Code of Alabama

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27-19-20
Section 27-19-20 Optional policy provisions - Insurance with other insurers - Expense-incurred
benefits. (a) There may be a provision as follows: "Insurance with Other Insurers: If
there be other valid coverage, not with this insurer, providing benefits for the same loss
on a provision of service basis or on an expense-incurred basis and of which this insurer
has not been given written notice prior to the occurrence or commencement of loss, the only
liability under any expense-incurred coverage of this policy shall be for such proportion
of the loss as the amount which would otherwise have been payable hereunder plus the total
of the like amounts under all such other valid coverages for the same loss of which this insurer
had notice bears to the total like amounts under all valid coverages for such loss, and for
the return of such portion of the premiums paid as shall exceed the pro rata portion for the
amount so determined. For the purpose of applying this provision when other...
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27-19-21
Section 27-19-21 Optional policy provisions - Insurance with other insurers - Other benefits.
(a) There may be a provision as follows: "Insurance with Other Insurers: If there be
other valid coverage, not with this insurer, providing benefits for the same loss on other
than an expense-incurred basis and of which this insurer has not been given written notice
prior to the occurrence or commencement of loss, the only liability for such benefits under
this policy shall be for such proportion of the indemnities otherwise provided hereunder for
such loss as the like indemnities of which the insurer had notice (including the indemnities
under this policy) bear to the total amount of all like indemnities for such loss and for
the return of such portion of the premium paid as shall exceed the pro rata portion for the
indemnities thus determined." (b) If the foregoing policy provision is included in a
policy which also contains the policy provision set out in Section 27-19-20, there shall be...

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41-27-44
Section 41-27-44 Finality of penalty; failure to pay. If after a hearing, a person is found
to be driving a motor vehicle in violation of the Mandatory Motor Vehicle Liability Insurance
Law, the civil penalty shall be final. If the civil penalty is not paid within 15 days, the
person's driver's license shall be suspended for 90 days. (Act 2016-361, §5.)...
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41-27-47
Section 41-27-47 Subsequent criminal penalty for same violation prohibited. Any driver assessed
a civil penalty for a violation of the Mandatory Motor Vehicle Liability Insurance Law shall
not thereafter be subject to a criminal penalty for the same violation. (Act 2016-361, §7.)...

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2-27-56
Section 2-27-56 Surety bond or liability insurance. Each applicant for a license to perform
the custom application of pesticides shall, before a license is issued to him, furnish and
file with the commissioner a surety bond in which the State of Alabama is named as obligee
in the sum of $3,000.00 for each applicant operating ground equipment or not more than two
aircraft. Where an applicant operates more than two aircraft, the amount of the bond required
to be furnished shall be increased by the sum of $3,000.00 for each additional aircraft, provided
the total amount of any bond required under this section shall not exceed the sum of $12,000.00.
The bond shall be conditioned for the protection of, and that the licensee will answer in
damages to, persons who may suffer legal damages as a result of licensee's custom application
of pesticides or drift to plants, animals or property or by failure of licensee to comply
with any of the requirements of this article, and rules and regulations...
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27-42-12
Section 27-42-12 Exhaustion of rights; nonduplication of recovery. (a) Any person having a
claim under an insurance policy, whether or not it is a policy issued by a member insurer,
where the claim under the other policy arises from the same facts, injury, or loss that gave
rise to the covered claim against the association, shall be required first to exhaust all
coverage provided by any such policy. Any amount payable on a covered claim under this chapter
shall be reduced by the full applicable limits stated in the other insurance policy and the
association shall receive a full credit for the stated limits, or, where there are no applicable
stated limits, the claim shall be reduced by the total recovery. Notwithstanding the foregoing,
no person shall be required to exhaust any right under the policy of an insolvent insurer.
(1) A claim under a policy providing liability coverage to a person who may be jointly and
severally liable with, or a joint tortfeasor with, the person covered...
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6-10-8
Section 6-10-8 Rights of beneficiaries and assignees under life insurance policies. If a policy
of insurance, whether heretofore or hereafter issued, is effected by any person on his or
her own life or on another life in favor of a person other than himself or herself or, except
in cases of transfer with intent to defraud creditors, if a policy of life insurance is assigned
or in any way made payable to any such person, the lawful beneficiary or assignee thereof,
other than the insured or the person so effecting such insurance, or his or her executors
or administrators, shall be entitled to its proceeds and avails against the creditors and
representatives of the insured and of the person effecting the same, whether or not the right
to change the beneficiary is reserved or permitted and whether or not the policy is made payable
to the person whose life is insured if the beneficiary or assignee shall predecease such person;
provided, that subject to the statute of limitations, the amount...
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13A-11-290
Section 13A-11-290 Leaving child or incapacitated person unattended in motor vehicle prohibited.
(a) This section shall be known and cited as the Amiyah White Act. (b) For the purposes of
this section, the term motor vehicle shall mean any motor vehicle as defined in Section 32-1-1.1,
and the term incapacitated person shall mean any incapacitated person as defined in Section
26-2A-20. (c)(1) A licensed day care center, a licensed child care facility, a program providing
day care service to incapacitated persons, or any other child care service that is exempt
from licensing pursuant to Section 38-7-3, or an employee thereof, or a person for hire responsible
for a child under the age of 7 or an incapacitated person, shall not leave a child or an incapacitated
person in a motor vehicle unattended in a manner that creates an unreasonable risk of injury
or harm. (2) A person violating this section shall be punished by a fine of not less than
two thousand dollars ($2,000). If a person has a...
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27-18-12
Section 27-18-12 Policy provisions - Conversion - Termination of policy. The group life insurance
policy shall contain a provision that if the group policy terminates, or is amended so as
to terminate the insurance of any class of insured persons, every person insured thereunder
at the date of such termination whose insurance terminates and who has been so insured for
at least five years prior to such termination date shall be entitled to have issued to him
by the insurer an individual policy of life insurance, subject to the same conditions and
limitations as are provided by Section 27-18-11; except, that the group policy may provide
that the amount of such individual policy shall not exceed the smaller of: (1) The amount
of the person's life insurance protection ceasing because of the termination or amendment
of the group policy, less the amount of any life insurance for which he is, or becomes, eligible
under any group policy issued or reinstated by the same or another insurer,...
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36-29-14
Section 36-29-14 Health insurance coverage under State Employees' Insurance Board; operation
of board. (a) Any agency of the state, or any governmental entity, body, or subdivision thereto,
any county, any municipality, any municipal foundation, any fire or water district, authority,
or cooperative, any regional planning and development commission established pursuant to Sections
11-85-50 through 11-85-73, that is not and was not for the 12 months immediately preceding
the date of application to participate in any plan created pursuant to the provisions of this
article a member of an existing government sponsored health insurance program, formed under
the provisions of Section 11-26-2, the Association of County Commissions of Alabama or the
Alabama League of Municipalities, the Alabama Retired State Employees' Association, the Alabama
State Employees Credit Union, Easter Seals Alabama, Alabama State University, the Alabama
Rural Water Association, Rainbow Omega, Incorporated, The Arc...
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