Code of Alabama

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27-18-13
Section 27-18-13 Policy provisions - Conversion - Death during conversion period. The group
life insurance policy shall contain a provision that if a person insured under the policy
dies during the period within which he would have been entitled to have an individual policy
issued to him in accordance with Sections 27-18-11 and 27-18-12 and before such an individual
policy shall have become effective, the amount of life insurance which he would have been
entitled to have issued to him under such individual policy shall be payable as a claim under
the group policy, whether or not application for the individual policy or the payment of the
first premium therefor has been made. (Acts 1971, No. 407, p. 707, §419.)...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-18-13.htm - 1K - Match Info - Similar pages

8-32-5
Section 8-32-5 Required provisions, service contracts. (a) Service contracts sold or offered
for sale in this state, in their entirety, shall be written, printed, or typed in eight point
type size, or larger, and shall comply with the requirements set forth in this section, as
applicable. (b) Service contracts insured under a reimbursement insurance policy pursuant
to subdivision (1) of subsection (f) of Section 8-32-3 shall contain a statement in substantially
the following form: "Obligations of the provider under this service contract are guaranteed
under a service contract reimbursement insurance policy." If the provider fails to pay
or to provide service on a claim within 60 days after proof of loss has been filed, the service
contract holder is entitled to make a claim directly against the reimbursement insurance company.
The service contract shall state the name and address of the reimbursement insurance company.
(c) Service contracts not insured under a reimbursement insurance...
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8-32-8
Section 8-32-8 Cancellation of reimbursement insurance policy. To the extent applicable, an
insurer that issued a reimbursement insurance policy shall not terminate the policy until
a notice of termination in accordance with Chapter 40 of Title 27 has been mailed or delivered
to the commissioner. The termination of a reimbursement insurance policy shall not reduce
the issuer's responsibility for service contracts sold by providers which it insured prior
to the date of the termination. (Acts 1997, No. 97-445, p. 753, §8.)...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/8-32-8.htm - 831 bytes - Match Info - Similar pages

27-13-38
Section 27-13-38 Prohibition against premiums not in accord with approved rating systems. No
insurer, or employee thereof, and no broker or agent shall knowingly charge, demand, or receive
a premium for any policy of insurance except in accordance with the respective rating systems
on file with, and approved by, the commissioner. No insurer, or employee thereof, and no broker
or agent shall pay, allow or give, or offer to pay, allow or give, directly or indirectly,
as an inducement to insurance or after insurance has been effected, any rebate, discount,
abatement, credit, or reduction of the premium named in a policy of insurance, or any special
favor or advantage in the dividends, or other benefits to accrue thereon or any valuable consideration
or inducement whatever not specified in the policy of insurance, except to the extent that
such rebate, discount, abatement, credit, reduction, favor, advantage, or consideration may
be provided for in rating systems filed by, or on behalf of,...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-13-38.htm - 2K - Match Info - Similar pages

