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32-7-23
Section 32-7-23 Uninsured motorist coverage; "uninsured motorist" defined; limitation
on recovery. (a) No automobile liability or motor vehicle liability policy insuring against
loss resulting from liability imposed by law for bodily injury or death suffered by
any person arising out of the ownership, maintenance, or use of a motor vehicle shall be delivered
or issued for delivery in this state with respect to any motor vehicle registered or principally
garaged in this state unless coverage is provided therein or supplemental thereto, in limits
for bodily injury or death set forth in subsection (c) of Section 32-7-6, under provisions
approved by the Commissioner of Insurance for the protection of persons insured thereunder
who are legally entitled to recover damages from owners or operators of uninsured motor vehicles
because of bodily injury, sickness or disease, including death, resulting therefrom;
provided, that the named insured shall have the right to reject such coverage; and...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7-23.htm - 2K - Match Info - Similar pages
32-7-22
any motor vehicle or motor vehicles designated in the policy with the express or implied permission
of the named insured, against loss from the liability imposed by law for damages arising out
of the ownership, maintenance, or use of such motor vehicle or motor vehicles within the United
States of America or the Dominion of Canada, subject to limits exclusive of interest and costs,
with respect to each such motor vehicle, in the amount of not less than the minimum amounts
set for bodily injury or death and for destruction of property under subsection (c)
of Section 32-7-6. (c) The operator's policy of liability insurance shall insure the person
named as insured in the policy against loss from the liability imposed upon him or her by
law for damages arising out of the use by him or her of any motor vehicle not owned by him
or her, within the same territorial limits and subject to the same limits of liability as
are set forth above with respect to an owner's policy of liability...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7-22.htm - 5K - Match Info - Similar pages
32-7A-4
of, and no owner shall permit another person to operate, register, or maintain registration
of, a motor vehicle designed to be used on a public highway unless the motor vehicle is covered
by a liability insurance policy, a commercial automobile liability insurance policy, motor
vehicle liability bond, or deposit of cash. (b)(1) The liability insurance policy or commercial
automobile liability insurance policy shall be issued in amounts no less than the minimum
amounts set for bodily injury or death and for destruction of property under Section
32-7-6(c). (2) The motor vehicle liability bond shall be in the amount of not less than the
minimum amounts of liability coverage for bodily injury or death and for destruction
of property under subsection (c) of Section 32-7-6. The bond shall be conditioned on the payment
of the amount of any judgment rendered against the principal in the bond or any person responsible
for the operation of the principal's motor vehicle with his or her...
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27-23-20
business of the insured; provided, however, that this article shall not apply: 1. To policies
of automobile liability insurance issued under an automobile assigned risk plan; 2. To any
policy insuring more than four automobiles; nor 3. To any policy covering garage, automobile
sales agency, repair shop, service station, or public parking place operation hazards and
provided, further, that this article shall apply only to that portion of an automobile liability
policy insuring against bodily injury and property damage liability and to the provisions
therein, if any, relating to medical payments and uninsured motorists' coverage. (2) NONPAYMENT
OF PREMIUM. Failure of the named insured to discharge, when due, any of his obligations in
connection with the payment of premiums on a policy of automobile liability insurance or any
installment of such premium, whether the premium is payable directly to the insurer or its
agent or indirectly under any premium finance plan or extension of...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-23-20.htm - 2K - Match Info - Similar pages
32-7A-2
Section 32-7A-2 Definitions. (a) For the purposes of this chapter, the following terms shall
have the following meanings respectively ascribed to them in this section, except in those
instances where the context clearly indicates a different meaning: (1) CERTIFICATE OF INSURANCE.
A document issued by an insurer or its authorized representative showing that a specific vehicle
is insured for no less than the minimum limits of liability coverage for bodily injury
or death and for destruction of property under subsection (c) of Section 32-7-6. (2) COMMERCIAL
AUTOMOBILE LIABILITY INSURANCE POLICY. An insurance policy that: a. Is written on either a
commercial coverage or other commercially rated personal policy form, including, but
not limited to, a commercial auto, garage, or truckers form, and is not dependent on the type,
number, or ownership of vehicle or entity covered or insured. b. Insures vehicles that are
not identified individually by vehicle identification number on the policy....
