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32-1-2
Section 32-1-2 Liability for injury or death of guest. The owner, operator, or person
responsible for the operation of a motor vehicle shall not be liable for loss or damage arising
from injuries to or death of a guest while being transported without payment therefor in or
upon said motor vehicle, resulting from the operation thereof, unless such injuries or death
are caused by the willful or wanton misconduct of such operator, owner, or person responsible
for the operation of the motor vehicle. (Acts 1935, No. 442, p. 918; Code 1940, T. 36, §95.)...
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36-36-8
Section 36-36-8 Liability of trustees. (a) A trustee shall not be: (1) personally liable for
any liability, loss, or expense suffered by the trust, unless such liability, loss, or expense
arises out of or results from the willful misconduct or intentional wrongdoing of such trustee;
(2) responsible for the adequacy of the trust to meet and discharge any obligation under the
relevant health care post-employment benefit plan; or (3) required to take action to enforce
the payment of any contribution or appropriation to the trust. (b) The trustees may be indemnified
by the trusts and from funds of the trusts against costs, liabilities, losses, damages, and
expenses, including their attorneys fees, as more fully provided in the respective trust agreements,
unless such cost, liability, loss, damage, or expense arises out of or results from the willful
misconduct or intentional wrongdoing of such trustee. (Act 2007-16, 1st Sp. Sess., p. 25,
§8.)...
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27-15-53
insurer provides full recordkeeping services to the group policyholder and maintains in the
ordinary course of business at least the following information of those covered under a policy
or certificate: a. Complete insured information, including Social Security number and complete
name and date of birth. b. Beneficiary designation information. c. Coverage eligibility. d.
Benefit amount. e. Premium payment status. (b) To the extent permitted by law, the insurer
may disclose minimum necessary personal information about the insured or beneficiary
to a person who the insurer reasonably believes may be able to assist the insurer to locate
the beneficiary or a person otherwise entitled to payment of the claims proceeds. (c) An insurer
shall not charge insureds, account holders, or beneficiaries for any fees or costs associated
with a search or verification conducted pursuant to this section. (d) After the insurer has
completed the efforts required in subdivision (1) of subsection (a), any...
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27-19-20
Section 27-19-20 Optional policy provisions - Insurance with other insurers - Expense-incurred
benefits. (a) There may be a provision as follows: "Insurance with Other Insurers: If
there be other valid coverage, not with this insurer, providing benefits for the same loss
on a provision of service basis or on an expense-incurred basis and of which this insurer
has not been given written notice prior to the occurrence or commencement of loss, the only
liability under any expense-incurred coverage of this policy shall be for such proportion
of the loss as the amount which would otherwise have been payable hereunder plus the total
of the like amounts under all such other valid coverages for the same loss of which this insurer
had notice bears to the total like amounts under all valid coverages for such loss, and for
the return of such portion of the premiums paid as shall exceed the pro rata portion for the
amount so determined. For the purpose of applying this provision when other...
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27-19-21
Section 27-19-21 Optional policy provisions - Insurance with other insurers - Other benefits.
(a) There may be a provision as follows: "Insurance with Other Insurers: If there be
other valid coverage, not with this insurer, providing benefits for the same loss on other
than an expense-incurred basis and of which this insurer has not been given written notice
prior to the occurrence or commencement of loss, the only liability for such benefits under
this policy shall be for such proportion of the indemnities otherwise provided hereunder for
such loss as the like indemnities of which the insurer had notice (including the indemnities
under this policy) bear to the total amount of all like indemnities for such loss and for
the return of such portion of the premium paid as shall exceed the pro rata portion for the
indemnities thus determined." (b) If the foregoing policy provision is included in a
policy which also contains the policy provision set out in Section 27-19-20, there shall be...
