (3) APPRAISAL MANAGEMENT COMPANY. An external third party including, but not limited
to, a corporation, partnership, sole proprietorship, subsidiary, or limited liability company,
authorized either by a creditor of a consumer credit transaction secured by the principal
dwelling of a consumer or by an underwriter of or other principal in the secondary mortgage
markets, that oversees a network or panel of more than four certified or licensed appraisers
in a state or 25 or more nationally in a given year, that...
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40-14B-16
Section 40-14B-16 Vested premium tax credit - Amounts allowed. (a) The total amount of certified
capital for which premium tax credits may be allowed under this chapter for all years in which
premium tax credits are allowed is one hundred million dollars ($100,000,000). Notwithstanding
any provision of this chapter to the contrary, the granting of any credits against the insurance
premium tax shall not affect the insurance premium tax receipts of the Education Trust Fund
which is provided for in Act 93-679, 1993 Regular Session. (b) No premium tax credits can
be used until the second calendar year after the year of the investment by the certified investor.
(c) A certified investor may take up to 12.5 percent of the vested premium tax credit in any
taxable year of the certified investor, once the credits are earned, except for the initial
delay of this chapter. (d) A certified capital company and its affiliates may not file premium
tax credit allocation claims in excess of the maximum...
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5-18A-12
Section 5-18A-12 Transaction fees; renewal or extension; repayment; bad check charge. (a) Subject
to the following subsections, every licensee under this chapter may charge and collect a maximum
fee on any deferred presentment transaction not to exceed 17.5 percent of the amount advanced.
The maximum amount that may be advanced in any deferred presentment transaction is five hundred
dollars ($500). (b) Each licensee may renew or extend a deferred presentment transaction with
the same customer no more than one additional time at this fee for a maximum of two continuous
transactions. After two continuous transactions with the customer, the licensee shall not
enter into a new deferred presentment transaction with that same customer until the next business
day after the transaction amount is repaid in full. After the customer has redeemed the check
in full with cash or guaranteed funds, the licensee has the same authority as any other licensee
to enter into another agreement for deferred...
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35-10A-2
Section 35-10A-2 Transfer of property, assets, etc. (a) Notwithstanding any other provision
of law including, but not limited to, Section 7-9-506 and Section 7-9A-623, to the extent
set forth in the transaction documents relating to a securitization transaction: (1) Any property,
assets, or rights purported to be transferred, in whole or in part, in the securitization
transaction shall be deemed to no longer be the property, assets, or rights of the transferor;
(2) A transferor in the securitization transaction, its creditors or, in any insolvency proceeding
with respect to the transferor or the transferor's property, a bankruptcy trustee, receiver,
debtor, debtor in possession, or similar person, to the extent the issue is governed by Alabama
law, shall have no rights, legal or equitable, whatsoever to reacquire, reclaim, recover,
repudiate, disaffirm, redeem, or recharacterize as property of the transferor any property,
assets, or rights purported to be transferred, in whole or in...
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8-9B-5
Section 8-9B-5 Transfer voidable as to present or future creditor. (a) A transfer made by a
debtor is voidable as to a creditor, whether the creditor's claim arose before or after the
transfer was made, if the debtor made the transfer: (1) with actual intent to hinder, delay,
or defraud any creditor of the debtor; or (2) without receiving a reasonably equivalent value
in exchange for the transfer, and the debtor: (i) was engaged or was about to engage in a
business or a transaction for which the remaining assets of the debtor were unreasonably small
in relation to the business or transaction; or (ii) intended to incur, or believed or reasonably
should have believed that the debtor would incur, debts beyond the debtor's ability to pay
as they became due. (b) In determining actual intent under subsection (a)(1), consideration
may be given, among other factors, to whether: (1) the transfer was to an insider; (2) the
debtor retained possession or control of the property transferred after...
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26-2A-6
Section 26-2A-6 Facility of payment or delivery; notice of payment. (a) Any person under a
duty to pay or deliver money or personal property to a minor may perform the duty, in amounts
as provided in this subsection, by paying or delivering the money or personal property to:
(1) Any person having the care and custody of the minor and with whom the minor resides; (2)
A guardian of the minor; or (3) The judge of probate of the county in which the minor resides,
if a resident of this state, or, if a nonresident, to the judge of probate or like officer
of the county in which the debtor or creditor resides. Payments under this subsection must
not exceed $5,000 if paid in a single payment, or $3,000 a year if paid in a series of payments,
and payments, by any person other than a conservator or judge, must not exceed a maximum of
$25,000 during the minority of the minor ward. The person obligated to make payment is discharged
of that duty or obligation by making the payment or delivery and...
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