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27-23-21
Section 27-23-21 Reasons for cancellation. (a) No notice of cancellation of a policy
of automobile liability insurance shall be effective unless it is based on one or more of
the following reasons: (1) Nonpayment of premium; (2) The policy was obtained through a material
misrepresentation; (3) Any insured violated any of the terms and conditions of the policy;
(4) The named insured failed to disclose fully his motor vehicle accidents and moving traffic
violations for the preceding 36 months if called for in the application; (5) The named insured
failed to disclose in his written application or in response to inquiry by his broker, or
by the insurer or its agent information necessary for the acceptance or proper rating of the
risk; (6) Any insured made a false or fraudulent claim or knowingly aided or abetted another
in the presentation of such a claim; (7) Failure to maintain membership in any group or organization
when such membership is a prerequisite to the purchase of such...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-23-21.htm - 4K - Match Info - Similar pages
32-7A-16
Section 32-7A-16 Additional violations. (a) A person is guilty of a Class C misdemeanor
who: (1) Operates a motor vehicle without a liability insurance policy, a commercial automobile
liability insurance policy, a motor vehicle liability insurance bond, or deposit of cash in
accordance with this chapter. (2) With notice of cancellation, recision, abrogation, or termination
of insurance, registers, or attempts to register a motor vehicle. (b) A person shall be guilty
of a traffic violation who: (1) Operates a motor vehicle and upon demand of a law enforcement
officer, fails or refuses to present satisfactory evidence of insurance unless a law enforcement
officer verifies motor vehicle liability insurance coverage through the online insurance verification
system. (2) Operates a vehicle the registration of which is suspended or revoked pursuant
to this chapter. (3) Operates a motor vehicle and presents evidence of insurance when there
is no valid insurance in effect on the motor vehicle...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7A-16.htm - 2K - Match Info - Similar pages
32-7-35
Section 32-7-35 Assigned risk plans. After consultation with insurance companies authorized
to issue automobile liability policies in this state, the Commissioner of Insurance shall
approve a reasonable plan or plans for the equitable apportionment among such companies of
applicants for such policies and for motor vehicle liability policies who are in good faith
entitled to but are unable to procure such policies through ordinary methods. When any such
plan has been approved, all such insurance companies shall subscribe thereto and participate
therein. Any applicant for any such policy, any person insured under any such plan and any
insurance company affected may appeal to the Commissioner of Insurance from any ruling or
decision of the manager or committee designated to operate such plan. Any person aggrieved
hereunder by any order or act of the Commissioner of Insurance may, within 10 days after notice
thereof, file a petition in the Circuit Court of Montgomery County, Alabama for a...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7-35.htm - 1K - Match Info - Similar pages
32-7A-6
Section 32-7A-6 Evidence of insurance; insurance card. (a) Every operator of a motor
vehicle subject to the provisions of Section 32-7A-4 shall carry within the vehicle
evidence of insurance. The evidence shall be legible and sufficient to demonstrate that the
motor vehicle currently is covered by an Alabama liability insurance policy or an Alabama
commercial automobile liability insurance policy as required under Section 32-7A-4
and may include, but is not limited to, the following: (1) An insurance card, or temporary
insurance card, provided by the insurer or an authorized representative under this section.
(2) The combination of proof of purchase of the motor vehicle within the previous 20 calendar
days and a current and valid insurance card issued for the motor vehicle replaced by such
purchase. (3) The current declarations page of an Alabama liability insurance policy. (4)
An Alabama liability insurance binder, or legible copy thereof, Alabama certificate of liability
insurance,...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7A-6.htm - 6K - Match Info - Similar pages
32-7-23
Section 32-7-23 Uninsured motorist coverage; "uninsured motorist" defined;
limitation on recovery. (a) No automobile liability or motor vehicle liability policy insuring
against loss resulting from liability imposed by law for bodily injury or death suffered by
any person arising out of the ownership, maintenance, or use of a motor vehicle shall be delivered
or issued for delivery in this state with respect to any motor vehicle registered or principally
garaged in this state unless coverage is provided therein or supplemental thereto, in limits
for bodily injury or death set forth in subsection (c) of Section 32-7-6, under provisions
approved by the Commissioner of Insurance for the protection of persons insured thereunder
who are legally entitled to recover damages from owners or operators of uninsured motor vehicles
because of bodily injury, sickness or disease, including death, resulting therefrom; provided,
that the named insured shall have the right to reject such coverage; and...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7-23.htm - 2K - Match Info - Similar pages
32-7-24
Section 32-7-24 Notice of cancellation or termination of certified policy. (a) When
an insurance carrier has certified a motor vehicle liability policy under Section 32-7-20
or a policy under Section 32-7-21, the insurance so certified shall not be cancelled
or terminated until at least 10 days after a notice of cancellation or termination of the
insurance so certified shall be filed in the office of the director; except, that such a policy
subsequently procured and certified shall, on the effective date of its certification, terminate
the insurance previously certified with respect to any motor vehicle designated in both certificates.
