Code of Alabama

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32-7A-2
Section 32-7A-2 Definitions. (a) For the purposes of this chapter, the following terms
shall have the following meanings respectively ascribed to them in this section, except
in those instances where the context clearly indicates a different meaning: (1) CERTIFICATE
OF INSURANCE. A document issued by an insurer or its authorized representative showing that
a specific vehicle is insured for no less than the minimum limits of liability coverage for
bodily injury or death and for destruction of property under subsection (c) of Section
32-7-6. (2) COMMERCIAL AUTOMOBILE LIABILITY INSURANCE POLICY. An insurance policy that: a.
Is written on either a commercial coverage or other commercially rated personal policy form,
including, but not limited to, a commercial auto, garage, or truckers form, and is not dependent
on the type, number, or ownership of vehicle or entity covered or insured. b. Insures vehicles
that are not identified individually by vehicle identification number on the policy....
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27-25-6
Section 27-25-6 Companies to file rates. (a) Every title insurer shall file with the
commissioner its schedule of premium rates and every modification of any premium rate that
it proposes to use in this state. The premium rates shall not be subject to rebate and the
rebate of premiums to the insured are expressly prohibited. If a reissue premium rate is filed
by an insurer, an insured may receive reissue credit only when the insured physically produces
the prior title insurance policy, including schedules associated therewith, issued by a title
insurer licensed to be engaged in the business of title insurance in this state. A title insurer
that has not filed its premium rates pursuant to the provisions hereof shall not engage in
the business of title insurance until such time as its premium rates are filed. No person,
title insurer, agency, or agent shall charge any premium rate for any policy or contract of
title insurance except in accordance with the filed premium rates which are in...
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38-12A-2
Section 38-12A-2 Enumeration of rights. The Department of Human Resources shall ensure
that each foster parent shall have all of the following rights: (1) The right to be treated
with dignity, respect, trust, value, and consideration as a primary provider of foster care
and a member of the professional team caring for foster children. (2) The right to receive
information concerning the rights enumerated in this section. (3) The right to a concise
written explanation of their role as foster parents in partnership with children and their
families, the department, and other providers, the role of the department, and the rights
and role of the members of the birth family of a child in foster care. (4) The right to training
and support for the purpose of improving skills in providing daily care and meeting the needs
of the child in foster care. (5) The right to training, consultation, and assistance in evaluating,
identifying, and accessing services to meet their needs related to their role...
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15-13-159
Section 15-13-159 Qualifications - Professional surety company. No professional surety
company shall execute or become surety on any appearance bond in this state, unless it has
an order granting authorization to become professional surety on any bail. The order granting
the authorization shall be reissued annually, prior to January 1 of each year, by the presiding
circuit judge of the county in which the company desires to execute bail or appearance bonds.
Prior to the judge's issuance of the original order and no later than December 1 of each year,
thereafter, professional surety companies shall submit annually to the presiding circuit judge
the following: (1) An original or certified copy of a certificate of authority or certificate
of compliance from the Department of Insurance reflecting that the company is qualified to
write a bail line of insurance and that the company is in good standing with the department.
(2) An original qualifying power of attorney issued by the...
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27-25-3
Section 27-25-3 Definitions. For the purposes of this chapter, the following terms shall
have the following meanings: (1) ABSTRACT OF TITLE. A compilation or summary of all instruments
of public record of whatever kind or nature which in any manner affect title to a specified
parcel of real property. (2) BUSINESS ENTITY. A domestic entity properly formed and existing
under Title 10A. (3) COMMISSIONER. The Commissioner of the Alabama Department of Insurance.
(4) INDIVIDUAL. A natural person. (5) NAIC. The National Association of Insurance Commissioners,
its subsidiaries and affiliates, and any successor thereof. (6) OPINION OF TITLE. A written
expression of the status of title, including, but not limited to, the validity or invalidity
thereof, based upon an examination by an attorney at law, who is licensed to practice law
in this state, of instruments of public record or an abstract thereof affecting title to a
specified parcel of real property to ascertain the history and present...
