Code of Alabama

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27-31A-9
Section 27-31A-9 Restrictions on insurance purchased by purchasing groups. (a) A purchasing
group may not purchase insurance from a risk retention group that is not chartered in a state
or from an insurer not admitted in the state in which the purchasing group is located, unless
the purchase is effected through a licensed agent or broker acting pursuant to the surplus
lines laws and regulations of the state. (b) A purchasing group which obtains casualty insurance
from an insurer not admitted in this state, or a risk retention group, shall inform each of
the members of the group which have a risk resident or located in this state that the risk
is not protected by an insurance insolvency guaranty fund in this state, and that the risk
retention group or that insurer may not be subject to all insurance laws and regulations of
this state. (c) No purchasing group may purchase insurance providing for a deductible or self-insured
retention applicable to the group as a whole. Coverage may...
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27-54A-2
Section 27-54A-2 Treatment under certain policies and contracts. (a) As used in this
section, the following words have the following meanings: (1) APPLIED BEHAVIOR ANALYSIS.
The design, implementation, and evaluation of environmental modifications, using behavioral
stimuli and consequences, to produce socially significant improvement in human behavior, including
the use of direct observation, measurement, and functional analysis of the relationship between
environment and behavior. (2) AUTISM SPECTRUM DISORDER. Any of the pervasive developmental
disorders or autism spectrum disorders as defined by the most recent edition of the Diagnostic
and Statistical Manual of Mental Disorders (DSM) or the edition that was in effect at the
time of diagnosis. (3) BEHAVIORAL HEALTH TREATMENT. Counseling and treatment programs, including
applied behavior analysis that are both of the following: a. Necessary to develop, maintain,
or restore, to the maximum extent practicable, the functioning of an...
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32-7C-2
Section 32-7C-2 Insurance requirements. (a) On or before October 30, 2016, and thereafter,
a TNC driver or a TNC on the behalf of the TNC driver shall maintain primary automobile insurance
that recognizes that the driver is a TNC driver or otherwise uses a vehicle to transport riders
for compensation and covers the driver under both of the following circumstances: (1) While
the TNC driver is logged onto the digital network of a TNC. (2) While the TNC driver is engaged
in a prearranged ride. (b)(1) The following automobile insurance requirements shall apply
while a participating TNC driver is logged on to the digital network of a TNC and is available
to receive transportation requests but is not engaged in a prearranged ride: a. Primary automobile
liability insurance in the amount of at least fifty thousand dollars ($50,000) for death and
bodily injury per person, one hundred thousand dollars ($100,000) for death and bodily injury
per incident, and twenty-five thousand dollars ($25,000)...
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10A-20-6.16
Section 10A-20-6.16 Applicability of insurance laws. (a) No statute of this state applying
to insurance companies shall be applicable to any corporation organized under this article
and amendments thereto or to any contract made by the corporation; except the corporation
shall be subject to the following: (1) The provisions regarding annual premium tax to be paid
by insurers on insurance premiums. (2) Chapter 55 of Title 27. (3) Article 2 and Article 3
of Chapter 19 of Title 27. (4) Section 27-1-17. (5) Chapter 56 of Title 27. (6) Rules
promulgated by the Commissioner of Insurance pursuant to Sections 27-7-43 and 27-7-44. (7)
Chapter 54 of Title 27. (8) Chapter 57 of Title 27. (9) Chapter 58 of Title 27. (10) Chapter
59 of Title 27. (11) Chapter 54A of Title 27. (12) Chapter 12A of Title 27. (13) Chapter 2B
of Title 27. (14) Chapter 29 of Title 27. (15) Chapter 62 of Title 27. (b) The provisions
in subsection (a) that require specific types of coverage to be offered or provided shall...

