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27-19-39
Section 27-19-39 Policies, etc., providing for reimbursement for visual service. Whenever any
policy of insurance or any medical service plan or hospital service contract or hospital and
medical service contract provides for reimbursement for any visual service in Alabama which
is within the lawful scope of practice of a duly licensed optometrist, as defined in Section
34-22-1, the insured or other person entitled to benefits under such policy shall be entitled
to reimbursement for such services, whether such services are performed by a duly licensed
physician or by a duly licensed optometrist, whichever the insured selects, notwithstanding
any provision to the contrary in any statute or in such policy, plan, or contract. Duly licensed
optometrists shall be entitled to participate in such policies, plans, or contracts providing
for visual services to the same extent as fully licensed physicians. (Acts 1967, No. 508,
p. 1224.)...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-19-39.htm - 1K - Match Info - Similar pages
27-10-27
Section 27-10-27 Evidence of surplus line insurance; changes; issuance of false certificate
and failure to notify insured of material change. (a) Upon placing a surplus line coverage,
the broker shall promptly issue and deliver to the insured evidence of the insurance, consisting
either of the policy as issued by the insurer or, if such policy is not then available, the
surplus line broker's certificate. Such a certificate shall be executed by the broker and
shall show the description and location of the subject of the insurance, coverage, conditions
and term of the insurance, the premium and rate charged and taxes collected from the insured
and the name and address of the insured and insurer. If the direct risk is assumed by more
than one insurer, the certificate shall state the name and address and proportion of the entire
direct risk assumed by each such insurer. (b) No broker shall issue any such certificate or
any cover note or purport to insure or represent that insurance will...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-10-27.htm - 3K - Match Info - Similar pages
27-18-2
Section 27-18-2 Policy provisions - Generally. No policy of group life insurance shall be delivered
in this state unless it contains in substance the applicable provisions set forth in Sections
27-18-3 through 27-18-13, or provisions which in the opinion of the commissioner are more
favorable to the persons insured or at least as favorable to the persons insured and more
favorable to the policyholder; except, however, that: (1) Sections 27-18-9 and 27-18-13 inclusive
shall not apply to policies issued to a creditor to insure debtors of such creditor; (2) The
standard provisions required for individual life insurance policies shall not apply to group
life insurance policies; and (3) If the group life insurance policy is on a plan of insurance
other than the term plan, it shall contain a nonforfeiture provision, or provisions, which,
in the opinion of the commissioner, is, or are, equitable to the insured persons and to the
policyholder, but nothing in this section shall be construed to...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-18-2.htm - 1K - Match Info - Similar pages
27-19-17
Section 27-19-17 Optional policy provisions - Change of occupation. There may be a provision
as follows: "Change of Occupation: If the insured be injured or contract sickness after
having changed his occupation to one classified by the insurer as more hazardous than that
stated in this policy or while doing for compensation anything pertaining to an occupation
so classified, the insurer will pay only such portion of the indemnities provided in this
policy as the premium paid would have purchased at the rates and within the limits fixed by
the insurer for such more hazardous occupation. If the insured changes his occupation to one
classified by the insurer as less hazardous than that stated in this policy, the insurer,
upon receipt of proof of such change of occupation, will reduce the premium rate accordingly,
and will return the excess pro rata unearned premium from the date of change of occupation
or from the policy anniversary date immediately preceding receipt of such proof,...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-19-17.htm - 2K - Match Info - Similar pages
27-10-2
Section 27-10-2 Liability of persons violating Section 27-10-1; liability of adjusters. (a)
Any person who in this state willfully represents or aids an unauthorized insurer in violation
of Section 27-10-1 shall, in addition to any other applicable penalty, be liable for the full
amount of any loss sustained by the insured under any such contract and for the amount of
any premium taxes which may be payable under Section 27-10-35 by reason of such contract.
(b) Any adjuster who, directly or indirectly, enters into an investigation or adjustment of
any loss arising under a contract of insurance or annuity issued by an unauthorized insurer
and covering at time of issuance a subject of insurance resident, located or to be performed
in this state shall be liable for the full amount of any loss suffered by the insured under
such contract. The commissioner may, after hearing, revoke the license of such an adjuster.
