Code of Alabama

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32-7B-4
Section 32-7B-4 Functions of the Online Insurance Verification System. The online insurance
verification system shall: (1) Be accessible by authorized personnel of the department for
direct inquiry. Access by the courts, insurers, law enforcement, and offices of the licensing
officials charged with motor vehicle registration and titling responsibilities shall be through
authorized personnel of the department. Insurer access shall be limited to data or information
transmission as required to operate the online insurance verification system. (2) Be able
to verify, on a 24-hour, seven days per week basis, minus permitted down time for system maintenance
as prescribed by the advisory council, the insurance status of a motor vehicle via the Internet,
or similar electronic system consistent with insurance industry and IICMVA recommendations
and the specifications and standards of the IICMVA model dated May 8, 2008, or later models
as recommended by the advisory council and adopted by the...
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34-27C-6
Section 34-27C-6 Insurance requirements. (a) Contract security company licensees shall
file certificates of insurance with the board certifying coverage. The minimum amount of coverage
shall be two million dollars ($2,000,000) for bodily or personal injury and two hundred thousand
dollars ($200,000) for property damage. There shall be included endorsements for general liability,
personal injury, and workers' compensation. (b) An insurance policy may not be modified or
cancelled without 30 days' prior notice to the board. The insurance company shall be licensed
in this state, or in the state in which the insurance is purchased, with the name of a designated
agent for service filed in the office of the Secretary of State. (Act 2009-640, p. 1960, §6.)...

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40-12-410
Section 40-12-410 Definitions. For the purposes of this article, the following terms
shall have the meanings respectively ascribed to them by this section: (1) AUTOMOTIVE
DISMANTLER AND PARTS RECYCLER. A person, firm, or corporation engaged in the business of purchasing
and dismantling, disassembling or repairing, wrecked, abandoned, or repairable motor vehicles,
and selling the usable parts thereof, or selling such wrecked, abandoned, or repairable motor
vehicles as a unit at wholesale, or selling the hulk of the vehicle after the salvageable
parts have been removed. For the purposes of this article, a person, firm, or corporation
shall be presumed to be engaging in the business of an automotive dismantler and parts recycler
if such person, firm, or corporation shall possess 10 or more inoperable motor vehicles for
more than 30 days, except where such inoperable motor vehicles are being held by a licensed
junk dealer or scrap processor for the purpose of recycling scrap metal or are...
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8-37-1
Section 8-37-1 (Effective January 1, 2018) Purpose; applicability. (a) The purpose of
this chapter is to define guaranteed asset protection waivers (GAP waivers) and to provide
that GAP waivers may be offered within this state. (b) This chapter does not apply to either
of the following: (1) An insurance policy offered by an insurer under the insurance laws of
this state. (2) A debt cancellation or debt suspension contract being offered by a federally
regulated financial institution operating under 12 CFR Part 37 or a credit union operating
under 12 CFR Part 721 or other federal law; or a debt cancellation or debt suspension contract
being offered by a state chartered bank or credit union. Debt cancellation and debt suspension
contracts being offered by any of these federal or state regulated financial institutions
are not insurance and are exempt from the insurance laws of this state. (c) Guaranteed asset
protection waivers governed under this chapter are not insurance and are exempt...
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27-14-19.1
Section 27-14-19.1 Electronic delivery of property or casualty insurance policy. (a)
As used in this section, each of the following words shall have the following meanings:
(1) DELIVERED BY ELECTRONIC MEANS or ELECTRONIC DELIVERY. Any of the following: a. Delivery
to an electronic mail address at which a party has consented to receive notices or documents.
b. Posting on an electronic network or site accessible via the Internet, mobile application,
computer, mobile device, tablet, or any other electronic device, together with separate notice
of the posting which shall be provided 1. by electronic mail to the address at which the party
has consented to receive notice or 2. by any other delivery method that has been consented
to by the party. (2) PARTY. A recipient of any notice or document required as part of an insurance
transaction, including, but not limited to, an applicant, an insured, a policyholder, or an
annuity contract holder. (b) Subject to the requirements of this section,...
