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25-5-229
Section 25-5-229 Solicitation or writing of workers' compensation insurance by insurance
companies, etc., not in compliance with Code. Any insurance corporation, organization or association,
or any officer, employee or agent of such insurance corporation, organization or association
who solicits or writes any workers' compensation insurance in this state without complying
with the law as set forth in this Code in reference to filing with the Commissioner of Insurance
its classifications of risks and premiums relating thereto or without having received from
said Commissioner of Insurance approval of its plan of business or who fails to comply with
any other requisites set out in this chapter to make reports in writing, who conducts business
in the State of Alabama, shall be guilty of a misdemeanor and, on conviction, may be imprisoned
in the county jail or sentenced to hard labor for the county for not more than 12 months and
must also be fined not more than $500.00. (Acts 1919, No....
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27-20A-2
Section 27-20A-2 Chapter applicable to group, etc., policies. No group, blanket, franchise,
or association health insurance policy providing coverage on an expense incurred basis, nor
group, blanket, franchise, or association service or indemnity type contract issued by a nonprofit
corporation, nor group-type self insurance plan providing protection, insurance, or indemnity
against hospital, medical, or surgical expenses, nor health maintenance organization plan
shall be issued, delivered, executed, or renewed in this state, or approved for issuance or
renewal in this state by the Commissioner of Insurance after 90 days beyond the effective
date of this chapter, unless such policy, contract, or plan, at the option of the policyholder
or sponsor, provides benefits to any insured, subscriber, or other person covered under the
policy, contract, or plan for expenses incurred in connection with the treatment of alcoholism
when such treatment is prescribed by a duly licensed doctor of...
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27-22-43
Section 27-22-43 Outline of coverage and comprehensive policy checklist. (a) No homeowners
personal lines residential property coverage insurance policy shall be delivered or issued
for delivery in this state unless an appropriate outline of coverage and comprehensive policy
checklist have been delivered to the policyholder prior to issuance, within 30 days after
issuance of the policy under separate cover, or included in the policy when issued or mailed.
The comprehensive policy checklist shall contain a list of provisions and elements, whether
or not they are included in the policy being issued, in a format that allows the insurer to
indicate what is and what is not included in the policy being issued. The outline of coverage
and comprehensive checklist shall provide information on the policy and may, but is not required
to, include coverage by endorsement. (b) To be in compliance with this section, an
insurer may use an approved outline of coverage and comprehensive policy...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-22-43.htm - 4K - Match Info - Similar pages
32-7-22
Section 32-7-22 Motor vehicle liability policy defined; policy provisions. (a) A motor
vehicle liability policy, as the term is used in this chapter, means an owner's or an operator's
policy of liability insurance, certified as provided in Section 32-7-20 or Section
32-7-21 as proof of financial responsibility, and issued, except as otherwise provided in
Section 32-7-21, by an insurance carrier duly authorized to transact business in this
state, to or for the benefit of the person named in the policy as insured. (b) The owner's
policy of liability insurance: (1) Shall designate by explicit description or by appropriate
reference all motor vehicles to be insured; and (2) Shall insure the person named in the policy
and any other person, as insured, using any motor vehicle or motor vehicles designated in
the policy with the express or implied permission of the named insured, against loss from
the liability imposed by law for damages arising out of the ownership, maintenance, or use
of...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7-22.htm - 5K - Match Info - Similar pages
25-5-270
Section 25-5-270 Certain employers authorized to purchase insurance with optional deductibles.
(a) Each insurer issuing a policy under this article shall offer, as a part of the policy
or as an optional endorsement to the policy, deductibles optional to the policyholder for
benefits payable under this article. Deductible amounts offered shall be fully disclosed to
the prospective policyholder in writing in the amount of $100.00, $200.00, $300.00, $400.00,
$500.00, or increments of $500.00 up to a maximum of $2,500.00 per compensable claim. The
policyholder exercising the deductible option shall choose only one deductible amount. (b)
If the policyholder exercises the option and chooses a deductible, the insured employer shall
be liable for the amount of the deductible for benefits paid for each compensable claim of
work injury suffered by an employee. The insurer shall pay all or part of the deductible amount,
whichever is applicable to a compensable claim, to the person or medical...
