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27-23-21
Section 27-23-21 Reasons for cancellation. (a) No notice of cancellation of a policy of automobile
liability insurance shall be effective unless it is based on one or more of the following
reasons: (1) Nonpayment of premium; (2) The policy was obtained through a material misrepresentation;
(3) Any insured violated any of the terms and conditions of the policy; (4) The named insured
failed to disclose fully his motor vehicle accidents and moving traffic violations for the
preceding 36 months if called for in the application; (5) The named insured failed to disclose
in his written application or in response to inquiry by his broker, or by the insurer or its
agent information necessary for the acceptance or proper rating of the risk; (6) Any insured
made a false or fraudulent claim or knowingly aided or abetted another in the presentation
of such a claim; (7) Failure to maintain membership in any group or organization when such
membership is a prerequisite to the purchase of such...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-23-21.htm - 4K - Match Info - Similar pages
32-7A-16
Section 32-7A-16 Additional violations. (a) A person is guilty of a Class C misdemeanor who:
(1) Operates a motor vehicle without a liability insurance policy, a commercial automobile
liability insurance policy, a motor vehicle liability insurance bond, or deposit of cash in
accordance with this chapter. (2) With notice of cancellation, recision, abrogation, or termination
of insurance, registers, or attempts to register a motor vehicle. (b) A person shall be guilty
of a traffic violation who: (1) Operates a motor vehicle and upon demand of a law enforcement
officer, fails or refuses to present satisfactory evidence of insurance unless a law enforcement
officer verifies motor vehicle liability insurance coverage through the online insurance verification
system. (2) Operates a vehicle the registration of which is suspended or revoked pursuant
to this chapter. (3) Operates a motor vehicle and presents evidence of insurance when there
is no valid insurance in effect on the motor vehicle...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7A-16.htm - 2K - Match Info - Similar pages
32-7-35
Section 32-7-35 Assigned risk plans. After consultation with insurance companies authorized
to issue automobile liability policies in this state, the Commissioner of Insurance shall
approve a reasonable plan or plans for the equitable apportionment among such companies of
applicants for such policies and for motor vehicle liability policies who are in good faith
entitled to but are unable to procure such policies through ordinary methods. When any such
plan has been approved, all such insurance companies shall subscribe thereto and participate
therein. Any applicant for any such policy, any person insured under any such plan and any
insurance company affected may appeal to the Commissioner of Insurance from any ruling or
decision of the manager or committee designated to operate such plan. Any person aggrieved
hereunder by any order or act of the Commissioner of Insurance may, within 10 days after notice
thereof, file a petition in the Circuit Court of Montgomery County, Alabama for a...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7-35.htm - 1K - Match Info - Similar pages
32-7A-6
Section 32-7A-6 Evidence of insurance; insurance card. (a) Every operator of a motor vehicle
subject to the provisions of Section 32-7A-4 shall carry within the vehicle evidence of insurance.
The evidence shall be legible and sufficient to demonstrate that the motor vehicle currently
is covered by an Alabama liability insurance policy or an Alabama commercial automobile liability
insurance policy as required under Section 32-7A-4 and may include, but is not limited to,
the following: (1) An insurance card, or temporary insurance card, provided by the insurer
or an authorized representative under this section. (2) The combination of proof of purchase
of the motor vehicle within the previous 20 calendar days and a current and valid insurance
card issued for the motor vehicle replaced by such purchase. (3) The current declarations
page of an Alabama liability insurance policy. (4) An Alabama liability insurance binder,
or legible copy thereof, Alabama certificate of liability insurance,...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7A-6.htm - 6K - Match Info - Similar pages
32-7-23
Section 32-7-23 Uninsured motorist coverage; "uninsured motorist" defined; limitation
on recovery. (a) No automobile liability or motor vehicle liability policy insuring against
loss resulting from liability imposed by law for bodily injury or death suffered by any person
arising out of the ownership, maintenance, or use of a motor vehicle shall be delivered or
issued for delivery in this state with respect to any motor vehicle registered or principally
garaged in this state unless coverage is provided therein or supplemental thereto, in limits
for bodily injury or death set forth in subsection (c) of Section 32-7-6, under provisions
approved by the Commissioner of Insurance for the protection of persons insured thereunder
who are legally entitled to recover damages from owners or operators of uninsured motor vehicles
because of bodily injury, sickness or disease, including death, resulting therefrom; provided,
that the named insured shall have the right to reject such coverage; and...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7-23.htm - 2K - Match Info - Similar pages
32-7-24
Section 32-7-24 Notice of cancellation or termination of certified policy. (a) When an insurance
carrier has certified a motor vehicle liability policy under Section 32-7-20 or a policy under
Section 32-7-21, the insurance so certified shall not be cancelled or terminated until at
least 10 days after a notice of cancellation or termination of the insurance so certified
shall be filed in the office of the director; except, that such a policy subsequently procured
and certified shall, on the effective date of its certification, terminate the insurance previously
certified with respect to any motor vehicle designated in both certificates. (b) When the
director has verified evidence of a motor vehicle liability policy using the online insurance
verification system under subsection (b) of Section 32-7-20, the director shall continue to
verify evidence of a motor vehicle liability policy using the online insurance verification
system under subsection (b) of Section 32-7-20 for the applicable...
