Code of Alabama

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16-22-6
Section 16-22-6 Policies as to salary deductions; purposes for which deductions may
be made; application. (a) Each local board of education and certain postsecondary institutions
shall adopt policies or regulations which will provide for deductions from salaries of its
employees or groups of employees whenever a request is presented to the board or postsecondary
institution by the employees or groups. The deductions shall be made from salaries earned
in at least nine different pay periods and shall be remitted to the appropriate company, association,
or organization as specified by the employees within 10 days following each deduction. The
deductions may be made for, but not limited to, savings plans, tax sheltered annuities, the
Public Employees' Individual Retirement Account Fund, membership dues, voluntary contributions,
and group insurance premiums. Deductions for membership dues and voluntary contributions shall
be made based upon membership lists and forms provided by the...
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27-15-53
Section 27-15-53 Requirements for death master file comparisons. (a) An insurer shall
perform a comparison of its insureds' in-force life insurance policies, annuity contracts,
and retained asset accounts against a death master file, to identify potential death master
file matches of its insureds. Such comparison shall be completed by January 1, 2019. Thereafter,
an insurer shall maintain a program designed to compare each such policy, contract, or account
with a death master file no less frequently than every three years, it being the intent that
insurers fashion a program that best fits their business systems while at the same time protecting
consumers by assuring reasonable checks are being performed to identify unreported deaths.
For those potential death master file matches identified as a result of a death master file
comparison, the insurer shall do all of the following: (1) Within 90 days of a death master
file match: a. Complete a commercially reasonable effort, which shall be...
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36-29-4
Section 36-29-4 Establishment and provisions of health insurance plan; rules and regulations.
The board is hereby empowered and authorized to establish a fully insured or self-insured
health insurance plan for employees and retirees of the State of Alabama and to adopt and
promulgate rules and regulations for the administration of such plan, subject to such limitations
as may be contained in this chapter. Such plan may provide for group hospitalization, surgical,
and medical insurance against the financial costs of hospitalization, surgical, and medical
treatment and care and may also include, among other things, prescribed drugs, medicines,
prosthetic appliances, hospital inpatient and outpatient service benefits, and medical expenses
indemnity benefits, including major medical benefits or such other coverage or benefits as
may be deemed appropriate and desirable by the board. (Acts 1965, No. 833, p. 1564, §3; Act
2004-647, 1st Sp. Sess., p. 17, §1.)...
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16-25A-5
Section 16-25A-5 Authorization for health insurance plan; election of optional or supplemental
coverage. (a) The board is hereby empowered and authorized to establish a fully insured or
self-insured health insurance plan for employees and, under certain conditions, retired employees
and to adopt and promulgate rules and regulations for the administration of such plan subject
to such limitations as may be contained in this article. Such plan may provide for group hospitalization,
surgical, medical, cancer, cash indemnity, and dental insurance against the financial costs
of hospitalization, surgical, and medical treatment and care and may also include, among other
things, prescribed drugs, medicines, prosthetic appliances, hospital inpatient and outpatient
service benefits, and hospital/medical expenses indemnity benefits, including major medical
benefits or such other coverage or benefits as may be deemed appropriate and desirable by
the board, within the limits of such funds as may be...
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25-5-336
Section 25-5-336 Employee assistance program or resource file of employee assistance
providers. (a) If an employer has an employee assistance program, the employer shall inform
the employee of the benefits and services of the employee assistance program. In addition,
the employer shall provide the employee with notice of the policies and procedures regarding
access to and utilization of the program. (b) If an employer does not have an employee assistance
program, the employer shall maintain a resource file of providers of other employee assistance
including drug and alcohol abuse programs, mental health providers, and other persons, entities,
or organizations available to assist employees with personal or behavioral problems and shall
notify the employee of the availability of the resource file. In addition, the employer shall
post in a conspicuous place a listing of providers or employee assistance in the area. (Acts
1995, No. 95-535, p. 1082, §7.)...
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27-1-10.1
Section 27-1-10.1 Insurance coverage for drugs to treat life-threatening illnesses.