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27-22A-1
Section 27-22A-1 Definitions. For purposes of this chapter, the following terms have the following
meanings: (1) COMMISSIONER. The Alabama Commissioner of Insurance. (2) CUSTOMER. A person
who purchases portable electronics or services. (3) DEPARTMENT. The Alabama Department of
Insurance. (4) ENROLLED CUSTOMER. A customer who elects coverage under a portable electronics
insurance policy issued to a vendor of portable electronics. (5) LOCATION. Any physical location
in the State of Alabama or any website, call center site, or similar location directed to
residents of the State of Alabama. (6) PORTABLE ELECTRONICS. Electronic devices that are portable
in nature, their accessories and services related to the use of the device. (7) PORTABLE ELECTRONICS
INSURANCE. a. Insurance providing coverage for the repair or replacement of portable electronics
which may provide coverage for portable electronics against any one or more of the following
causes of loss: Loss, theft, inoperability due to...
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31-2-32
Section 31-2-32 Liability of officers and enlisted men for lost or damaged military property.
Whenever any military property of the United States or the State of Alabama shall have been
lost, damaged, or destroyed, and upon report of a disinterested survey officer, it shall appear
that the loss, damage, or destruction of the property was due to carelessness or neglect,
or that its loss, damage, or destruction could have been avoided by the exercise of reasonable
care, the money value of such property shall be charged to the accountable and responsible
officer, warrant officer, or enlisted man, and the pay of such officer, warrant officer, or
enlisted man, from both federal and state funds at any time accruing, may be stopped and applied
to the payment of any such indebtedness until the same is discharged. (Acts 1936, Ex. Sess.,
No. 143, p. 105; Code 1940, T. 35, §32; Acts 1973, No. 1038, p. 1572, §33.)...
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11-30-1
for damages suffered as a result of a claim as defined under this chapter. b. Damage to or
loss of property owned or leased by a member county. (2) MEMBER COUNTY. A county which elects
to pool its resources and funds with one or more other counties for the purpose of forming
a liability self-insurance fund. (3) CLAIM. Any claim or suit filed against a member county
for money damages which any person or other entity is legally entitled to recover for damages
suffered as a result of bodily injury, death or property damage caused by a negligent
or wrongful act or omission committed by any employee, officer, or servant of the member county
while acting within the line and scope of his or her employment under circumstances where
the member county would be liable to the claimant for such damages under the laws of the State
of Alabama or any claim filed by a member county for damage to or loss of county property
covered by the liability self-insurance fund. (Acts 1986, No. 86-499, p. 954,...
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27-10-35
Section 27-10-35 Report of, and tax on, independently procured coverages; exceptions. (a) Anyone
who may desire to place his insurance in a foreign insurer not authorized to do business in
this state may place such insurance, and any insured who in this state procures, or causes
to be procured, or continues or renews insurance in an unauthorized foreign insurer or any
self-insurer who in this state so procures or continues excess loss, catastrophe, or other
insurance, upon a subject of insurance resident, located or to be performed within this state,
other than insurance procured through a surplus line broker pursuant to the surplus lines
law of this state or exempted from such law under Section 27-10-34 shall, within 90 days after
the date such insurance was so procured, continued, or renewed, file a written report of the
same with the commissioner on forms designated by the commissioner and furnished to such an
insured upon request. The report shall show the name and address of the...
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27-20-5
for a copy of such application, and the insurer shall, within 15 days after the receipt of
such request at its home office or any branch office of the insurer, deliver or mail to the
person making such request a copy of such application. If such copy shall not be so delivered
or mailed, the insurer shall be precluded from introducing such application as evidence in
any action based upon, or involving, any statements contained therein; (2) A provision that
written notice of sickness or of injury must be given to the insurer within 20 days
after the date when such sickness or injury occurred. Failure to give notice within
such time shall not invalidate nor reduce any claim if it shall be shown not to have been
reasonably possible to give such notice and that notice was given as soon as was reasonably
possible; (3) A provision that the insurer will furnish to the policyholder such forms as
are usually furnished by it for filing proof of loss. If such forms are not furnished before
the...
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