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27-23-20
Section 27-23-20 Definitions. For the purposes of this article, the following terms shall have
the meanings respectively ascribed to them by this section: (1) POLICY OF AUTOMOBILE LIABILITY
INSURANCE. A policy delivered, or issued for delivery, in this state insuring a natural person
as named insured or one or more related individuals, resident of the same household, and under
which the insured vehicles therein designated are of the following types only: a. A motor
vehicle of the private passenger or station type that is not used as a public or livery conveyance
for passengers nor rented to others; or b. Any other four-wheel motor vehicle with a load
capacity of 1,500 pounds or less which is not used in the occupation, profession, or business
of the insured; provided, however, that this article shall not apply: 1. To policies of automobile
liability insurance issued under an automobile assigned risk plan; 2. To any policy insuring
more than four automobiles; nor 3. To any policy...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-23-20.htm - 2K - Match Info - Similar pages
32-7A-8
Section 32-7A-8 Suspension of registration - Notice. When the department determines that an
owner has registered or maintained the registration of a motor vehicle without a liability
insurance policy or a commercial automobile liability insurance policy in accordance with
Section 32-7A-4, the department, following the expiration of the 30-day period from the date
of the notice provided under Section 32-7A-11, shall notify the owner that such owner's vehicle
registration has been suspended. The notice shall be in writing and shall be mailed by the
U.S. Postal Service, to the registrant's last known address as reflected on the department's
motor vehicle registration records. The notice shall set forth the appeal rights available
to the registered owner pursuant to Chapter 2A of Title 40. (Act 2000-554, p. 1005, §1; Act
2011-688, p. 2076, §2; Act 2019-446, §1.)...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7A-8.htm - 1K - Match Info - Similar pages
32-7A-2
Section 32-7A-2 Definitions. (a) For the purposes of this chapter, the following terms shall
have the following meanings respectively ascribed to them in this section, except in those
instances where the context clearly indicates a different meaning: (1) CERTIFICATE OF INSURANCE.
A document issued by an insurer or its authorized representative showing that a specific vehicle
is insured for no less than the minimum limits of liability coverage for bodily injury or
death and for destruction of property under subsection (c) of Section 32-7-6. (2) COMMERCIAL
AUTOMOBILE LIABILITY INSURANCE POLICY. An insurance policy that: a. Is written on either a
commercial coverage or other commercially rated personal policy form, including, but not limited
to, a commercial auto, garage, or truckers form, and is not dependent on the type, number,
or ownership of vehicle or entity covered or insured. b. Insures vehicles that are not identified
individually by vehicle identification number on the policy....
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7A-2.htm - 6K - Match Info - Similar pages
32-7A-7
Section 32-7A-7 Random verification of insurance. (a) The department may review registrations
of motor vehicles subject to Section 32-7A-4, or owners thereof, for the purpose of verifying
whether or not the motor vehicles are insured through an online insurance verification system.
If the department cannot verify the insurance status of a vehicle using the online insurance
verification system or other such method for deposits of cash or motor vehicle insurance liability
bonds, the department may send owners requests for information about their motor vehicles
and liability insurance in accordance with subsections (d) and (e). (b) In addition to such
review of motor vehicle registrations in subsection (a), the department may select and review
for verification other sources of information including, but not limited to, registrations
of motor vehicles owned by persons: (1) Whose motor vehicle registrations have been suspended
pursuant to Section 32-7A-12 or any other provision of this...
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