This subsection does not apply as to surplus lines contracts lawfully written...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-10-2.htm - 1K - Match Info - Similar pages
27-14-25
Section 27-14-25 Receipt and giving of acquittance and discharge for payment by minors. (a)
Any minor domiciled in this state who has attained the age of 18 years shall be deemed competent
to receive and to give full acquittance and discharge for a payment, or payments, in aggregate
amount not exceeding $3,000.00 in any one year, made by a life insurer under the maturity,
death, or settlement agreement provisions in effect or elected by such minor under a life
insurance policy or annuity contract, provided such policy, contract, or agreement shall provide
for the payment, or payments, to such minor and if, prior to such payment, the insurer has
not received written notice of the appointment of a duly qualified guardian of the property
of such minor. No such minor shall be deemed competent to alienate the right to, or to anticipate,
such payments. This section shall not be deemed to restrict the rights of minors set forth
in Section 27-14-5. (b) This section shall not be deemed to...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-14-25.htm - 1K - Match Info - Similar pages
27-40-1
Section 27-40-1 Definitions. For the purposes of this chapter, the following words and phrases
shall have the following meanings: (1) INSURANCE PREMIUM FINANCE COMPANY. A person engaged
in the business of entering into premium finance agreements. (2) PREMIUM FINANCE AGREEMENT.
An agreement by which an insured or prospective insured promises to pay to a premium finance
company the amount advanced or to be advanced under the agreement to an insurer or to an insurance
agent or broker in payment of premiums on an insurance contract together with a service charge,
as authorized and limited by this chapter, and charges for wind mitigation construction financing,
as approved by the commissioner. (3) LICENSEE. A premium finance company holding a license
issued under this chapter. (4) PERSON. An individual, partnership, association, business corporation,
nonprofit corporation, common law trust, joint-stock company, or any other group of individuals
however organized. (5) INSURANCE CONTRACT. The...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-40-1.htm - 1K - Match Info - Similar pages
27-40-11
Section 27-40-11 Procedure for cancellation of insurance contract upon default. (a) When a
premium finance agreement contains a power of attorney enabling the premium finance company
to cancel any insurance contract or contracts listed in the agreement, the insurance contract
or contracts shall not be cancelled by the premium finance company unless such cancellation
is effectuated in accordance with this section. (b) Not less than 10-day written notice shall
be mailed to the insured, at his last known address as shown on the records of the premium
finance company, of the intent of the premium finance company to cancel the insurance contract
unless the default is cured within such 10-day period. (c) After the notice in subsection
(b) of this section has expired, the premium service company may thereafter request, in the
name of the insured, cancellation of such insurance contract by mailing to the insurer a notice
of cancellation, and the insurance contract shall be cancelled as if such...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/27-40-11.htm - 2K - Match Info - Similar pages
32-7B-5
Section 32-7B-5 Responsibilities of insurers. Each insurer shall do the following: (1) Cooperate
with the department in operating the online insurance verification system. (2) Maintain the
data necessary to verify insurance status through the online insurance verification system
for a period of at least six months. (3) Maintain the web service, pursuant to the requirements
established under the online insurance verification system and as specified by the advisory
council. (4) Provide data security for the type of information transferred as prescribed by
the advisory council that will not violate state or federal privacy laws. (5) Be immune from
civil and administrative liability for good faith efforts to comply with the terms of this
chapter. (6) Provide an insured under a commercial automobile insurance liability policy with
an insurance card clearly indicating that the vehicle is insured under a commercial automobile
liability insurance policy in accordance with Section 32-7A-6. (7)...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/32-7B-5.htm - 1K - Match Info - Similar pages
41-9-351
Section 41-9-351 Commission may provide for insurance for properties and employees. (a) The
commission may provide insurance covering loss or damage to its properties or any properties
of others in its custody, care, or control or any properties as to which it has any insurable
interest caused by fire or other casualty and may likewise provide insurance for the payment
of damages on account of the injury or death of persons and the loss or destruction of properties
of others, and may pay the premiums out of the revenues of the commission. Nothing in this
section shall be construed to authorize or permit the institution of any civil action or proceeding
in any court against the commission for or on account of any matter referred to in this section.
Any contracts of insurance authorized by this section may, in the discretion of the chair
of the commission, provide for a direct right of action against the insurance carrier for
the enforcement of any claims or causes of action. (b) The...
alisondb.legislature.state.al.us/alison/CodeOfAlabama/1975/41-9-351.htm - 3K - Match Info - Similar pages
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