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27-1-24.1
Section 27-1-24.1 Incentives for homeowners insurance policies with wind coverage in
certain areas. (a) Insurance carriers providing full property and casualty coverage, to specifically
include wind and hail coverage, to property owners within the areas defined in Section
27-1-24, including any portion of the area as it may be expanded from time to time pursuant
to Section 27-1-27, but only on properties that as of the time of writing are insured
for wind coverage through the Alabama Insurance Underwriting Association, may claim as a nonrefundable
credit against the insurance premium tax imposed by Chapter 4A of this title, in an amount
equal to 20 percent of the insurance premium tax otherwise due on the premium written for
the property owners for the taxable year in Zones B4, B5, M4, M5, or successor zones; and
35 percent of the insurance premium tax otherwise due on the premium written for the property
owners for the taxable year in Zones Gulf Front, B1, B2, B3, M1, M2, M3, or...
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27-27-17
Section 27-27-17 Domestic mutual insurers - Solicitation of qualifying applications
for insurance. (a) Upon receipt of the commissioner's approval of the bond or deposit as provided
in Section 27-27-16 the directors and officers of the proposed domestic mutual insurer
may commence solicitation of such requisite applications for insurance policies as they may
accept and may receive deposits of premiums thereon. (b) All such applications shall be in
writing signed by the applicant, covering subjects of insurance resident, located or to be
performed in this state. (c) All such applications shall provide that: (1) Issuance of the
policy is contingent upon the insurer qualifying for and receiving a certificate of authority;
(2) No insurance is in effect unless and until the certificate of authority has been issued;
and (3) The prepaid premium or deposit and membership or policy fee, if any, shall be refunded
in full to the applicant if organization is not completed and the certificate of...
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27-29A-8
Section 27-29A-8 Confidentiality. (a) Documents, materials, or other information, including
the ORSA Summary Report, in the possession of or control of the Department of Insurance that
are obtained by, created by, or disclosed to the commissioner or any other person under this
chapter, are recognized by this state as being proprietary and to contain trade secrets. All
such documents, materials, or other information shall be confidential by law and privileged,
shall not be subject to any open records, freedom of information, sunshine, or other public
record disclosure laws, shall not be subject to subpoena, and shall not be subject to discovery
or admissible in evidence in any private civil action. However, the commissioner is authorized
to use the documents, materials, or other information in the furtherance of any regulatory
or legal action brought as a part of the commissioner's official duties. The commissioner
shall not otherwise make the documents, materials, or other information...
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32-7A-4
Section 32-7A-4 Liability insurance required. (a) No person shall operate, register,
or maintain registration of, and no owner shall permit another person to operate, register,
or maintain registration of, a motor vehicle designed to be used on a public highway unless
the motor vehicle is covered by a liability insurance policy, a commercial automobile liability
insurance policy, motor vehicle liability bond, or deposit of cash. (b)(1) The liability insurance
policy or commercial automobile liability insurance policy shall be issued in amounts no less
than the minimum amounts set for bodily injury or death and for destruction of property under
Section 32-7-6(c). (2) The motor vehicle liability bond shall be in the amount of not
less than the minimum amounts of liability coverage for bodily injury or death and for destruction
of property under subsection (c) of Section 32-7-6. The bond shall be conditioned on
the payment of the amount of any judgment rendered against the principal in...
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27-54-2
Section 27-54-2 Definitions. For purposes of this chapter, the following terms have
the following meanings: (1) DAY TREATMENT SERVICES. Includes, but is not limited to: Physiological,
psychological, and psychosocial concepts, techniques, and processes necessary to maintain
or develop functional skills of clients, provided to individuals and groups for periods of
more than two hours but less than 24 hours a day. (2) HEALTH BENEFIT PLAN. A health care service
plan governed by the provisions of Article 6, Chapter 4, Title 10, and a group health insurance
policy, including an employee welfare health benefit plan, that covers hospital, medical,
or surgical expenses, issued by insurers, health maintenance organizations, preferred provider
organizations, medical service organizations, physician-hospital organizations, or any other
person, firm, corporation, joint venture, or other similar business entity that pays for,
purchases, or furnishes health care services to patients, insureds, or...
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