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27-19-56
Section 27-19-56 Outline of coverage; disclosure of information. (a) In order to provide for
full and fair disclosure in the sale of Medicare supplement policies, no Medicare supplement
policy shall be delivered or issued for delivery in this state and no certificate shall be
delivered pursuant to a group Medicare supplement policy delivered or issued for delivery
in this state unless an outline of coverage is delivered to the applicant at the time application
is made. (b) The commissioner shall prescribe the format and content of the outline of coverage
required by subsection (a) of this section. For purposes of this section, "format"
means style, arrangements, and overall appearance, including, but not limited to, the size,
color, and prominence of type and the arrangement of text and captions. This outline of coverage
shall include all of the following: (1) A description of the principal benefits and coverage
provided in the policy. (2) A statement of the renewal provisions...
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27-12-17
Section 27-12-17 Collection of premiums or charges when insurance not provided; excess premium
or charge. (a) No person shall willfully collect any sum as premium or charge for insurance
which insurance is not then provided or is not in due course to be provided, subject to acceptance
of the risk by the insurer, by an insurance policy issued by an insurer as permitted by this
title. (b) No person shall willfully collect as premium or charge for insurance any sum in
excess of the premium or charge applicable to the insurance and as specified in the policy
in accordance with the applicable classifications and rates as filed with, and approved by,
the commissioner or, in cases where classifications, premiums, or rates are not required by
this title to be so filed and approved, the premiums and charges shall not be in excess of
those specified in the policy and as fixed by the insurer. This section shall not be deemed
to prohibit the charging and collection by surplus line brokers licensed...
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27-14-19
Section 27-14-19 Delivery of policies. (a) Subject to the insurer's requirements as to payment
of premium, every policy shall be mailed or delivered to the insured or to the person entitled
thereto within a reasonable period of time after its issuance, except where a condition required
by the insurer has not been met by the insured. (b) In event the original policy is delivered,
or is so required to be delivered, to or for deposit with any vendor, mortgagee, or pledgee
of any motor vehicle, and in which policy any interest of the vendee, mortgagor, or pledgor
in or with reference to such vehicle is insured, a duplicate of such policy, setting forth
the name and address of the insurer, insurance classification of vehicle, type of coverage,
limits of liability, premiums for the respective coverages, and duration of the policy, or
memorandum thereof containing the same such information, shall be delivered by the vendor,
mortgagee, or pledgee to each such vendee, mortgagor, or pledgor...
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27-18-2
Section 27-18-2 Policy provisions - Generally. No policy of group life insurance shall be delivered
in this state unless it contains in substance the applicable provisions set forth in Sections
27-18-3 through 27-18-13, or provisions which in the opinion of the commissioner are more
favorable to the persons insured or at least as favorable to the persons insured and more
favorable to the policyholder; except, however, that: (1) Sections 27-18-9 and 27-18-13 inclusive
shall not apply to policies issued to a creditor to insure debtors of such creditor; (2) The
standard provisions required for individual life insurance policies shall not apply to group
life insurance policies; and (3) If the group life insurance policy is on a plan of insurance
other than the term plan, it shall contain a nonforfeiture provision, or provisions, which,
in the opinion of the commissioner, is, or are, equitable to the insured persons and to the
policyholder, but nothing in this section shall be construed to...
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27-54A-2
Section 27-54A-2 Treatment under certain policies and contracts. (a) As used in this section,
the following words have the following meanings: (1) APPLIED BEHAVIOR ANALYSIS. The design,
implementation, and evaluation of environmental modifications, using behavioral stimuli and
consequences, to produce socially significant improvement in human behavior, including the
use of direct observation, measurement, and functional analysis of the relationship between
environment and behavior. (2) AUTISM SPECTRUM DISORDER. Any of the pervasive developmental
disorders or autism spectrum disorders as defined by the most recent edition of the Diagnostic
and Statistical Manual of Mental Disorders (DSM) or the edition that was in effect at the
time of diagnosis. (3) BEHAVIORAL HEALTH TREATMENT. Counseling and treatment programs, including
applied behavior analysis that are both of the following: a. Necessary to develop, maintain,
or restore, to the maximum extent practicable, the functioning of an...
