Code of Alabama

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27-19-108
Section 27-19-108 Promulgation of rules and regulations. The commissioner shall issue reasonable
regulations to promote premium adequacy and to protect the policyholder in the event of substantial
rate increases, and to establish minimum standards for marketing practices, agent compensation,
agent testing, penalties, and reporting practices for long-term care insurance. (Act 2000-795,
p. 1876, §5.)...
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27-19-52.1
Section 27-19-52.1 Applicability of article. (a) Except as otherwise specifically provided,
this article shall apply to both of the following: (1) All Medicare supplement policies delivered
or issued for delivery in this state on or after August 1, 2000. (2) All certificates issued
under group Medicare supplement policies, which certificates have been delivered or issued
for delivery in this state. (b) This article shall not apply to a policy of one or more employers
or labor organizations, or of the trustees of a fund established by one or more employees
or labor organizations, or combination thereof, for employees or former employees or a combination
thereof, or for members or former members, or a combination thereof, of the labor organizations.
(c) Except as otherwise specifically provided in subsection (d) of Section 27-19-56, this
article is not intended to prohibit or apply to insurance policies or health care benefit
plans, including group conversion policies, provided to...
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27-19A-9
Section 27-19A-9 Nonconforming policies and plans not to be approved by commissioner. The Commissioner
of Insurance shall not approve for sale in this state any health insurance policy or employee
benefit plan providing for dental care services which does not conform to the provisions of
this chapter or to the provisions of Sections 27-14-8 and 27-14-9. (Acts 1984, No. 84-411,
p. 960, §8.)...
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27-15-25
Section 27-15-25 Contestability of reinstated policies. A reinstated policy of life insurance
or annuity contract may be contested on account of fraud or misrepresentation of facts material
to the reinstatement only for the same period following reinstatement and with the same conditions
and exceptions as the policy provides with respect to contestability after original issuance.
(Acts 1967, No. 181, p. 543; Acts 1971, No. 407, p. 707, §370.)...
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27-31-25
Section 27-31-25 Nonassessable policies. (a) If a reciprocal insurer has a surplus of assets
over all liabilities at least equal to the minimum capital stock required of a domestic stock
insurer authorized to transact like kinds of insurance, upon application of the attorney and
as approved by the subscribers' advisory committee, the commissioner shall issue his certificate
authorizing the insurer to extinguish the contingent liability of subscribers under its policies
then in force in this state and to omit provisions imposing contingent liability in all policies
delivered, or issued for delivery, in this state for so long as all such surplus remains unimpaired.
(b) Upon impairment of such surplus, the commissioner shall forthwith revoke the certificate.
Such revocation shall not render subject to contingent liability any policy then in force
and for the remainder of the period for which the premium has theretofore been paid; but after
such revocation, no policy shall be issued or...
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27-4-2
Section 27-4-2 Advance fees, licenses, and miscellaneous charges. (a) The Commissioner of Insurance
shall collect in advance fees, licenses, and miscellaneous charges as follows: (1) Certificate
of authority: a. Initial application for original certificate of authority, including the
filing with the commissioner of all documents incidental thereto ..... $500 b. Issuance of
original certificate of authority ..... 500 c. Annual continuation or renewal fee ..... 500
d. Reinstatement fee ..... 500 (2) Charter documents, filing with the commissioner amendment
to articles of incorporation or of association, or of other charter documents or to bylaws
..... 25 (3) Solicitation permit, filing application and issuance ..... 250 (4) Annual statement
of insurer, except when filed as part of application for original certificate of authority,
filing ..... 25 (5) Producer license (resident or nonresident): a. Individuals: 1. Application
fee (For filing of initial application for license) ..... 30 2....
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27-55-8
Section 27-55-8 Construction. This chapter does not and shall not be construed as creating
a private cause of action and does not and shall not require insurers, including any health
benefit plan, to extend coverage to any providers or type of providers for which coverage
is not specifically provided within the policy or certificate of insurance or health benefit
plan, or to add additional providers to existing networks, or to add any health care benefits.
(Act 2000-595, p. 1185, §8.)...
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25-13-19
Section 25-13-19 Insurance policies. (a) Elevator contractors shall submit to the administrator
an insurance policy, or certified copy thereof, issued by an insurance company authorized
to do business in the state to provide general liability coverage of at least one million
dollars ($1,000,000) for injury or death of any number of persons in any one occurrence and
with coverage of at least five hundred thousand dollars ($500,000) for property damage in
any one occurrence and the statutory workers' compensation insurance coverage. (b) Elevator
inspectors, not employed by the authority having jurisdiction, shall submit to the administrator
an insurance policy, or certified copy thereof, issued by an insurance company authorized
to do business in the state to provide general liability coverage of at least one million
dollars ($1,000,000) for injury or death of any number of persons in any one occurrence and
with coverage of at least five hundred thousand dollars ($500,000) for property...
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27-14-8
Section 27-14-8 Forms - Filing and approval or disapproval. (a) No basic insurance policy or
annuity contract form or application form where written application is required and is to
be made a part of the policy, or contract, or printed rider, or endorsement form or form of
renewal certificate shall be delivered or issued for delivery in this state unless the form
has been filed with, and approved by, the commissioner. This subsection shall not apply to
surety bonds or to specially rated inland marine risks, nor to policies, riders, endorsements,
or forms of unique character designed for, and used with, relation to insurance upon a particular
subject or which relate to the manner of distribution of benefits or to the reservation of
rights and benefits under life or disability insurance policies and are used at the request
or with the consent of the individual policyholder, contract holder, or certificate holder.
As to group insurance policies effectuated and delivered outside this...
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32-7-21
Section 32-7-21 Certificate furnished by nonresident as proof. (a) The nonresident owner of
a motor vehicle not registered in this state may give proof of financial responsibility by
filing with the director a written certificate or certificates of an insurance carrier authorized
to transact business in the state in which the motor vehicle or motor vehicles described in
such certificate is registered, or if such nonresident does not own a motor vehicle, then
in the state in which the insured resides, provided such certificate otherwise conforms to
the provisions of this chapter, and the director shall accept the same upon condition that
said insurance carrier complies with the following provisions with respect to the policies
so certified: (1) The insurance carrier shall execute a power of attorney authorizing the
director to accept service on its behalf of notice or process in any action arising out of
a motor vehicle accident in this state; and (2) The insurance carrier shall agree...
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