Code of Alabama

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27-42-12
Section 27-42-12 Exhaustion of rights; nonduplication of recovery. (a) Any person having a
claim under an insurance policy, whether or not it is a policy issued by a member insurer,
where the claim under the other policy arises from the same facts, injury, or loss that gave
rise to the covered claim against the association, shall be required first to exhaust all
coverage provided by any such policy. Any amount payable on a covered claim under this chapter
shall be reduced by the full applicable limits stated in the other insurance policy and the
association shall receive a full credit for the stated limits, or, where there are no applicable
stated limits, the claim shall be reduced by the total recovery. Notwithstanding the foregoing,
no person shall be required to exhaust any right under the policy of an insolvent insurer.
(1) A claim under a policy providing liability coverage to a person who may be jointly and
severally liable with, or a joint tortfeasor with, the person covered...
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15-18-184
Section 15-18-184 Authority to maintain general liability insurance. An authority or nonprofit
entity contracting with the department under this article shall maintain appropriate liability
insurance in an amount sufficient to insure against loss resulting from bodily injury, death
or property damage, subject to the limitations on recovery of damages contained in this article
and any other immunities from civil liability or defenses established under the Constitution
of Alabama or any other section of the code or common law, to which the entities might be
entitled. The insurance may be obtained through any source available to an approving county
commission. (Acts 1991, No. 91-441, p. 795, §15; Act 2010-734, p. 1846, §1.)...
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32-7A-10
Section 32-7A-10 Online insurance verification system - Failure to allow access. (a) If any
insurance company shall fail to consistently allow access through an online insurance verification
system to verify coverage of motor vehicle liability insurance coverage, the department shall
notify the Insurance Commissioner of any and all violations by an insurer of Sections 32-7A-9
and 32-7B-5. (b) The department shall prescribe the form and manner of transmission for the
purposes of notifying the Insurance Commissioner under subsection (a). (c) The Insurance Commissioner
may impose a fine of up to five thousand dollars ($5,000) per violation following a hearing,
if, after receiving a notice of a potential violation of any material provision of Section
32-7A-9 or 32-7B-5 from the Insurance Commissioner, it is found that an insurer willfully
violated a section listed in the notice. (Act 2000-554, p. 1005, §1; Act 2011-688, p. 2076,
§3.)...
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32-7A-22
Section 32-7A-22 Display of invalid evidence of insurance. No person shall present evidence
of insurance to a law enforcement officer, court, officer of the court, the Department of
Revenue, or office of the licensing official charged with motor vehicle registration and titling
responsibilities, knowing there is no valid liability insurance in effect on the motor vehicle
as required under Section 32-7A-4 or knowing the evidence of insurance is altered, counterfeit,
or otherwise invalid as evidence of insurance required under Section 32-7A-4. If the law enforcement
officer issues a citation to a motor vehicle operator for presenting invalid evidence of insurance,
the officer shall confiscate the evidence for presentation in court. (Act 2000-554, p. 1005,
§3; Act 2011-688, p. 2076, §3.)...
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25-5-11
Section 25-5-11 Actions against third parties jointly liable with employers for injuries or
death; actions for injury or death resulting from willful conduct; attorney's fees in settlements
with third parties. (a) If the injury or death for which compensation is payable under Articles
3 or 4 of this chapter was caused under circumstances also creating a legal liability for
damages on the part of any party other than the employer, whether or not the party is subject
to this chapter, the employee, or his or her dependents in case of death, may proceed against
the employer to recover compensation under this chapter or may agree with the employer upon
the compensation payable under this chapter, and at the same time, may bring an action against
the other party to recover damages for the injury or death, and the amount of the damages
shall be ascertained and determined without regard to this chapter. If a party, other than
the employer, is a workers' compensation insurance carrier of the...
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32-10-1
Section 32-10-1 Duties of driver involved in motor vehicle accident; removal of vehicle from
roadway. (a) The driver of any motor vehicle involved in an accident resulting in injury to
or the death of any person, or in damage to a motor vehicle or other vehicle which is driven
or attended by any person, shall immediately stop such vehicle at the scene of such accident
or as close thereto as possible and shall then forthwith return to and in every event shall
remain at the scene of the accident until he or she has fulfilled the requirements of Section
32-10-2. Every such stop shall be made without obstructing traffic more than is necessary.
(b) If the accident does not involve any apparent injury or the death of a person and the
driver is not impaired, the driver may immediately move the vehicle from the roadway to the
shoulder, emergency lane, median, or other location close to the accident site if the vehicle
is drivable and can be safely moved from the roadway and shall forthwith...
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32-7A-23
Section 32-7A-23 Evidence of coverage at time of citation. No person charged with violating
the requirements of this chapter to maintain or present, or both, evidence of insurance shall
be convicted of a Class C misdemeanor in accordance with subsection (a) of Section 32-7A-16
if such person produces in court satisfactory evidence that, at the time of the citation,
the motor vehicle was covered by a liability insurance policy, commercial automobile liability
insurance policy, liability insurance bond, or deposit of cash in accordance with Section
32-7A-4. However, such person may be convicted of a traffic violation as set forth in subsection
(b) of Section 32-7A-16. (Act 2011-688, p. 2076, §4.)...
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6-5-548
Section 6-5-548 Burden of proof; reasonable care as similarly situated health care provider;
no evidence admitted of medical liability insurance. (a) In any action for injury or damages
or wrongful death, whether in contract or in tort, against a health care provider for breach
of the standard of care, the plaintiff shall have the burden of proving by substantial evidence
that the health care provider failed to exercise such reasonable care, skill, and diligence
as other similarly situated health care providers in the same general line of practice ordinarily
have and exercise in a like case. (b) Notwithstanding any provision of the Alabama Rules of
Evidence to the contrary, if the health care provider whose breach of the standard of care
is claimed to have created the cause of action is not certified by an appropriate American
board as being a specialist, is not trained and experienced in a medical specialty, or does
not hold himself or herself out as a specialist, a "similarly...
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27-14-29
Section 27-14-29 Rights of beneficiaries, etc., under life insurance policies against creditors,
etc. (a) If a policy of insurance, whether heretofore or hereafter issued, is effected by
any person on his own life or on another life in favor of a person other than himself or,
except in cases of transfer with intent to defraud creditors, if a policy of life insurance
is assigned or in any way made payable to any such person, the lawful beneficiary, or assignee
thereof, other than the insured or the person so effecting such insurance or his executors
or administrators, shall be entitled to its proceeds and avails against the creditors, personal
representatives, trustees in bankruptcy, and receivers in state and federal courts of the
person insured and of the person effecting the insurance, whether or not the right to change
the beneficiary is reserved or permitted and whether or not the policy is made payable to
the person whose life is insured, if the beneficiary or assignee shall...
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32-7A-17
Section 32-7A-17 Reinstatement of suspended registration; verification by license plate issuing
officials. (a) License plate issuing officials shall not register or re-register a motor vehicle
or transfer the license plates if the registration is suspended pursuant to Section 32-7A-12.
(b) Notwithstanding subsection (a), upon the request of the registrant, the license plate
issuing official shall reinstate a registrant's suspended registration at such time the registrant
meets the provisions of reinstatement provided for by this chapter. (c) No vehicle registration
or renewal thereof shall be issued to any motor vehicle unless the license plate issuing official
receives satisfactory evidence of insurance or verification of motor vehicle liability insurance
through the online insurance verification system, liability insurance bond, or deposit of
cash that provides the minimum motor vehicle insurance coverage required by Section 32-7-6
or is exempted under Section 32-7A-5. Verification...
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