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27-19-22
Section 27-19-22 Optional policy provisions - Relation of earnings to insurance. (a)
There may be a provision as follows: "Relation of Earnings to Insurance: If the total
monthly amount of loss of time benefits promised for the same loss under all valid loss of
time coverage upon the insured, whether payable on a weekly or monthly basis, shall exceed
the monthly earnings of the insured at the time disability commenced or his average monthly
earnings for the period of two years immediately preceding a disability for which claim is
made, whichever is the greater, the insurer will be liable only for such proportionate amount
of such benefits under this policy as the amount of such monthly earnings or such average
monthly earnings of the insured bears to the total amount of monthly benefits for the same
loss under all such coverage upon the insured at the time such disability commences and for
the return of such part of the premiums paid during such two years as shall exceed the pro
rata...
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27-39-1
Section 27-39-1 Definitions. For the purposes of this chapter, the following terms shall
have the meanings respectively ascribed to them by this section: (1) AUTOMOBILE CLUB
OR ASSOCIATION. A legal entity which, in consideration of dues, assessments, or periodic payments
of money, promises its members or subscribers to assist them in matters relating to the ownership,
operation, use, or maintenance of a motor vehicle; provided, however, that the definition
of automobile clubs shall not include persons or associations or corporations which are organized
and operated solely for the purpose of conducting, sponsoring, or sanctioning motor vehicle
races, exhibitions, or contests upon race tracks or upon race courses established and marked
as such for the duration of such particular event. (2) COMMISSIONER. The Commissioner of Insurance
of the State of Alabama. (Acts 1971, No. 407, p. 707, §798.)...
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27-42-12
Section 27-42-12 Exhaustion of rights; nonduplication of recovery. (a) Any person having
a claim under an insurance policy, whether or not it is a policy issued by a member insurer,
where the claim under the other policy arises from the same facts, injury, or loss that gave
rise to the covered claim against the association, shall be required first to exhaust all
coverage provided by any such policy. Any amount payable on a covered claim under this chapter
shall be reduced by the full applicable limits stated in the other insurance policy and the
association shall receive a full credit for the stated limits, or, where there are no applicable
stated limits, the claim shall be reduced by the total recovery. Notwithstanding the foregoing,
no person shall be required to exhaust any right under the policy of an insolvent insurer.
(1) A claim under a policy providing liability coverage to a person who may be jointly and
severally liable with, or a joint tortfeasor with, the person covered...
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45-11-201
Section 45-11-201 Notice of refusal; retrieval and voiding of license; records. (a)
In Chilton County, when a negotiable instrument, such as a check or draft, given for a motor
vehicle license, boat license, driver's license, privilege license, or conservation license
is found to be noncollectible for any reason, the judge of probate or the tax collector, or
other like official, or their designee, shall notify the maker or drawer of the negotiable
instrument in writing that payment of the negotiable instrument was refused by the drawee
and that if the maker or drawer does not pay the holder thereof the amount due thereon within
10 days of the mailing of the notice to the maker or drawer, then the license shall be subject
to retrieval or voided by the judge of probate or tax collector, or other like official, without
further notice. Written notice by regular mail to the address printed on the instrument or
given by the maker or drawer at the time of issuance of the license shall be...
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45-20-83.53
Section 45-20-83.53 Notice of refusal; retrieval and voiding of license; records. (a)
In Covington County, when a negotiable instrument, such as a check or draft, given for a motor
vehicle license, boat license, driver's license, privilege license, or conservation license
is found to be noncollectible for any reason, the judge of probate, or his or her designee,
shall notify the maker or drawer of the negotiable instrument, in writing, that payment of
the negotiable instrument was refused by the drawee and that if the maker or drawer does not
pay the holder thereof the amount due thereon, within 10 days of the mailing of the notice
to the maker or drawer, then the motor vehicle license shall be subject to being retrieved
or voided by the judge of probate without further notice. Written notice by regular mail to
the address printed on the instrument or given by the maker or drawer at the time of issuance
shall be conclusively deemed sufficient and equivalent to notice having been...
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