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27-15-52
Section 27-15-52 Definitions. The following terms shall have the following meanings: (1) COMMERCIALLY
REASONABLE EFFORT. The plans, processes, or procedures necessary to confirm the death of the
insured, contract owner or annuitant, or retained asset account holder against other available
records and information and, as applicable, to locate the beneficiary or beneficiaries or
other person entitled to payment pursuant to the terms of the policy or contract which have
been developed by each insurer and submitted to and approved by the department. (2) CONTRACT.
An annuity contract. The term contract shall not include an annuity used to fund an employment-based
retirement plan or program where the insurer is not committed by terms of the annuity contract
to pay death benefits to the beneficiaries of specific plan participants. (3) DEATH MASTER
FILE. The United States Social Security Administration's Death Master File or any other database
or service that is at least as comprehensive as...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-15-52.htm - 3K - Match Info - Similar pages
27-16-16
Section 27-16-16 Policy provisions - Conversion to life insurance with less frequent premium
payments. There may be a provision in the case of industrial policies granting to the insured,
upon proper written request and upon presentation of evidence of insurability satisfactory
to the insurer, the privilege of converting any industrial insurance policy to any form of
life insurance with less frequent premium payments regularly issued by the insurer, in accordance
with terms and conditions agreed upon with the insurer. The privilege of making such conversion
need be granted only if the insurer's industrial policies on the life insured, in force as
premium-paying insurance and on which conversion is requested, grant benefits in event of
death, exclusive of additional accidental death benefits and exclusive of any dividend additions,
in an amount not less than the minimum amount of such insurance, with less frequent premium
payments issued by the insurer at the age of the insured on the...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-16-16.htm - 1K - Match Info - Similar pages
27-17A-10
Section 27-17A-10 Certificate required. (a) No person may sell a preneed contract without first
having a valid certificate of authority. (b)(1) No person may receive any funds for payment
on a preneed contract who does not hold a valid certificate of authority. (2) Any preneed
transaction in which a buyer pays to the seller before need, in whole or in part, a purchase
price for funeral or cemetery merchandise and services, and in which the seller is not obligated
to deliver the contracted for merchandise or to perform the services until need, in whole
or in part, shall be evidenced by a written preneed contract satisfying the requirements of
this chapter and signed by the seller and the purchaser. No person may receive or accept any
form of consideration in such a transaction without a fully signed written preneed contract.
A transaction not evidenced by a signed written preneed contract shall be voidable at the
election of the buyer and, if such election is made, the seller shall...
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27-54A-2
Section 27-54A-2 Treatment under certain policies and contracts. (a) As used in this section,
the following words have the following meanings: (1) APPLIED BEHAVIOR ANALYSIS. The design,
implementation, and evaluation of environmental modifications, using behavioral stimuli and
consequences, to produce socially significant improvement in human behavior, including the
use of direct observation, measurement, and functional analysis of the relationship between
environment and behavior. (2) AUTISM SPECTRUM DISORDER. Any of the pervasive developmental
disorders or autism spectrum disorders as defined by the most recent edition of the Diagnostic
and Statistical Manual of Mental Disorders (DSM) or the edition that was in effect at the
time of diagnosis. (3) BEHAVIORAL HEALTH TREATMENT. Counseling and treatment programs, including
applied behavior analysis that are both of the following: a. Necessary to develop, maintain,
or restore, to the maximum extent practicable, the functioning of an...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-54A-2.htm - 10K - Match Info - Similar pages
16-25A-5.1
Section 16-25A-5.1 Supplemental policy to provide secondary coverage for employees. The board
may, no later than January 1, 2006, offer employees a supplemental policy that provides secondary
coverage to other employer group coverage. (1) For employees who have spouses with other employer
group health insurance coverage available to them through their employer or previous employer,
the board may provide such employees and retirees with a supplemental coverage policy to the
other employer group health insurance coverage in lieu of full basic medical plan coverage
through the plan. (2) An employer that provides its employees and their spouses with other
employer group health insurance coverage may not exclude an employee, as defined under Section
16-25A-1(1), or his or her spouse from coverage by application of a provision which does not
also apply on the same terms and conditions to other employees or their spouses. No provision
of this section requires an employer to amend its plan to...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/16-25A-5.1.htm - 1K - Match Info - Similar pages
