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27-15-15
Section 27-15-15 Effect of incontestability clause. A clause in any policy of life insurance
or annuity contract providing that such policy or contract shall be incontestable after a
specified period shall preclude only a contest of the validity of the policy or contract and
shall not preclude the assertion at any time of defenses based upon provisions in the policy
or contract which exclude or restrict coverage, whether or not such restrictions or exclusions
are excepted in such clause. (Acts 1967, No. 181, p. 543; Acts 1971, No. 407, p. 707, §360.)...
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27-14-17
Section 27-14-17 Construction of policies. (a) Every insurance contract shall be construed
according to the entirety of its terms and conditions as set forth in the policy and as amplified,
extended, or modified by any rider, endorsement, or application which is a part of the policy.
(b) A clause in any policy of life insurance, including burial insurance, providing that such
policy shall be incontestible after a specified period shall preclude only a contest of the
validity of the policy and shall not preclude the assertion at any time of defenses based
upon provisions in the policy which exclude or restrict coverage, whether or not such restrictions
or exclusions are excepted in such clause. (Acts 1971, No. 407, p. 707, §330.)...
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27-15-24
Section 27-15-24 Exclusions and restrictions in life insurance policies. (a) No policy of life
insurance shall be delivered or issued for delivery in this state if it contains any of the
following provisions: (1) A provision for a period shorter than that provided by statute within
which an action may be commenced on such a policy; and (2) A provision which excludes or restricts
liability for death caused in a certain specified manner or occurring while the insured has
a specified status; except, that a policy may contain provisions excluding or restricting
coverage as specified therein in the event of death under any one or more of the following
circumstances: a. Death as a result, directly or indirectly, of war, declared or undeclared,
or of action by military forces, or of any act or hazard of such war or action, or of service
in the military, naval, or air forces or in civilian forces auxiliary thereto, or from any
cause while a member of such military, naval, or air forces of any...
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8-32-5
Section 8-32-5 Required provisions, service contracts. (a) Service contracts sold or offered
for sale in this state, in their entirety, shall be written, printed, or typed in eight point
type size, or larger, and shall comply with the requirements set forth in this section, as
applicable. (b) Service contracts insured under a reimbursement insurance policy pursuant
to subdivision (1) of subsection (f) of Section 8-32-3 shall contain a statement in substantially
the following form: "Obligations of the provider under this service contract are guaranteed
under a service contract reimbursement insurance policy." If the provider fails to pay
or to provide service on a claim within 60 days after proof of loss has been filed, the service
contract holder is entitled to make a claim directly against the reimbursement insurance company.
The service contract shall state the name and address of the reimbursement insurance company.
(c) Service contracts not insured under a reimbursement insurance...
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16-44B-1
Section 16-44B-1 Compact. ARTICLE I PURPOSE It is the purpose of this compact to remove barriers
to education success imposed on children of military families because of frequent moves and
deployment of their parents by: A. Facilitating the timely enrollment of children of military
families and ensuring that they are not placed at a disadvantage due to difficulty in the
transfer of education records from the previous school district(s) or variations in entrance/age
requirements. B. Facilitating the student placement process through which children of military
families are not disadvantaged by variations in attendance requirements, scheduling, sequencing,
grading, course content or assessment. C. Facilitating the qualification and eligibility for
enrollment, educational programs, and participation in extracurricular academic, athletic,
and social activities. D. Facilitating the on-time graduation of children of military families.
E. Providing for the promulgation and enforcement of...
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22-32-1
Section 22-32-1 Enactment of Southeast Interstate Low-Level Radioactive Waste Management Compact.
The Southeast Interstate Low-Level Radioactive Waste Management Compact is hereby enacted
into law and entered into by the State of Alabama with any and all states legally joining
therein in accordance with its terms, in the form substantially as follows: SOUTHEAST INTERSTATE
LOW-LEVEL RADIOACTIVE WASTE MANAGEMENT COMPACT Article I. Policy and Purpose There is hereby
created the Southeast Interstate Low-Level Radioactive Waste Management Compact. The party
states recognize and declare that each state is responsible for providing for the availability
of capacity either within or outside the state for the disposal of low-level radioactive waste
generated within its borders, except for waste generated as a result of defense activities
of the federal government or federal research and development activities. They also recognize
that the management of low-level radioactive waste is handled most...
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27-16-6
Section 27-16-6 Policy provisions - Incontestability. There shall be a provision that the policy,
exclusive of provisions relating to disability or dismemberment benefits or to additional
benefits in the event of death by accident or accidental means, shall be incontestable, except
for nonpayment of premiums, after it has been in force during the lifetime of the insured
for a period of two years from its date of issue. (Code 1940, T. 28, §7; Acts 1967, No. 181,
p. 543; Acts 1971, No. 407, p. 707, §380.)...
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27-17-5
Section 27-17-5 Policy provisions - Incontestability. There shall be a provision, with respect
to benefits provided in the form of merchandise and services incident to the burial of the
insured, that the policy shall be incontestable from its date of issue except for nonpayment
of premiums and, with respect to benefits payable in cash, monuments, waiver of premium benefits
and disability benefits, a provision that the policy shall be incontestable after it has been
in force during the lifetime of the insured for a period of two years from its date of issue,
except for nonpayment of premiums and except, at the option of the insurer, as to provisions
relating to benefits in event of dismemberment or disability or to additional benefits for
death by accident or accidental means. (Acts 1971, No. 407, p. 707, §396.)...
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27-15-4
Section 27-15-4 Life insurance policy provisions - Incontestability. There shall be a provision
that the policy, exclusive, at the option of the insurer, of provisions relating to disability
benefits or to additional benefits in the event of death by accident or accidental means,
shall be incontestable, except for nonpayment of premiums, after it has been in force during
the lifetime of the insured for a period of two years from its date of issue. (Acts 1967,
No. 181, p. 543; Acts 1971, No. 407, p. 707, §349.)...
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27-15-18
Section 27-15-18 Annuity and pure endowment contract provisions - Incontestability. If any
statements, other than those relating to age, sex, and identity, are required as a condition
to issuing an annuity or pure endowment contract, other than a reversionary, survivorship,
or group annuity and subject to Section 27-15-20, there shall be a provision that the contract
shall be incontestable after it has been in force during the lifetime of the person, or of
each of the persons, as to whom such statements are required for a period of two years from
its date of issue, except for nonpayment of stipulated payments to the insurer; and at the
option of the insurer, such contract may also except any provisions relative to benefits in
the event of disability and any provisions which grant insurance specifically against death
by accident or accidental means. (Acts 1971, No. 407, p. 707, §363.)...
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