Code of Alabama

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7-3-501
Section 7-3-501 Presentment. (a) "Presentment" means a demand made by or on
behalf of a person entitled to enforce an instrument (i) to pay the instrument made to the
drawee or a party obliged to pay the instrument or, in the case of a note or accepted draft
payable at a bank, to the bank, or (ii) to accept a draft made to the drawee. (b) The following
rules are subject to Article 4, agreement of the parties, and clearing-house rules and the
like: (1) Presentment may be made at the place of payment of the instrument and must be made
at the place of payment if the instrument is payable at a bank in the United States; may be
made by any commercially reasonable means, including an oral, written, or electronic communication;
is effective when the demand for payment or acceptance is received by the person to whom presentment
is made; and is effective if made to any one of two or more makers, acceptors, drawees, or
other payors. (2) Upon demand of the person to whom presentment is made, the...
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7-1-201
Section 7-1-201 General definitions. (a) [Reserved]. (b) Subject to additional definitions
contained in the subsequent articles of this title which are applicable to specific articles
or parts thereof, and unless the context otherwise requires, in this title: (1) "Action,"
in the sense of a judicial proceeding, includes recoupment, counterclaim, set-off, suit in
equity, and any other proceeding in which rights are determined. (2) "Aggrieved party"
means a party entitled to pursue a remedy. (3) "Agreement," as distinguished from
"contract," means the bargain of the parties in fact, as found in their language
or inferred from other circumstances, including course of performance, course of dealing,
or usage of trade as provided in Section 7-1-303. (4) "Bank" means a person
engaged in the business of banking and includes a savings bank, savings and loan association,
credit union, and trust company. (5) "Bearer" means a person in possession of a
negotiable instrument, document of title, or...
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7-9A-102
Section 7-9A-102 Definitions and index of definitions. (a) Article 9A definitions. In
this article: (1) "Accession" means goods that are physically united with other
goods in such a manner that the identity of the original goods is not lost. (2) "Account,"
except as used in "account for," means a right to payment of a monetary obligation,
whether or not earned by performance, (i) for property that has been or is to be sold, leased,
licensed, assigned, or otherwise disposed of, (ii) for services rendered or to be rendered,
(iii) for a policy of insurance issued or to be issued, (iv) for a secondary obligation incurred
or to be incurred, (v) for energy provided or to be provided, (vi) for the use or hire of
a vessel under a charter or other contract, (vii) arising out of the use of a credit or charge
card or information contained on or for use with the card, or (viii) as winnings in a lottery
or other game of chance operated or sponsored by a State, governmental unit of a State, or...

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34-27-36
Section 34-27-36 Disciplinary action - Generally. (a) The commission or its staff may
on its own, or on the verified complaint in writing of any person, investigate the actions
and records of a licensee. The commission may issue subpoenas and compel the testimony of
witnesses and the production of records and documents during an investigation. If probable
cause is found, a formal complaint shall be filed and the commission shall hold a hearing
on the formal complaint. The commission shall revoke or suspend the license or impose a fine
of not less than one hundred dollars ($100) nor more than two thousand five hundred dollars
($2,500), or both, or reprimand the licensee in each instance in which the licensee is found
guilty of any of the following acts set out in this section. The commission may revoke
or suspend a license until such time as the licensee has completed an approved continuing
education course and/or made restitution to accounts containing funds to be held for other...

