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32-7A-10
Section 32-7A-10 Online insurance verification system - Failure to allow access. (a) If any
insurance company shall fail to consistently allow access through an online insurance verification
system to verify coverage of motor vehicle liability insurance coverage, the department shall
notify the Insurance Commissioner of any and all violations by an insurer of Sections 32-7A-9
and 32-7B-5. (b) The department shall prescribe the form and manner of transmission for the
purposes of notifying the Insurance Commissioner under subsection (a). (c) The Insurance Commissioner
may impose a fine of up to five thousand dollars ($5,000) per violation following a hearing,
if, after receiving a notice of a potential violation of any material provision of Section
32-7A-9 or 32-7B-5 from the Insurance Commissioner, it is found that an insurer willfully
violated a section listed in the notice. (Act 2000-554, p. 1005, §1; Act 2011-688, p. 2076,
§3.)...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7A-10.htm - 1K - Match Info - Similar pages
32-7A-2
Section 32-7A-2 Definitions. (a) For the purposes of this chapter, the following terms shall
have the following meanings respectively ascribed to them in this section, except in those
instances where the context clearly indicates a different meaning: (1) CERTIFICATE OF INSURANCE.
A document issued by an insurer or its authorized representative showing that a specific vehicle
is insured for no less than the minimum limits of liability coverage for bodily injury or
death and for destruction of property under subsection (c) of Section 32-7-6. (2) COMMERCIAL
AUTOMOBILE LIABILITY INSURANCE POLICY. An insurance policy that: a. Is written on either a
commercial coverage or other commercially rated personal policy form, including, but not limited
to, a commercial auto, garage, or truckers form, and is not dependent on the type, number,
or ownership of vehicle or entity covered or insured. b. Insures vehicles that are not identified
individually by vehicle identification number on the policy....
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7A-2.htm - 6K - Match Info - Similar pages
32-7A-6
Section 32-7A-6 Evidence of insurance; insurance card. (a) Every operator of a motor vehicle
subject to the provisions of Section 32-7A-4 shall carry within the vehicle evidence of insurance.
The evidence shall be legible and sufficient to demonstrate that the motor vehicle currently
is covered by an Alabama liability insurance policy or an Alabama commercial automobile liability
insurance policy as required under Section 32-7A-4 and may include, but is not limited to,
the following: (1) An insurance card, or temporary insurance card, provided by the insurer
or an authorized representative under this section. (2) The combination of proof of purchase
of the motor vehicle within the previous 20 calendar days and a current and valid insurance
card issued for the motor vehicle replaced by such purchase. (3) The current declarations
page of an Alabama liability insurance policy. (4) An Alabama liability insurance binder,
or legible copy thereof, Alabama certificate of liability insurance,...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7A-6.htm - 6K - Match Info - Similar pages
32-7A-9
Section 32-7A-9 Online insurance verification system - Insurer to allow access. An insurer
shall allow access through an online insurance verification system to verify insurance status
in accordance with Section 32-7A-7. (Act 2000-554, p. 1005, §1; Act 2001-344, p. 446, §1;
Act 2006-221, p. 381, §1; Act 2010-716, p. 1775, §§1, 2; Act 2011-688, p. 2076, §3.)...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7A-9.htm - 691 bytes - Match Info - Similar pages
32-7A-11
Section 32-7A-11 Online insurance verification system - Notification upon inability to verify
existing insurance; proof of coverage; penalties. (a)(1) When the department is unable to
verify that liability insurance coverage exists for a motor vehicle registered or required
to be registered in this state, the department shall send the registrant notice via U.S. mail
at the last known address as reflected on the department's motor vehicle registration records.