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7A-2.htm - 6K - Match Info - Similar pages
32-7C-4
Section 32-7C-4 Coverage exclusions; disclosures. (a) Insurers that write automobile insurance
in this state may exclude any and all coverage afforded under the policy issued to an owner
or operator of a personal vehicle for any loss or injury that occurs while a
TNC driver is logged on to the digital network of a TNC or while a TNC driver provides a prearranged
ride. (b) The right to exclude all coverage may apply to any coverage included in an automobile
insurance policy, including, but not limited to, any of the following: (1) Liability coverage
for bodily injury and property damage. (2) Personal injury protection
coverage as defined by state law. (3) Uninsured and underinsured motorist coverage. (4) Medical
payments coverage. (5) Comprehensive physical damage coverage. (6) Collision physical damage
coverage. (c) The exclusions under this section shall apply notwithstanding any requirements
under the Motor Vehicle Safety-Responsibility Act, Chapter 7 of this title. (d) Nothing in...
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32-7C-2
Act, Chapter 7 of this title. (2) The coverage requirements of this subsection may be satisfied
by any of the following: a. Automobile insurance maintained by the TNC driver. b. Automobile
insurance maintained by the TNC. c. Any combination of a. and b. (c)(1) The following automobile
insurance requirements shall apply while a TNC driver is engaged in a prearranged ride: a.
Primary automobile liability insurance that provides at least one million dollars ($1,000,000)
for death, bodily injury, and property damage. b. All other state mandated coverage
for motor vehicles, including the requirements under the Motor Vehicle Safety-Responsibility
Act, Chapter 7 of this title. (2) The coverage requirements of this subsection may be satisfied
by any of the following: a. Automobile insurance maintained by the TNC driver. b. Automobile
insurance maintained by the TNC. c. Any combination of a. and b. (d) If insurance maintained
by a TNC driver under subsection (b) or (c) has lapsed or...
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25-5-8
foregoing, the insurance association, organization, or corporation shall have first had its
contract and plan of business approved in writing by the Commissioner of the Department of
Insurance of Alabama and have been authorized by the Department of Insurance to transact the
business of workers' compensation insurance in this state and under the plan. Notwithstanding
any other provision of the law to the contrary, the obligations of employers under law for
workers' compensation benefits for injury of employees may be insured by any combination
of life, disability, accident, health, or other insurance provided that the coverages insure
without limitation or exclusion the workers' compensation benefits of this state. (b) Option
to operate as self-insurer. An employer subject to this chapter who elects not to insure his
or her liability thereunder shall furnish satisfactory proof to the secretary of his or her
financial ability to pay directly compensation in the amount and manner and...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/25-5-8.htm - 14K - Match Info - Similar pages
32-7-6
Section 32-7-6 Security required; suspensions; applicability. (a) If 20 days after the receipt
of a report of a motor vehicle accident within this state which has resulted in bodily injury
or death, or damage to the property of any one person in excess of five hundred dollars ($500),
the director does not have on file evidence satisfactory that the person who would otherwise
be required to file security under subsection (b) of this section has been released from liability,
or has been finally adjudicated not to be liable, or has executed a duly acknowledged written
agreement or conditional release providing for the payment of an agreed amount in installments
with respect to all claims for injuries or damages resulting from the accident, which agreement
or conditional release may include reasonable interest as set out in Section 32-7-7, the director
shall determine the amount of security which shall be sufficient in his or her judgment to
satisfy any judgment or judgments for damages...
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27-7-14.1
annuities, and may include benefits in the event of death or dismemberment by accident and
benefits for disability income. (2) ACCIDENT AND HEALTH OR SICKNESS, commonly known as disability.
Insurance coverage for sickness, bodily injury, or accidental death and may include
benefits for disability income. (3) PROPERTY. Insurance coverage for the direct or consequential
loss or damage to property of every kind. (4) CASUALTY. Insurance coverage against legal liability,
including that for death, injury, or disability or damage to real or personal
property, and surety. (5) VARIABLE LIFE and VARIABLE ANNUITY PRODUCTS. Insurance coverage
provided under variable life insurance contracts and variable annuities. (6) PERSONAL
LINES. Property and casualty insurance coverage sold to individuals and families for primarily
noncommercial purposes. (7) CREDIT. Limited line credit insurance. (8) BAIL BOND. Surety coverage
for bail, as defined in Chapter 13 of Title 15. (9) RENTAL VEHICLE. As...
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