Code of Alabama

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11-91-2
Section 11-91-2 Contracting for and purchase of insurance policies generally; requirements
as to amounts of insurance under policies and coverage of policies. (a) All such governing
bodies shall have authority to contract for and purchase any or all such policies of insurance
from any insurer or insurers admitted to transact the business of such insurance in the State
of Alabama, and the governing bodies of all state colleges and universities shall have, in
addition to powers previously granted, the authority to contract for and purchase any or all
such policies of insurance from any nonprofit corporation organized and operated without profit
to any private shareholder or individual exclusively for the purpose of aiding or strengthening
educational institutions by issuing insurance and annuity contracts only to or for the benefit
of such institutions and individuals engaged in the services of such institutions. (b) The
amounts of insurance under any such policy must be based upon some...
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27-22-45
Section 27-22-45 Violations and penalties. The failure of an insurance company writing homeowners
personal lines residential property coverage insurance policies in this state to comply with
the material provisions of this article shall be a violation of the Unfair Trade Practices
Act as set forth in Section 27-12-1 et seq. of the Alabama Insurance Code. Violation of the
Unfair Trade Practices Act may subject the insurance company to the suspension or revocation
of the Insurer's Certificate of Authority or the imposition of an administrative fine, or
both. (Act 2012-510, p. 1521, §6.)...
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27-52-1
Section 27-52-1 Creation; cessation and reestablishment of operations. (a) There is hereby
created the Alabama Health Insurance Plan which shall, as a high risk pool in the State of
Alabama, provide health insurance coverage to eligible individuals as an alternative to requiring
insurers to offer guaranteed-issue policies, as provided in the Health Insurance Portability
and Accountability Act of 1996 (Pub.L. 104-191, also known as HIPAA). (b) In the event any
federal mandate includes market reform provisions which satisfy the guaranteed-issue requirements
of HIPAA, the Alabama Health Insurance Plan may cease operations upon giving sufficient time
for current participants to transition out of the plan. After operation of the Alabama Health
Insurance Plan ceases and all current and future liabilities of the plan have been satisfied,
any unspent and unencumbered funds of the plan shall be transferred to the State General Fund.
(c) In the event a federal mandate requires the State of...
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27-56-7
Section 27-56-7 Applicability to certain providers. (a) This chapter does not require and shall
not be construed to require any insurance policy, plan, or contract to provide health care
coverage for eye care. The provisions of this chapter are applicable only to those insurance
policies, plans, or contracts which provide coverage for eye care. (b) Insurers or other issuers
of any insurance policy, plan, or contract which provides coverage for eye care shall continue
to be able to establish and apply selection criteria and utilization protocols for health
care providers as well as credentialing criteria used in the selection of providers. (c) This
chapter does not require and shall not be construed to require the coverage of eye care services
by providers who are not designated as covered providers, or who are not selected as participating
providers, by an insurance policy, plan, or contract, or the issuer thereof having a participating
network of service providers. Provided, however,...
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27-19-101
Section 27-19-101 Applicability of article. The requirements of this article shall apply to
policies delivered or issued for delivery in this state on or after August 1, 2000. This article
is not intended to supersede the obligations of entities subject to this article to comply
with the substance of other applicable insurance laws insofar as they do not conflict with
this article, except that laws and regulations designed and intended to apply to Medicare
supplement insurance policies shall not be applied to long-term care insurance. Entities subject
to this article shall continue to comply with other applicable insurance legislation not in
conflict with this article. (Act 2000-795, p. 1876, §5.)...
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27-10-27
Section 27-10-27 Evidence of surplus line insurance; changes; issuance of false certificate
and failure to notify insured of material change. (a) Upon placing a surplus line coverage,
the broker shall promptly issue and deliver to the insured evidence of the insurance, consisting
either of the policy as issued by the insurer or, if such policy is not then available, the
surplus line broker's certificate. Such a certificate shall be executed by the broker and
shall show the description and location of the subject of the insurance, coverage, conditions
and term of the insurance, the premium and rate charged and taxes collected from the insured
and the name and address of the insured and insurer. If the direct risk is assumed by more
than one insurer, the certificate shall state the name and address and proportion of the entire
direct risk assumed by each such insurer. (b) No broker shall issue any such certificate or
any cover note or purport to insure or represent that insurance will...
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27-14-20
Section 27-14-20 Renewal or extension of policies. Any insurance policy terminating by its
term at a specified expiration date and not otherwise renewable may be renewed or extended
at the option of the insurer, and upon a currently authorized policy form and at the premium
rate then required therefor for a specific additional period, or periods, by certificate or
by endorsement of the policy and without requiring the issuance of a new policy. (Acts 1971,
No. 407, p. 707, §333.)...
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36-1-6.2
Section 36-1-6.2 Insurance coverage for state instrumentalities and agencies; prior contracts
and policies ratified. (a) Any instrumentality or agency of the State of Alabama, whose principal
activity consists of distributing goods or services by contract with the United States, or
any federal governmental corporation, and which are not covered by the provisions of Chapter
29 of this title, shall be subject to all the provisions of this section. Such instrumentality
or agency is hereby empowered to purchase and pay for group health, accident or hospitalization
insurance coverage for its officers and employees. Such instrumentality or agency is hereby
further authorized to contract with the State Employees' Insurance Board for group health,
accident or hospitalization insurance coverage, and under such terms, conditions, and costs
as the State Employees' Insurance Board and the instrumentality or agency shall mutually determine.
The cost or premium for such group health, accident or...
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16-25A-44
Section 16-25A-44 Participation of employees; purchase of benefits. In order to carry out the
provisions of the flexible employee benefit plan or any long-term care plan, or both, the
head of each department, agency, board of education, or other employer with employees as defined
by Section 16-25A-1 shall provide, at no local administrative cost to the employee, the flexible
employee benefit plan as provided for in this article to every employee and is authorized
on behalf of the state to deduct or reduce from salary or wages amounts voluntarily designated
by the employees pursuant to salary reduction agreements or benefit deduction agreements for
purchasing benefits offered under the plan and such reduction from salary and wages shall
be remitted to the board for administration of the program. Employers with employees as defined
by Section 16-25A-11 must offer such benefits as required by and under such conditions as
established by the board. (Act 2004-650, 1st Sp. Sess., p. 31, §5.)...
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16-25A-8
Section 16-25A-8 Funding of health insurance plan; participation; Public Education Employees'
Health Insurance Fund. (a) The Public Education Employees' Health Insurance Board is hereby
authorized to provide under the contract or contracts entered into under the provisions of
this article an insurance benefit plan for each covered employee and, under certain conditions,
retired employees; the cost of such plan may be funded in part or in full through monthly
premiums per active employee from the same source of funds as those used for the payment of
salaries of active members and in part from other funds. (b) On or before January 1 next preceding
each regular meeting of the Legislature, the board shall certify to the Governor and to the
Legislature the amount or amounts necessary to fund coverage for benefits authorized by this
article for the following fiscal year for employees and for retired employees as a monthly
premium per active member per month. The Legislature shall set the...
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