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27-18-16
Section 27-18-16 Assignment of rights and benefits under group policies. Any person
insured under a group insurance policy may, in accordance with Section 27-14-21 and
pursuant to the terms of such policy or an arrangement among the insured, the group policyholder
and the insurer, make an assignment of the rights and benefits conferred by any provision
of such policy or by law, including specifically, but not by way of limitation, the right
to have issued to the insured an individual policy arising from conversion or otherwise and
the right to name a beneficiary. Any assignment permitted in this section, whether
made before or after January 1, 1972, shall be valid for the purpose of vesting in the assignee
all such rights and benefits so assigned and shall entitle the insurer to deal with the assignee
as the owner of all rights and benefits conferred on the insured under the policy in accordance
with the terms of the assignment without prejudice to the insurer on account of any payment...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-18-16.htm - 1K - Match Info - Similar pages
27-19-105
Section 27-19-105 Regulations for long-term care policies; outline of coverage, policy
summary, and monthly report. (a) The commissioner may adopt regulations that include standards
for full and fair disclosure setting forth the manner, content, and required disclosures for
the sale of long-term care insurance policies, terms of renewability, initial and subsequent
conditions of eligibility, nonduplication of coverage provisions, coverage of dependents,
preexisting conditions, termination of insurance, continuation or conversion, probationary
periods, limitations, exceptions, reductions, elimination periods, requirements for replacement,
recurrent conditions, and definitions of terms. Regulations under this subsection should recognize
the developing and unique nature of long-term care insurance and the distinction between group
and individual long-term insurance policies. (b) No long-term care insurance policy may do
any of the following: (1) Be cancelled, nonrenewed, or otherwise...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-19-105.htm - 11K - Match Info - Similar pages
27-22A-1
Section 27-22A-1 Definitions. For purposes of this chapter, the following terms have
the following meanings: (1) COMMISSIONER. The Alabama Commissioner of Insurance. (2) CUSTOMER.
A person who purchases portable electronics or services. (3) DEPARTMENT. The Alabama Department
of Insurance. (4) ENROLLED CUSTOMER. A customer who elects coverage under a portable electronics
insurance policy issued to a vendor of portable electronics. (5) LOCATION. Any physical location
in the State of Alabama or any website, call center site, or similar location directed to
residents of the State of Alabama. (6) PORTABLE ELECTRONICS. Electronic devices that are portable
in nature, their accessories and services related to the use of the device. (7) PORTABLE ELECTRONICS
INSURANCE. a. Insurance providing coverage for the repair or replacement of portable electronics
which may provide coverage for portable electronics against any one or more of the following
causes of loss: Loss, theft, inoperability due to...
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27-40-1
Section 27-40-1 Definitions. For the purposes of this chapter, the following words and
phrases shall have the following meanings: (1) INSURANCE PREMIUM FINANCE COMPANY. A person
engaged in the business of entering into premium finance agreements. (2) PREMIUM FINANCE AGREEMENT.
An agreement by which an insured or prospective insured promises to pay to a premium finance
company the amount advanced or to be advanced under the agreement to an insurer or to an insurance
agent or broker in payment of premiums on an insurance contract together with a service charge,
as authorized and limited by this chapter, and charges for wind mitigation construction financing,
as approved by the commissioner. (3) LICENSEE. A premium finance company holding a license
issued under this chapter. (4) PERSON. An individual, partnership, association, business corporation,
nonprofit corporation, common law trust, joint-stock company, or any other group of individuals
however organized. (5) INSURANCE CONTRACT. The...
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32-2-10
Section 32-2-10 Insurance for employees. The state Department of Public Safety is authorized,
subject to approval by the Governor, to insure its employees in some insurance company or
companies authorized to do business in the State of Alabama against personal injury or death
caused by accident or violence while discharging their duties as such employees; provided,
the amount of insurance to be procured as to any such employee shall not exceed the amount
which would be payable to such employee under the workmen's compensation laws of the State
of Alabama if such employee were privately employed; except, that such policy may provide
additional benefits not to exceed $10,000.00 per employee for the payment of hospital and
medical expenses. The cost of such insurance shall be paid by the state Department of Public
Safety out of any funds appropriated to its use in manner provided by law. (Acts 1943, No.
388, p. 606; Acts 1953, No. 722, p. 976.)...
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