(b) When the director has verified evidence of a motor vehicle liability policy using the
online insurance verification system under subsection (b) of Section 32-7-20, the director
shall continue to verify evidence of a motor vehicle liability policy using the online insurance
verification system under subsection (b) of Section 32-7-20 for the applicable...
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27-23-20
Section 27-23-20 Definitions. For the purposes of this article, the following terms
shall have the meanings respectively ascribed to them by this section: (1) POLICY OF
AUTOMOBILE LIABILITY INSURANCE. A policy delivered, or issued for delivery, in this state
insuring a natural person as named insured or one or more related individuals, resident of
the same household, and under which the insured vehicles therein designated are of the following
types only: a. A motor vehicle of the private passenger or station type that is not used as
a public or livery conveyance for passengers nor rented to others; or b. Any other four-wheel
motor vehicle with a load capacity of 1,500 pounds or less which is not used in the occupation,
profession, or business of the insured; provided, however, that this article shall not apply:
1. To policies of automobile liability insurance issued under an automobile assigned risk
plan; 2. To any policy insuring more than four automobiles; nor 3. To any policy...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-23-20.htm - 2K - Match Info - Similar pages
32-7A-8
Section 32-7A-8 Suspension of registration - Notice. When the department determines
that an owner has registered or maintained the registration of a motor vehicle without a liability
insurance policy or a commercial automobile liability insurance policy in accordance with
Section 32-7A-4, the department, following the expiration of the 30-day period from
the date of the notice provided under Section 32-7A-11, shall notify the owner that
such owner's vehicle registration has been suspended. The notice shall be in writing and shall
be mailed by the U.S. Postal Service, to the registrant's last known address as reflected
on the department's motor vehicle registration records. The notice shall set forth the appeal
rights available to the registered owner pursuant to Chapter 2A of Title 40. (Act 2000-554,
p. 1005, §1; Act 2011-688, p. 2076, §2; Act 2019-446, §1.)...
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32-7A-2
Section 32-7A-2 Definitions. (a) For the purposes of this chapter, the following terms
shall have the following meanings respectively ascribed to them in this section, except
in those instances where the context clearly indicates a different meaning: (1) CERTIFICATE
OF INSURANCE. A document issued by an insurer or its authorized representative showing that
a specific vehicle is insured for no less than the minimum limits of liability coverage for
bodily injury or death and for destruction of property under subsection (c) of Section
32-7-6. (2) COMMERCIAL AUTOMOBILE LIABILITY INSURANCE POLICY. An insurance policy that: a.
Is written on either a commercial coverage or other commercially rated personal policy form,
including, but not limited to, a commercial auto, garage, or truckers form, and is not dependent
on the type, number, or ownership of vehicle or entity covered or insured. b. Insures vehicles
that are not identified individually by vehicle identification number on the policy....
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7A-2.htm - 6K - Match Info - Similar pages
32-7A-7
Section 32-7A-7 Random verification of insurance. (a) The department may review registrations
of motor vehicles subject to Section 32-7A-4, or owners thereof, for the purpose of
verifying whether or not the motor vehicles are insured through an online insurance verification
system. If the department cannot verify the insurance status of a vehicle using the online
insurance verification system or other such method for deposits of cash or motor vehicle insurance
liability bonds, the department may send owners requests for information about their motor
vehicles and liability insurance in accordance with subsections (d) and (e). (b) In addition
to such review of motor vehicle registrations in subsection (a), the department may select
and review for verification other sources of information including, but not limited to, registrations
of motor vehicles owned by persons: (1) Whose motor vehicle registrations have been suspended
pursuant to Section 32-7A-12 or any other provision of this...
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