27-34-5
Section 27-34-5 Applicability of chapter - Exceptions. (a) Nothing contained in this chapter
shall be so construed as to affect or apply to: (1) Grand or subordinate lodges of societies,
orders, or associations now doing business in this state which provide benefits exclusively
through local or subordinate lodges; (2) Grand or subordinate lodges of societies, orders,
or associations now doing business in this state which provide for a death benefit of not
more than one thousand dollars ($1,000) to any one person, provided that no commission or
other direct compensation is paid with respect to the sale of such death benefit contracts;
(3) Orders, societies, or associations which admit to membership only persons engaged in one
or more crafts or hazardous occupations, in the same or similar lines of business, and the
ladies' societies or ladies' auxiliaries to such orders, societies, or associations; (4) Domestic
societies which limit their membership to employees of a particular city or...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-34-5.htm - 3K - Match Info - Similar pages
27-7-14.1
Section 27-7-14.1 Licenses - Lines of authority; renewal. (a) Unless denied licensure pursuant
to Section 27-7-19, persons who have met the requirements of Sections 27-7-4.3 and 27-7-5
shall be issued an insurance producer license. An insurance producer may receive qualification
for a license in one or more of the following lines of authority: (1) LIFE. Insurance coverage
on human lives including benefits of endowment and annuities, and may include benefits in
the event of death or dismemberment by accident and benefits for disability income. (2) ACCIDENT
AND HEALTH OR SICKNESS, commonly known as disability. Insurance coverage for sickness, bodily
injury, or accidental death and may include benefits for disability income. (3) PROPERTY.
Insurance coverage for the direct or consequential loss or damage to property of every kind.
(4) CASUALTY. Insurance coverage against legal liability, including that for death, injury,
or disability or damage to real or personal property, and surety. (5)...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-7-14.1.htm - 4K - Match Info - Similar pages
36-1-6
Section 36-1-6 Insurance of state employees operating motor vehicles in performance of their
duties. (a) Any director or head of a state department, agency, bureau, or division shall
allow any state employee under his or her supervision, who operates a motor vehicle in the
performance of his or her duties, whether such employee is in travel status or otherwise,
and whether the vehicle is state owned or leased or otherwise, to acquire insurance, in the
manner provided in subsection (b) of this section, insuring such employee against personal
liability arising out of and a proximate consequence of the operation of a motor vehicle by
such employee in the performance of his or her duties. Such coverage shall be issued by an
insurance company licensed and qualified to do business in this state. (b) The insurance provided
under the provisions of this section shall be acquired by the employee by virtue of an additional
condition or rider to a policy of insurance under which the state employee...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/36-1-6.htm - 3K - Match Info - Similar pages
16-25A-5.2
Section 16-25A-5.2 Supplemental policy to provide secondary coverage for retirees. The board
may offer retirees a supplemental policy that provides secondary coverage to other employer
group coverage and certain requirements shall be maintained regarding retiree health coverage
and cost sharing. (1) For employees who retire after September 30, 2005, and who become employed
by an employer that provides employees at least 50 percent of the cost of single health insurance
coverage and that qualify to receive other employer group health insurance coverage through
that employer shall be required to use the employer's health benefit plan for primary coverage
and the Public Education Employees' Health Insurance Plan may provide supplemental secondary
coverage. (2) For retirees who have spouses with other employer group health insurance coverage
available to them through their employer or previous employer, the board may provide such
retirees with a supplemental coverage policy to the other...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/16-25A-5.2.htm - 1K - Match Info - Similar pages
27-14-29
Section 27-14-29 Rights of beneficiaries, etc., under life insurance policies against creditors,
etc. (a) If a policy of insurance, whether heretofore or hereafter issued, is effected by
any person on his own life or on another life in favor of a person other than himself or,
except in cases of transfer with intent to defraud creditors, if a policy of life insurance
is assigned or in any way made payable to any such person, the lawful beneficiary, or assignee
thereof, other than the insured or the person so effecting such insurance or his executors
or administrators, shall be entitled to its proceeds and avails against the creditors, personal
representatives, trustees in bankruptcy, and receivers in state and federal courts of the
person insured and of the person effecting the insurance, whether or not the right to change
the beneficiary is reserved or permitted and whether or not the policy is made payable to
the person whose life is insured, if the beneficiary or assignee shall...
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