Code of Alabama

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27-19-1
Section 27-19-1 Applicability of article. Nothing in this article shall apply to or affect:
(1) Any policy of liability or workmen's compensation insurance, with or without supplementary
expense coverage therein; (2) Any group or blanket policy; (3) Life insurance, endowment,
or annuity contracts, or contracts supplemental thereto which contain only such provisions
relating to disability insurance as: a. Provide additional benefits in case of death or dismemberment
or loss of sight by accident; or b. Operate to safeguard such contracts against lapse or to
give a special surrender value, or special benefit or an annuity in the event that the insured
or annuitant becomes totally and permanently disabled, as defined by the contract or supplemental
contract; (4) Reinsurance; or (5) Industrial insurance, which is disability insurance issued
under policies sold on a debit basis, bearing the words "industrial policy" imprinted
on the face of the policy as part of the descriptive matter, and...
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32-5-152.1
Section 32-5-152.1 Owner not liable for violation where vehicle leased to another; notice requirement;
owner's liability upon failure to maintain vehicle. (a) The owner of any motor vehicle leased
to another shall not be liable for a state, county, or municipal traffic or parking violation
occurring while the leased vehicle was not in the owner's possession or control, if upon notice
of the violation, the owner notifies the clerk of the court in which the case is pending of
the name and address of the lessee of the vehicle on the date the violation occurred. The
notice shall be notarized on a form prescribed by the Director of the Administrative Office
of Courts. If the owner fails to submit the notice, the court in which the case is heard may
take such action as the interests of justice require, including finding the owner of the motor
vehicle liable for the violation. (b) After providing the name and address of the lessee,
the owner shall not be required to attend a hearing on the...
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41-27-47
Section 41-27-47 Subsequent criminal penalty for same violation prohibited. Any driver assessed
a civil penalty for a violation of the Mandatory Motor Vehicle Liability Insurance Law shall
not thereafter be subject to a criminal penalty for the same violation. (Act 2016-361, §7.)...

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8-20-5
Section 8-20-5 Limitations on cancellations, modifications, terminations, and nonrenewals of
franchise relationships. (a) Notwithstanding the terms, provisions, or conditions of any agreement
or franchise or notwithstanding the terms or provisions of any waiver, no manufacturer shall
cancel, terminate, modify, fail to renew, or refuse to continue any franchise relationship
with a licensed new motor vehicle dealer unless the manufacturer has: (1) Satisfied the notice
requirement of this section. (2) Acted in good faith as defined in this chapter. (3) Has good
cause for the cancellation, termination, modification, nonrenewal, or noncontinuance. (b)
Notwithstanding the terms, provisions, or conditions of any agreement or franchise or the
terms or provisions of any waiver, good cause shall exist for the purposes of a termination,
cancellation, modification, nonrenewal, or noncontinuance when: (1) There is a failure by
the new motor vehicle dealer to comply with a provision of the franchise...
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27-13-121
Section 27-13-121 Approved courses. To qualify for the insurance premium reduction described
in Section 27-13-120, the motor vehicle accident prevention course shall be sponsored by the
National Safety Council, the American Automobile Association, or the AARP or shall be an equivalent
course approved by the Department of Public Safety. The course shall consist of not less than
six classroom or online hours of instruction, the instructors for the course shall be certified
by the sponsoring entity, and the contents of the course shall be outlined by the sponsoring
entity. (Act 2000-432, p. 793, §2; Act 2012-389, p. 1048, §1.)...
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27-31C-8
Section 27-31C-8 Application notice and acknowledgement. (a) An Alabama Coastal Captive Insurance
Company shall include the following notice on each application form for insurance, as well
as the declaration page of each policy, in no less than fourteen-point bold type: "NOTICE
This policy is issued by a captive insurance company which is not subject to all of the insurance
laws and regulations of the State of Alabama. Insurance solvency guaranty funds are not available
for a captive insurance company." (b) An Alabama Coastal Captive Insurance Company shall
include the following acknowledgement on each application form for insurance, as well as in
each policy, in no less than fourteen-point bold type and directly above the applicant's or
insured's signature: "I have read the notice contained in this application (or policy)
and understand that State of Alabama insurance insolvency guaranty funds are not available
for an Alabama Coastal Captive Insurance Company." (Act 2008-391, p. 742,...
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27-55-3
Section 27-55-3 Prohibited practices; disclosure of information. (a) No insurer may: (1) Deny,
refuse to issue, renew, or reissue, cancel, or otherwise terminate, restrict, or exclude coverage
on an insurance policy or health benefit plan on the basis of an applicant's or insured's
abuse status, or on the basis of any association, relationship, or assistance to a subject
of abuse. (2) Exclude or limit coverage for a loss, deny benefits, or deny a claim on the
basis of the insured's abuse status, or on the basis of any association, relationship, or
assistance to a subject of abuse, except as otherwise permitted or required by the laws of
this state relating to acts of abuse committed by a life insurance beneficiary. Notwithstanding
anything to the contrary in this section, a liability insurer may include policy provisions
providing that a payment required by this subsection may be denied or, if paid, recovered
by the insurer from the insured, if the claim arose out of an act of abuse by...
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32-13-3
Section 32-13-3 Authority to sell; notice; bill of sale; records; voiding of sale; title. (a)
A person, as defined in Section 40-12-240, in possession of a motor vehicle that is considered
an abandoned motor vehicle may sell the motor vehicle at a public auction. (b)(1) Notice of
the date, time, and place of the sale and a description of the motor vehicle to be sold, including
the year, make, model, and vehicle identification number, shall be given by publication once
a week for two successive weeks in a newspaper of general circulation in the county in which
the sale is to be held, provided the vehicle is currently registered in the county. In counties
in which no newspaper is published, notice shall be given by posting such notice in a conspicuous
place at the courthouse. The first publication or posting, as the case may be, shall be at
least 30 days before the date of sale. A person selling a motor vehicle at public auction
under subsection (a) shall give notice of the public...
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27-32-30
Section 27-32-30 Claims upon liquidation of insurer - Allowance. (a) No contingent and unliquidated
claim shall share in a distribution of the assets of an insurer which has been adjudicated
to be insolvent by an order made pursuant to this chapter; except, that such claim shall be
considered, if properly presented, and may be allowed to share where: (1) Such claim becomes
absolute against the insurer on or before the last day for filing claims against the assets
of such insurer; or (2) There is a surplus and the liquidation is thereafter conducted upon
the basis that such insurer is solvent. (b) Where an insurer has been so adjudicated to be
insolvent, any person who has a cause of action against an insured of such insurer under a
liability insurance policy issued by such insurer shall have the right to file a claim in
the liquidation proceeding, regardless of the fact that such claim may be contingent, and
such claim may be allowed: (1) If it may be reasonably inferred from the proof...
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25-5-332
Section 25-5-332 Premium discount where drug-free workplace program implemented. (a) If an
employer implements a drug-free workplace program substantially in accordance with this article,
the employer shall qualify for certification for a five percent premium discount under the
employer's workers' compensation insurance policy. (b) For each policy of workers' compensation
insurance issued or renewed in the state on and after July 1, 1996, there shall be granted
by the insurer a five percent reduction in the premium for the policy if the insured has been
certified by the Department of Labor, Workers' Compensation Division, as having a drug-free
workplace program which complies with the requirements of this article and has notified its
insurer in writing of the certification. (c)(1) The premium discount provided by this section
shall be applied to an insured's policy of workers' compensation insurance pro rata as of
the date the insured receives certification by the Department of Labor,...
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