Code of Alabama

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2-27-56
be written by a corporate surety company qualified to do business in Alabama. A liability insurance
policy in an amount equal to not less than the amount of the bond insuring the licensee against
legal liability proximately caused by his custom application of pesticides and written by
an insurance company qualified and authorized to do business in the State of Alabama or by
an eligible surplus line insurer or insurers, acceptable to the Commissioner of Insurance,
may be filed with the commissioner in lieu of the surety bond as required in this section.
The total and aggregate of the insurer for all claims shall be limited to the face amount
of the liability insurance policy. A reasonable deductible clause may be included therein
in an amount acceptable to the commissioner. The liability insurance policy need not apply
to damages or injury to agricultural crops, plants or land being worked upon by licensee.
(Acts 1971, No. 1957, p. 3177, §5; Acts 1971, 3rd Ex. Sess., No. 79, p. 4288.)...
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22-21-190
Section 22-21-190 Applicability of state competitive bid law, etc. The provisions of Article
2 of Chapter 16 of Title 41, as amended, requiring competitive bids for certain purchases
and services shall apply to the corporation to the same extent as said provisions are applicable
to the other local governmental agencies specifically mentioned therein. The provisions of
Article 3 of Chapter 16 of Title 41 relating to insurance on public building contracts or
public construction contracts shall apply to the corporation. (Acts 1975, 3rd Ex. Sess., No.
183, p. 442, §17; Acts 1975, 4th Ex. Sess., No. 105, p. 2793, §4.)...
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27-1-24.1
Section 27-1-24.1 Incentives for homeowners insurance policies with wind coverage in certain
areas. (a) Insurance carriers providing full property and casualty coverage, to specifically
include wind and hail coverage, to property owners within the areas defined in Section 27-1-24,
including any portion of the area as it may be expanded from time to time pursuant to Section
27-1-27, but only on properties that as of the time of writing are insured for wind coverage
through the Alabama Insurance Underwriting Association, may claim as a nonrefundable credit
against the insurance premium tax imposed by Chapter 4A of this title, in an amount equal
to 20 percent of the insurance premium tax otherwise due on the premium written for the property
owners for the taxable year in Zones B4, B5, M4, M5, or successor zones; and 35 percent of
the insurance premium tax otherwise due on the premium written for the property owners for
the taxable year in Zones Gulf Front, B1, B2, B3, M1, M2, M3, or...
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27-19-2
Section 27-19-2 Scope and format of policy. No policy of disability insurance shall be delivered,
or issued for delivery, to any person in this state unless it otherwise complies with this
title and complies with the following: (1) The entire money and other considerations therefor
shall be expressed therein; (2) The time when the insurance takes effect and terminates shall
be expressed therein; (3) It shall purport to insure only one person, except that a policy
may insure, originally or by subsequent amendment, upon the application of an adult member
of the family, who shall be deemed the policyholder, any two or more eligible members of that
family, including husband, wife, dependent children, or any children under a specified age,
and any other person dependent upon the policyholder; (4) The style, arrangement, and overall
appearance of the policy shall give no undue prominence to any portion of the text, and every
printed portion of the text of the policy and of any endorsements...
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27-36-3
Section 27-36-3 Unearned premium reserve - Property, general casualty and surety insurance.
(a) As to insurance against loss or damage to property, except as provided in Section 27-36-4,
and as to all general casualty insurance and surety insurance, every insurer shall maintain
an unearned premium reserve on all policies in force. (b) The commissioner may require that
such reserves shall be equal to the unearned portions of the gross premiums in force after
deducting applicable reinsurance in solvent insurers as computed on each respective risk from
the policy's date of issue. If the commissioner does not so require, the portions of the gross
premium in force, less applicable reinsurance in solvent insurers, to be held as an unearned
premium reserve, shall be computed according to the following table: Term for Which Policy
Was Written Reserved for Unearned Premium 1 year or less 1/2 2 years 1st year 3/4 2nd year
1/4 3 years 1st year 5/6 2nd year 1/2 3rd year 1/6 4 years 1st year 7/8...