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8-7A-2
Section 8-7A-2 Definitions. For purposes of this chapter, the following terms shall
have the following meanings: (1) AGENT or AUTHORIZED DELEGATE. Any person designated or employed
by a licensee under this chapter to provide monetary transmission services on behalf of the
licensee. (2) APPLICANT. Any person that files an application for a license under this chapter.
(3) BANK. An institution organized under federal or state law which meets any of the following
requirements: a. Accepts demand deposits or deposits that the depositor may use for payment
to third parties and engages in the business of making loans. b. Engages in credit card operations
and maintains only one office that accepts deposits, does not accept demand deposits or deposits
that a depositor may use for payments to third parties, does not accept a savings or time
deposit less than one hundred thousand dollars ($100,000), and does not engage in the business
of making commercial loans. c. Is a trust company subject to...
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7-3-502
Section 7-3-502 Dishonor. (a) Dishonor of a note is governed by the following rules:
(1) If the note is payable on demand, the note is dishonored if presentment is duly made to
the maker and the note is not paid on the day of presentment. (2) If the note is not payable
on demand and is payable at or through a bank or the terms of the note require presentment,
the note is dishonored if presentment is duly made and the note is not paid on the day it
becomes payable or the day of presentment, whichever is later. (3) If the note is not payable
on demand and paragraph (2) does not apply, the note is dishonored if it is not paid on the
day it becomes payable. (b) Dishonor of an unaccepted draft other than a documentary draft
is governed by the following rules: (1) If a check is duly presented for payment to the payor
bank otherwise than for immediate payment over the counter, the check is dishonored if the
payor bank makes timely return of the check or sends timely notice of dishonor or...
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10A-2A-7.24
Section 10A-2A-7.24 Acceptance of votes and other instruments. (a) If the name signed
on a vote, ballot, consent, waiver, stockholder demand, or proxy appointment corresponds to
the name of a stockholder, the corporation, if acting in good faith, is entitled to accept
the vote, ballot, consent, waiver, stockholder demand, or proxy appointment and give it effect
as the act of the stockholder. (b) If the name signed on a vote, ballot, consent, waiver,
stockholder demand, or proxy appointment does not correspond to the name of its stockholder,
the corporation, if acting in good faith, is nevertheless entitled to accept the vote, ballot,
consent, waiver, stockholder demand, or proxy appointment and give it effect as the act of
the stockholder if: (1) the stockholder is an entity and the name signed purports to be that
of an officer or agent of the entity; (2) the name signed purports to be that of an administrator,
executor, guardian, or conservator representing the stockholder and, if the...
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41-1-60
Section 41-1-60 Acceptance of credit card payment. (a) Notwithstanding any other provision
of law to the contrary, any officer or unit of state government required or authorized to
receive or collect any payments to state government may accept a credit card payment of the
amount that is due. This section shall only apply to departments, agencies, boards,
bureaus, commissions, and authorities which are units of state government, and shall not apply
to any departments, agencies, boards, bureaus, commissions, or authorities which are units
of county or municipal government and come under the provisions of Chapter 103 of Title 11.
(b) This section shall be broadly construed to authorize acceptance of credit card
payments by: (1) All departments, agencies, boards, bureaus, commissions, authorities, and
other units of state government. (2) All officers, officials, employees, and agents of the
state and units of state government. (c) This section shall be broadly construed to
authorize...
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45-49-160.04
Section 45-49-160.04 Payments by credit card. (a) For purposes of this section,
the term credit card includes any credit card, charge card, or debit card issued by any bank,
foreign lender, domestic lender, or credit card bank as defined in Section 5-20-3.
(b) Notwithstanding any other provision of law to the contrary, any Mobile County elected
official required or authorized to receive or collect any payments to state or county government
may accept payment of the amount by credit card, as defined herein. (c) This section
shall be broadly construed to authorize acceptance of credit card payments by county elected
officials including, but not limited to, the Mobile County Revenue Commissioner, the Mobile
County License Commissioner, the Mobile County Judge of Probate, the Mobile County Commission,
and the Sheriff of Mobile County. This section shall be broadly construed to authorize
acceptance of credit card payments of all types of amounts payable including, but not limited
to, taxes,...
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45-37-73.01
Section 45-37-73.01 Regulation of credit card payments. (a) This section shall
apply to any subject county of the State of Alabama having a population of 500,000 or more
according to the last or any subsequent federal census, and to no other county. (b)(1) Notwithstanding
any other provision of law to the contrary, any officer or unit of the county government required
or authorized to receive or collect any payments to state or county government may, but is
not required to, accept a credit card payment of the amount. (2) This section shall
be broadly construed to authorize acceptance of credit card payments by: a. All departments,
agencies, boards, bureaus, commissions, authorities and other units of county government.
b. All officers, officials, employees, and agents of the county units of county government.
(3) This section shall be broadly construed to authorize acceptance of credit card
payments of all types of amounts payable, including, but not limited to, taxes, license and...

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