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27-22-42
Section 27-22-42 Policyholders Bill of Rights. The following shall serve as the minimum
standards to be followed by the Alabama Department of Insurance in exercising the department's
powers and duties in regulating insurance companies pursuant to Chapter 12. The Department
of Insurance and insurance companies shall post this list or an electronic link of this list
on their respective websites. These standards include the following: (1) Policyholders shall
have the right to competitive pricing practices of insurers as prescribed by applicable federal
or state insurance law and regulation. (2) Policyholders shall have the right to insurance
advertising and sales approaches that provide representative information on the policy in
accordance with Chapter 12. (3) Policyholders shall have the right to assurance that the insurance
market in general and their insurance company in particular are financially stable as provided
in Section 27-12-7. (4) Policyholders shall have the right to receive...
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27-31B-3
Section 27-31B-3 Licensing. (a) Any captive insurance company, when permitted by its
articles of association, charter, or other organizational document, may apply to the commissioner
for a license to do any and all insurance defined in Sections 27-5-2, 27-5-4, and 27-5-5,
in subdivisions (1), (2), (4), (5), (6), (7), (8), (9), (10), (11), (12), (13), and (14) of
subsection (a) of Section 27-5-6, in Sections 27-5-7, 27-5-8, 27-5-9, and 27-5-10,
and to grant annuity contracts as defined in Section 27-5-3, subject, however, to all
of the following: (1) No pure captive insurance company may insure any risks other than those
of its parent and affiliated companies or controlled unaffiliated business. (2) No association
captive insurance company may insure any risks other than those of the member organizations
of its association, and their affiliated companies. (3) No industrial insured captive insurance
company may insure any risks other than those of the industrial insureds that comprise...

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16-22-6
Section 16-22-6 Policies as to salary deductions; purposes for which deductions may
be made; application. (a) Each local board of education and certain postsecondary institutions
shall adopt policies or regulations which will provide for deductions from salaries of its
employees or groups of employees whenever a request is presented to the board or postsecondary
institution by the employees or groups. The deductions shall be made from salaries earned
in at least nine different pay periods and shall be remitted to the appropriate company, association,
or organization as specified by the employees within 10 days following each deduction. The
deductions may be made for, but not limited to, savings plans, tax sheltered annuities, the
Public Employees' Individual Retirement Account Fund, membership dues, voluntary contributions,
and group insurance premiums. Deductions for membership dues and voluntary contributions shall
be made based upon membership lists and forms provided by the...
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17-3-5
Section 17-3-5 Compensation and allowances for registrars; treatment as state employees.
(a) Each registrar shall receive a salary in the amount of eighty dollars ($80) per day for
each day's attendance upon business of the board, to be paid by the state and disbursed to
the county commissions and disbursed by the county commissions to each registrar on order
of a quorum of the board of registrars of the county. The state Comptroller shall issue to
each county commission on a monthly basis an amount sufficient to fund these payments plus
the employer share of the Social Security or Federal Insurance Corporation Act tax. The county
commission will provide to the state Comptroller an invoice itemized to reflect payments made.
If a legal holiday falls on a day the board is to be in session, and the courthouse of the
county is closed for the holiday, the board of registrars shall be compensated for the holiday.
Each registrar shall receive a mileage allowance equal to the amount allowed...
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27-19-105
Section 27-19-105 Regulations for long-term care policies; outline of coverage, policy
summary, and monthly report. (a) The commissioner may adopt regulations that include standards
for full and fair disclosure setting forth the manner, content, and required disclosures for
the sale of long-term care insurance policies, terms of renewability, initial and subsequent
conditions of eligibility, nonduplication of coverage provisions, coverage of dependents,
preexisting conditions, termination of insurance, continuation or conversion, probationary
periods, limitations, exceptions, reductions, elimination periods, requirements for replacement,
recurrent conditions, and definitions of terms. Regulations under this subsection should recognize
the developing and unique nature of long-term care insurance and the distinction between group
and individual long-term insurance policies. (b) No long-term care insurance policy may do
any of the following: (1) Be cancelled, nonrenewed, or otherwise...
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32-7A-6
Section 32-7A-6 Evidence of insurance; insurance card. (a) Every operator of a motor
vehicle subject to the provisions of Section 32-7A-4 shall carry within the vehicle
evidence of insurance. The evidence shall be legible and sufficient to demonstrate that the
motor vehicle currently is covered by an Alabama liability insurance policy or an Alabama
commercial automobile liability insurance policy as required under Section 32-7A-4
and may include, but is not limited to, the following: (1) An insurance card, or temporary
insurance card, provided by the insurer or an authorized representative under this section.
(2) The combination of proof of purchase of the motor vehicle within the previous 20 calendar
days and a current and valid insurance card issued for the motor vehicle replaced by such
purchase. (3) The current declarations page of an Alabama liability insurance policy. (4)
An Alabama liability insurance binder, or legible copy thereof, Alabama certificate of liability
insurance,...
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