Code of Alabama

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32-7-22
Section 32-7-22 Motor vehicle liability policy defined; policy provisions. (a) A motor
vehicle liability policy, as the term is used in this chapter, means an owner's or an operator's
policy of liability insurance, certified as provided in Section 32-7-20 or Section
32-7-21 as proof of financial responsibility, and issued, except as otherwise provided in
Section 32-7-21, by an insurance carrier duly authorized to transact business in this
state, to or for the benefit of the person named in the policy as insured. (b) The owner's
policy of liability insurance: (1) Shall designate by explicit description or by appropriate
reference all motor vehicles to be insured; and (2) Shall insure the person named in the policy
and any other person, as insured, using any motor vehicle or motor vehicles designated in
the policy with the express or implied permission of the named insured, against loss from
the liability imposed by law for damages arising out of the ownership, maintenance, or use
of...
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25-5-1
Section 25-5-1 Definitions. Throughout this chapter, the following words and phrases
as used therein shall be considered to have the following meanings, respectively, unless the
context shall clearly indicate a different meaning in the connection used: (1) COMPENSATION.
The money benefits to be paid on account of injury or death, as provided in Articles 3 and
4. The recovery which an employee may receive by action at law under Article 2 of this chapter
is termed "recovery of civil damages," as provided for in Sections 25-5-31 and 25-5-34.
"Compensation" does not include medical and surgical treatment and attention, medicine,
medical and surgical supplies, and crutches and apparatus furnished an employee on account
of an injury. (2) CHILD or CHILDREN. The terms include posthumous children and all other children
entitled by law to inherit as children of the deceased; stepchildren who were members of the
family of the deceased, at the time of the accident, and were dependent upon him or...
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25-5-8
Section 25-5-8 Employers' options to secure payment of compensation. (a) Option to insure
risks. An employer subject to this chapter may secure the payment of compensation under this
chapter by insuring and keeping insured his or her liability in some insurance corporation,
association, organization, insurance association, corporation, or association formed of employers
and workers or formed by a group of employers to insure the risks under this chapter, operating
by mutual assessment or other plans or otherwise. Notwithstanding the foregoing, the insurance
association, organization, or corporation shall have first had its contract and plan of business
approved in writing by the Commissioner of the Department of Insurance of Alabama and have
been authorized by the Department of Insurance to transact the business of workers' compensation
insurance in this state and under the plan. Notwithstanding any other provision of the law
to the contrary, the obligations of employers under law for...
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8-20-4
Section 8-20-4 Unfair and deceptive trade practices. Notwithstanding the terms, provisions,
or conditions of any dealer agreement or franchise or the terms or provisions of any waiver,
prior to the termination, cancellation, or nonrenewal of any dealer agreement or franchise,
the following acts or conduct shall constitute unfair and deceptive trade practices: (1) For
any manufacturer, factory branch, factory representative, distributor, or wholesaler, distributor
branch, or distributor representative to coerce or attempt to coerce any motor vehicle dealer
to do any of the following: a. To accept, buy, or order any motor vehicle or vehicles, appliances,
equipment, parts, or accessories therefor, or any other commodity or commodities or service
or services which such motor vehicle dealer has not voluntarily ordered or requested except
items required by applicable local, state, or federal law; or to require a motor vehicle dealer
to accept, buy, order, or purchase such items in order to...
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37-3-23
Section 37-3-23 Bills of lading. Every common carrier by motor vehicle subject to the
provisions of this chapter receiving property for transportation originating and terminating
in this state shall issue to the shipper a receipt or bill of lading therefor and shall be
liable as a common carrier under the laws of this state to the lawful holder thereof for any
loss, damage or injury to such property caused by it; and no contract, stipulation, receipt,
rule or regulation contained in said receipt or bill of lading, or otherwise, shall exempt
such common carrier from the liability hereby imposed; but nothing in this section
shall deprive any holder of such receipt or bill of lading of any remedy or right of action
which he has under existing law. Every bill of lading so issued to the shipper shall state
the class or classes of freight or express shipped and the rate to the point of destination
and the aggregate charge made for the transportation. The commission shall prescribe the forms...