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32-7-22
Section 32-7-22 Motor vehicle liability policy defined; policy provisions. (a) A motor vehicle
liability policy, as the term is used in this chapter, means an owner's or an operator's policy
of liability insurance, certified as provided in Section 32-7-20 or Section 32-7-21 as proof
of financial responsibility, and issued, except as otherwise provided in Section 32-7-21,
by an insurance carrier duly authorized to transact business in this state, to or for the
benefit of the person named in the policy as insured. (b) The owner's policy of liability
insurance: (1) Shall designate by explicit description or by appropriate reference all motor
vehicles to be insured; and (2) Shall insure the person named in the policy and any other
person, as insured, using any motor vehicle or motor vehicles designated in the policy with
the express or implied permission of the named insured, against loss from the liability imposed
by law for damages arising out of the ownership, maintenance, or use of...
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32-7A-16
Section 32-7A-16 Additional violations. (a) A person is guilty of a Class C misdemeanor who:
(1) Operates a motor vehicle without a liability insurance policy, a commercial automobile
liability insurance policy, a motor vehicle liability insurance bond, or deposit of cash in
accordance with this chapter. (2) With notice of cancellation, recision, abrogation, or termination
of insurance, registers, or attempts to register a motor vehicle. (b) A person shall be guilty
of a traffic violation who: (1) Operates a motor vehicle and upon demand of a law enforcement
officer, fails or refuses to present satisfactory evidence of insurance unless a law enforcement
officer verifies motor vehicle liability insurance coverage through the online insurance verification
system. (2) Operates a vehicle the registration of which is suspended or revoked pursuant
to this chapter. (3) Operates a motor vehicle and presents evidence of insurance when there
is no valid insurance in effect on the motor vehicle...
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27-15-2
Section 27-15-2 Life insurance policy provisions - Generally. (a) No policy of life insurance
other than industrial, group, and pure endowments, with or without return of premiums or of
premiums and interest, shall be delivered or issued for delivery in this state unless it contains
in substance all of the provisions required by Sections 27-15-3 through 27-15-14. This section
shall not apply to burial insurance, annuity contracts, to any provision of a life insurance
policy, or contract supplemental thereto, relating to disability benefits or to additional
benefits in the event of death or dismemberment by accident or accidental means or to any
provision relating to waiver of premiums in the event of death or disability of the beneficiary
or premium payer. (b) Any of such provisions, or portions thereof not applicable to single
premium or term policies, shall, to that extent, not be incorporated therein. (Acts 1971,
No. 407, p. 707, ยง347.)...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-15-2.htm - 1K - Match Info - Similar pages
27-31C-4
Section 27-31C-4 Issuance of license - Requirements. (a)(1) The commissioner may not issue
a license to an Alabama Coastal Captive Insurance Company unless the company possesses and
maintains unimpaired paid-in capital of not less than one million dollars ($1,000,000); however,
in the case of an Alabama Coastal Captive Insurance Company formed as a sponsored captive
insurance company that does not assume any risk, where the risks insured by the protected
cells are homogenous, the commissioner may reduce this amount to an amount not less than five
hundred thousand dollars ($500,000). (2) a. Except for an Alabama Coastal Captive Insurance
Company formed as a sponsored captive insurance company that does not assume any risk, the
capital must be in the form of cash, cash equivalent, or an irrevocable letter of credit issued
by a bank chartered by this state or a member bank of the Federal Reserve System with a branch
office in this state or as approved by the commissioner. b. For an...
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27-42-5
Section 27-42-5 Definitions. As used in this chapter, the following terms shall have the following
meanings, respectively, unless the context clearly indicates otherwise: (1) ACCOUNT. Any one
of the three accounts created by Section 27-42-6. (2) AFFILIATE. A person who directly, or
indirectly, through one or more intermediaries, controls, is controlled by, or is under common
control with another person on December 31 of the year immediately preceding the date the
insurer becomes an insolvent insurer. (3) ASSOCIATION. The Alabama Insurance Guaranty Association
created under Section 27-42-6. (4) CLAIMANT. Any insured making a first party claim or any
person instituting a liability claim. The term does not include a person who is an affiliate
of an insolvent insurer. (5) COMMISSIONER. The Commissioner of Insurance of the State of Alabama.
(6) CONTROL. The possession, direct or indirect, of the power to direct or cause the direction
of the management and policies of a person, whether...
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