The notice shall require that the registrant, within 30 calendar days of the date of the notice,
provide evidence of continuous liability insurance coverage for the vehicle for the period
specified by the department. The registration will be suspended unless either: a. The registrant
responds within the required time frame and the response establishes that the registrant has
not had a lapse in liability insurance coverage. The department shall then indicate in its
records that the insured is in compliance with this chapter. b. The...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7A-11.htm - 4K - Match Info - Similar pages
32-7B-4
Section 32-7B-4 Functions of the Online Insurance Verification System. The online insurance
verification system shall: (1) Be accessible by authorized personnel of the department for
direct inquiry. Access by the courts, insurers, law enforcement, and offices of the licensing
officials charged with motor vehicle registration and titling responsibilities shall be through
authorized personnel of the department. Insurer access shall be limited to data or information
transmission as required to operate the online insurance verification system. (2) Be able
to verify, on a 24-hour, seven days per week basis, minus permitted down time for system maintenance
as prescribed by the advisory council, the insurance status of a motor vehicle via the Internet,
or similar electronic system consistent with insurance industry and IICMVA recommendations
and the specifications and standards of the IICMVA model dated May 8, 2008, or later models
as recommended by the advisory council and adopted by the...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7B-4.htm - 1K - Match Info - Similar pages
32-7A-7
Section 32-7A-7 Random verification of insurance. (a) The department may review registrations
of motor vehicles subject to Section 32-7A-4, or owners thereof, for the purpose of verifying
whether or not the motor vehicles are insured through an online insurance verification system.
If the department cannot verify the insurance status of a vehicle using the online insurance
verification system or other such method for deposits of cash or motor vehicle insurance liability
bonds, the department may send owners requests for information about their motor vehicles
and liability insurance in accordance with subsections (d) and (e). (b) In addition to such
review of motor vehicle registrations in subsection (a), the department may select and review
for verification other sources of information including, but not limited to, registrations
of motor vehicles owned by persons: (1) Whose motor vehicle registrations have been suspended
pursuant to Section 32-7A-12 or any other provision of this...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7A-7.htm - 4K - Match Info - Similar pages
32-7A-17
Section 32-7A-17 Reinstatement of suspended registration; verification by license plate issuing
officials. (a) License plate issuing officials shall not register or re-register a motor vehicle
or transfer the license plates if the registration is suspended pursuant to Section 32-7A-12.
(b) Notwithstanding subsection (a), upon the request of the registrant, the license plate
issuing official shall reinstate a registrant's suspended registration at such time the registrant
meets the provisions of reinstatement provided for by this chapter. (c) No vehicle registration
or renewal thereof shall be issued to any motor vehicle unless the license plate issuing official
receives satisfactory evidence of insurance or verification of motor vehicle liability insurance
through the online insurance verification system, liability insurance bond, or deposit of
cash that provides the minimum motor vehicle insurance coverage required by Section 32-7-6
or is exempted under Section 32-7A-5. Verification...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7A-17.htm - 2K - Match Info - Similar pages
32-7B-2
Section 32-7B-2 Definitions. For the purposes of this chapter, the following terms shall have
the following meanings respectively ascribed to them in this section, except in those instances
where the context clearly indicates a different meaning: (1) ADVISORY COUNCIL. A group of
13 voting members consisting of: Two representatives of the Department of Revenue, a representative
of the Department of Public Safety, and a representative of the Department of Insurance as
well as three insurance company representatives appointed by the Commissioner of Insurance,
a representative of the American Insurance Association, a representative of the National Association
of Mutual Insurance Companies, a representative of the Property and Casualty Insurers Association
of America, a representative of the Alabama Independent Agents Association, a representative
of the Alabama Probate Judges Association appointed by the president of the association, and
a representative of the Alabama Association of Tax...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7B-2.htm - 2K - Match Info - Similar pages
27-62-3
Section 27-62-3 Definitions. For purposes of this chapter, the following words have the following
meanings: (1) AUTHORIZED INDIVIDUAL. An individual known to and screened by the licensee and
determined to be necessary and appropriate to have access to the nonpublic information held
by the licensee and its information systems. (2) COMMISSIONER. The Commissioner of Insurance.
(3) CONSUMER. An individual, including, but not limited to, an applicant, policyholder, insured,
beneficiary, claimant, or certificate holder, who is a resident of this state and whose nonpublic
information is in the possession, custody, or control of a licensee. (4)a. CYBERSECURITY EVENT.
An event resulting in unauthorized access to, disruption, or misuse of an information system
or nonpublic information stored on an information system. b. The term cybersecurity event
does not include the unauthorized acquisition of encrypted nonpublic information if the encryption,
process, or key is not also acquired, released,...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-62-3.htm - 5K - Match Info - Similar pages
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