27-13-76
Section 27-13-76 Prohibition against premiums not in accord with approved rating systems. No
insurer, or employee thereof, and no broker or agent shall knowingly charge, demand or receive
a premium for any policy of insurance except in accordance with the respective rating systems
on file with, and approved by, the commissioner. No insurer, or employee thereof, and no broker
or agent shall pay, allow, or give, or offer to pay, allow, or give, directly or indirectly,
as an inducement to insurance, or after insurance has been effected, any rebate, discount,
abatement, credit, or reduction of the premium named in a policy of insurance, or any special
favor or advantage in the dividends or other benefits to accrue thereon or any valuable consideration
or inducement whatever not specified in the policy of insurance, except to the extent that
such rebate, discount, abatement, credit, reduction, favor, advantage, or consideration may
be provided for in rating systems filed by, or on behalf...
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27-20A-2
Section 27-20A-2 Chapter applicable to group, etc., policies. No group, blanket, franchise,
or association health insurance policy providing coverage on an expense incurred basis, nor
group, blanket, franchise, or association service or indemnity type contract issued by a nonprofit
corporation, nor group-type self insurance plan providing protection, insurance, or indemnity
against hospital, medical, or surgical expenses, nor health maintenance organization plan
shall be issued, delivered, executed, or renewed in this state, or approved for issuance or
renewal in this state by the Commissioner of Insurance after 90 days beyond the effective
date of this chapter, unless such policy, contract, or plan, at the option of the policyholder
or sponsor, provides benefits to any insured, subscriber, or other person covered under the
policy, contract, or plan for expenses incurred in connection with the treatment of alcoholism
when such treatment is prescribed by a duly licensed doctor of...
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27-43-10
Section 27-43-10 Types of legal expense insurance; policy and certificate forms; issuance of
policies and certificates. (a) Legal expense insurance may be written as individual, group,
blanket, or franchise insurance. Each contractual obligation for legal expense insurance must
be evidenced by a policy. Each person insured under a group policy must be issued a certificate
of coverage. (b) No policy or certificate of legal expense insurance may be issued in this
state unless a copy of the form has been filed and approved by the commissioner. (c) The commissioner
may not approve any form that does not meet the following requirements: (1) Policies must
contain a list and description of the legal service payments promised or the legal matters
for which expenses are to be reimbursed and any limits on the amounts to be paid or reimbursed;
(2) Policies and certificates must indicate the name of the insurer and the full address of
its principal place of business; (3) Certificates issued under...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-43-10.htm - 3K - Match Info - Similar pages

8-32-9
Section 8-32-9 Obligation of reimbursement insurance policy insurers. (a) Where reimbursement
insurance is applicable, providers are considered to be the agent of the insurer which issued
the reimbursement insurance policy solely for purposes of obligating the insurers to service
contract holders in accordance with the service contract and this chapter. In cases where
a provider is acting as an administrator and enlists other providers, the provider acting
as the administrator shall notify the insurer of the existence and identities of the other
providers. (b) This chapter shall not prevent or limit the right of an insurer which issued
a reimbursement insurance policy to seek indemnification or subrogation against a provider
if the insurer pays or is obligated to pay the service contract holder sums that the provider
was obligated to pay pursuant to the provisions of the service contract. (Acts 1997, No. 97-445,
p. 753, §9.)...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/8-32-9.htm - 1K - Match Info - Similar pages

27-1-18
Section 27-1-18 Contract providing for mental health services to entitle insured to reimbursement
for outpatient and inpatient services by qualified psychiatrist or psychologist. (a) Whenever
any group, or blanket hospital or medical expense insurance policy or hospital or medical
service contract issued for delivery in this state provides for the reimbursement of health
or health related services which includes mental health services, and such services are within
the lawful scope of practice of a duly qualified psychiatrist or psychologist, the insured
or other person entitled to benefits under such policy or contract shall be entitled to reimbursement
for outpatient services, and inpatient services if requested by the attending physician, performed
by a duly qualified psychiatrist or psychologist notwithstanding any provisions of the policy
or contract to the contrary. (b) For purposes of this section, a duly qualified psychologist
means, one who is duly licensed or certified at the...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-1-18.htm - 2K - Match Info - Similar pages

2-9-22
Section 2-9-22 Insurance for employees of Department of Agriculture and Industries at shipping
points, etc. The Commissioner of Agriculture and Industries, subject to approval by the Governor,
is hereby authorized and empowered and may enter into a contract by bond or policy with an
insurance company authorized to do business in this state whereby employees of the Department
of Agriculture and Industries who are engaged in work involving inspection, grading, classifying,
weighing or otherwise handling agricultural commodities at shipping points, terminal markets,
receiving centers or elsewhere will be insured against personal injury or death caused by
accidental means while discharging their duties as such employees. The amount of insurance
protection to be paid to any employee as authorized under this section on account of death,
injury or disability shall not exceed the amount or amounts as provided by the workmen's compensation
laws of the State of Alabama if such employees were...
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