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37-3-23.1
Section 37-3-23.1 Unenforceability of certain motor vehicle transportation contract
provisions. (a) In this section, the following words shall have the following meanings:
(1) MOTOR CARRIER. The same meaning ascribed in subdivision (10) of Section 37-3-2,
or any successor provision and includes an agent, employee, servant, or independent contractor
of the motor carrier if the agent, employee, servant, or independent contractor provides services
in connection with the particular motor vehicle transportation contract to which subsection
(b) applies. (2) MOTOR CARRIER TRANSPORTATION CONTRACT. A bill of lading, contract, agreement,
or other understanding covering the following: a. The transportation of property for compensation
or hire by the motor carrier. b. Entrance on property by the motor carrier for the purpose
of loading, unloading, or transporting property for compensation or hire. c. A service incidental
to a. or b., including, but not limited to, storage of property. (3) MOTOR...
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32-7A-4
Section 32-7A-4 Liability insurance required. (a) No person shall operate, register,
or maintain registration of, and no owner shall permit another person to operate, register,
or maintain registration of, a motor vehicle designed to be used on a public highway unless
the motor vehicle is covered by a liability insurance policy, a commercial automobile liability
insurance policy, motor vehicle liability bond, or deposit of cash. (b)(1) The liability insurance
policy or commercial automobile liability insurance policy shall be issued in amounts no less
than the minimum amounts set for bodily injury or death and for destruction of property under
Section 32-7-6(c). (2) The motor vehicle liability bond shall be in the amount of not
less than the minimum amounts of liability coverage for bodily injury or death and for destruction
of property under subsection (c) of Section 32-7-6. The bond shall be conditioned on
the payment of the amount of any judgment rendered against the principal in...
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32-7-21
Section 32-7-21 Certificate furnished by nonresident as proof. (a) The nonresident owner
of a motor vehicle not registered in this state may give proof of financial responsibility
by filing with the director a written certificate or certificates of an insurance carrier
authorized to transact business in the state in which the motor vehicle or motor vehicles
described in such certificate is registered, or if such nonresident does not own a motor vehicle,
then in the state in which the insured resides, provided such certificate otherwise conforms
to the provisions of this chapter, and the director shall accept the same upon condition that
said insurance carrier complies with the following provisions with respect to the policies
so certified: (1) The insurance carrier shall execute a power of attorney authorizing the
director to accept service on its behalf of notice or process in any action arising out of
a motor vehicle accident in this state; and (2) The insurance carrier shall agree...
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32-7C-4
Section 32-7C-4 Coverage exclusions; disclosures. (a) Insurers that write automobile
insurance in this state may exclude any and all coverage afforded under the policy issued
to an owner or operator of a personal vehicle for any loss or injury that occurs while a TNC
driver is logged on to the digital network of a TNC or while a TNC driver provides a prearranged
ride. (b) The right to exclude all coverage may apply to any coverage included in an automobile
insurance policy, including, but not limited to, any of the following: (1) Liability coverage
for bodily injury and property damage. (2) Personal injury protection coverage as defined
by state law. (3) Uninsured and underinsured motorist coverage. (4) Medical payments coverage.
(5) Comprehensive physical damage coverage. (6) Collision physical damage coverage. (c) The
exclusions under this section shall apply notwithstanding any requirements under the
Motor Vehicle Safety-Responsibility Act, Chapter 7 of this title. (d) Nothing in...
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32-9A-2
Section 32-9A-2 Compliance with Federal Motor Carrier Safety Regulations; in-service
training by law enforcement officers. (a)(1) Except as otherwise provided in subsection (b),
no person may operate a commercial motor vehicle in this state, or fail to maintain required
records or reports, in violation of the federal motor carrier safety regulations as prescribed
by the U.S. Department of Transportation, 49 C.F.R. Part 107, Parts 171-180, Parts 382-387,
and Parts 390-399 and as they may be amended in the future. Except as otherwise provided herein,
this chapter shall not be construed to repeal or supersede other laws relating to the operation
of motor vehicles. (2)a. No person may operate a commercial motor vehicle in this state in
violation of 49 C.F.R. §393.120, as amended, relating to load securement for certain metal
coils. b. No one owning, leasing, or allowing a commercial vehicle to be operated in this
state shall knowingly or negligently be in violation of 49 C.F.R. §393.120,...
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