(a) The Legislature finds and declares the following: (1) The citizens of this state rely
upon health insurance to cover the cost of obtaining health care and it is essential that
the citizens' expectation that their health care costs will be paid by their insurance policies
is not disappointed and that they obtain the coverage necessary and appropriate for their
care within the terms of their insurance policies. (2) Some insurers deny payment for drugs
that have been approved by the Federal Food and Drug Administration, hereafter referred to
as FDA, when the drugs are used for indications other than those stated in the labelling approved
by the FDA, off-label use, while other insurers with similar coverage terms do pay for off-label
use. (3) Denial of payment for off-label use can interrupt or effectively deny access to necessary
and appropriate treatment for a person being treated for a...
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27-19-107
Section 27-19-107 Nonforfeiture benefits. (a) Except as provided in subsection (b),
a long-term care insurance policy may not be delivered or issued for delivery in this state
unless the policyholder or certificateholder has been offered the option of purchasing a policy
or certificate including a nonforfeiture benefit. The offer of a nonforfeiture benefit may
be in the form of a rider that is attached to the policy. In the event the policyholder or
certificateholder declines the nonforfeiture benefit, the insurer shall provide a contingent
benefit upon lapse that shall be available for a specified period of time following a substantial
increase in premium rates. (b) When a group long-term care insurance policy is issued, the
offer required in subsection (a) shall be made to the group policyholder. However, if the
policy is issued as group long-term care insurance, as defined in Section 27-19-103(4)d.,
other than to a continuing care retirement community or other similar entity, the...
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27-61-1
Section 27-61-1 Surplus Lines Insurance Multi-State Compliance Compact. The Surplus
Lines Insurance Multi-State Compliance Compact Act is enacted into law and entered into with
all jurisdictions mutually adopting the compact in the form substantially as follows: PREAMBLE
WHEREAS, with regard to Non-Admitted Insurance policies with risk exposures located in multiple
states, the 111th United States Congress has stipulated in Title V, Subtitle B, the Non-Admitted
and Reinsurance Reform Act of 2010, of the Dodd-Frank Wall Street Reform and Consumer Protection
Act, hereafter, the NRRA, that: (A) The placement of Non-Admitted Insurance shall be subject
to the statutory and regulatory requirements solely of the insured's Home State, and (B) Any
law, regulation, provision, or action of any State that applies or purports to apply to Non-Admitted
Insurance sold to, solicited by, or negotiated with an insured whose Home State is another
State shall be preempted with respect to such application;...
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27-7-5.2
Section 27-7-5.2 Licenses - Limited license for travel insurance producers. (a) As used
in this section, the following terms shall have the following meanings: (1) OFFER AND
DISSEMINATE. Provide general information, including a description of the coverage and price,
as well as processing the application, collecting premiums, and performing other non-licensable
activities permitted by the state. (2) TRAVEL INSURANCE. a. Insurance coverage for personal
risks incident to planned travel, including, but not limited to: 1. Interruption or cancellation
of trip or event. 2. Loss of baggage or personal effects. 3. Damages to accommodations or
rental vehicles. 4. Sickness, accident, disability, or death occurring during travel. b. Travel
insurance does not include major medical plans which provide comprehensive medical protection
for travelers with trips lasting six months or longer, including for example, those working
overseas or military personnel being deployed. (3) TRAVEL INSURANCE...
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36-29-23
Section 36-29-23 Authorization to establish flexible employee benefit plan; provisions
of plan. The board, with the approval of the Governor, is authorized to establish a flexible
employee benefit plan for state employees in compliance with Section 125 and any other
applicable sections of the Internal Revenue Code. The flexible employee benefit plan may provide
for payments or salary reductions for qualified benefits in accordance with Section
125 of the Internal Revenue Code, which presently include health insurance premiums, group
life insurance, disability insurance, supplemental health and accident insurance, dependent
care expenses, and such other types of employee benefits permitted under Section 125
and any other applicable sections of the Internal Revenue Code. Futhermore, the board may
establish a long-term care plan for employees. (Acts 1989, No. 89-644, p. 1272, §4; Act 98-639,
p. 1410, §1.)...
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