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34-19-14
Section 34-19-14 State Board of Midwifery - Powers and duties; scope of licensed practice of
midwifery. (a) The board shall do all of the following consistent with this chapter: (1) Approve,
renew, suspend, or revoke licenses for the practice of midwifery. (2) Investigate and conduct
hearings regarding complaints against a licensed midwife in order to determine if disciplinary
action is warranted. (3) Establish reasonable licensure fees, including, but not limited to,
initial application, renewal, and reinstatement fees. (4) Develop standardized forms including,
but not limited to, a midwife disclosure form, informed consent form, emergency care form,
and applications for licensure and renewal. (5) Impose administrative fines, not to exceed
one thousand dollars ($1,000) per violation, for violating this chapter, a board rule, or
a condition of a license. (6) Establish levels of professional liability insurance that must
be maintained by a licensed midwife at a limit of no less than one...
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34-19-16
Section 34-19-16 Where care may be performed; required forms an duties of licensed midwife.
(a) A licensed midwife may provide midwifery care in the setting of the client's choice, except
a hospital. (b) A licensed midwife shall ensure that the client has signed a midwife disclosure
form provided by the board indicating receipt of a written statement that includes all of
the following information: (1) A description of the licensed midwife's education, training,
and experience in midwifery. (2) Antepartum, intrapartum, and postpartum conditions requiring
medical referral, transfer of care, and transport to a hospital. (3) A plan for medical referral,
transfer of care, and transport of the client or newborn or both when indicated by specific
antepartum, intrapartum, or postpartum conditions. (4) Instructions for filing a complaint
against a licensed midwife. (5) A statement that the licensed midwife must comply with the
federal Health Insurance Portability and Accountability Act. (6) The...
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12-13-43
of general direct and reverse indexes of instruments filed for record; liability of probate
judge for failure to comply with provisions of section. The probate judge of each county in
this state shall keep in his office four well-bound books of suitable size and grade of paper
in which to make a general direct and a general reverse index of each instrument filed for
record in his office, and two of said books shall be used for conveyances of real property
and two for conveyances of personal property and all other instruments entitled to
record in his office. In the general direct indexes he shall enter, in regular alphabetical
order, under appropriate title, the name of each maker of the instrument, the name of each
person to whom made, the date and character of such instrument and the date filed for record;
and, in the general reverse indexes, in like alphabetical order, under its appropriate title,
he shall enter the name of each person to whom the instrument is made, the...
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27-10-20
Section 27-10-20 Procuring of surplus lines from unauthorized insurers. If certain insurance
coverages cannot be procured on terms acceptable to the insureds from authorized insurers,
such coverages, designated "surplus lines," may be procured from unauthorized insurers
subject to the terms and conditions of either subdivisions (1) or (2) of this section: (1)a.
The insurance must be procured through a licensed surplus line broker; b. The full amount
of insurance required must not be procurable, after diligent effort has been made to do so,
from among the insurers authorized to transact and actually transacting that kind and class
of insurance in this state or has been procured to the full extent such insurers are willing
to insure; c. The insurance must not be procured for the purpose of securing advantages as
to a lower premium rate than would be accepted by an authorized insurer; and d. This section,
and this surplus line law, does not apply as to life insurance or disability...
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27-21A-18
Section 27-21A-18 Rehabilitation, liquidation, or conservation of a health maintenance organization.
(a) Any rehabilitation, liquidation, or conservation of a health maintenance organization
shall be deemed to be the rehabilitation, liquidation, or conservation of an insurance company
and shall be conducted under the supervision of the commissioner pursuant to the law governing
the rehabilitation, liquidation, or conservation of insurance companies. The commissioner
may apply for an order directing him to rehabilitate, liquidate, or conserve a health maintenance
organization upon any one or more grounds set out in Section 27-32-6, or when in his opinion
the continued operation of the health maintenance organization would be hazardous either to
the enrollees or to the people of this state. Enrollees shall have the same priority in the
event of liquidation or rehabilitation as the law provides to policyholders of an insurer.
(b) A claim by a health care provider for an uncovered...
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