27-13-37
Section 27-13-37 Alteration, supplementation, and amendment of rating systems. A rating
organization, or any insurer making its own rates, may, with the approval of the commissioner,
from time to time, alter, supplement, or amend its rating systems, or any part thereof, by
filing with the department copies of such alterations, supplements, or amendments, together
with a statement of the reason, or reasons, for such alteration, supplement, or amendment.
If such alteration, supplement, or amendment shall have the effect of increasing or decreasing
rates, the commissioner shall determine whether the rates as altered thereby are reasonable,
adequate, and not unfairly discriminatory. If the commissioner shall determine that the rates
as so altered are not unreasonably high, or inadequate or unfairly discriminatory, he shall
make an order approving them. If he shall find that the rates as altered are unreasonable,
inadequate, or unfairly discriminatory, he shall issue an order disapproving...
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27-13-75
Section 27-13-75 Alteration, supplementation, and amendment of rating plans. A rating
organization or any insurer making its own rates may, with the approval of the commissioner,
from time to time, alter, supplement, or amend its rating plans, or any part thereof, by filing
with the department copies of such alterations, supplements, or amendments, together with
a statement of the reason, or reasons, for such alteration, supplement, or amendment. If such
alteration, supplement, or amendment shall have the effect of increasing or decreasing rates,
the commissioner shall determine whether the rates as altered thereby are reasonable, adequate,
and not unfairly discriminatory. If the commissioner shall determine that the rates as so
altered are not unreasonably high, or inadequate or unfairly discriminatory, he shall make
an order approving them. If he shall find that the rates as altered are unreasonable, inadequate,
or unfairly discriminatory, he shall issue an order disapproving such...
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27-13-30
Section 27-13-30 Filing of rating systems with department by insurers - Examination
and approval or disapproval by commissioner. If, after examination thereof, the commissioner
shall find that such rating systems filed by, or on behalf of, an insurer provide for, result
in or produce rates that are unreasonably high or excessive, or are not adequate for the safeness
and soundness of the insurer or are unfairly discriminatory between risks in this state involving
essentially the same hazards, he shall issue an order to such insurer, or to the rating organization
of which such insurer is a member or subscriber, directing that such rating systems be altered
in the manner, and to the extent, stated in such order to produce rates that are reasonable
and adequate and not unfairly discriminatory. If the commissioner shall find that such rating
systems provide for, result in or produce rates that are not unreasonably high, are not inadequate
for the safeness and soundness of the insurer and...
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27-13-68
Section 27-13-68 Filing of rating plans with department by insurers - Examination and
approval or disapproval by commissioner. If, after examination thereof, the commissioner shall
find that such rating plans filed by, or on behalf of, an insurer provide for, result in or
produce rates that are unreasonably high or excessive, or are not adequate for the safeness
and soundness of the insurer or are unfairly discriminatory between risks in this state involving
essentially the same risks, he shall issue an order to such insurer, or to the rating organization
of which such insurer is a member or subscriber, directing that such rating plans be altered
in the manner, and to the extent, stated in such order to produce rates that are reasonable
and adequate and not unfairly discriminatory. If the commissioner shall find that such rating
plans provide for, result in or produce rates that are not unreasonably high, are not inadequate
for the safeness and soundness of the insurer and are not...
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22-21-372
Section 22-21-372 Filing and approval of subscription rates; criteria; submission of
relevant information. (a) No contract providing dental service corporation benefits may be
executed in this state unless the subscription rates outlined in said contract have been filed
with and approved by the commissioner. (b) Subscription rates must be established and justified
in accordance with generally accepted insurance principles, including but not limited to the
experience or judgment of the corporation making the rate filing or actuarial computations.
(c) The commissioner may disapprove subscription rates that are excessive, inadequate or unfairly
discriminatory. Rates are not unfairly discriminatory because they are averaged broadly among
persons covered under group, blanket or franchise contracts. (d) The commissioner may require
the submission of whatever relevant information is deemed necessary in determining whether
to approve or disapprove a filing made under this section or Section...
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27-43-11
Section 27-43-11 Premium rates. (a) No policy of legal expense insurance may be issued
in this state unless the premium rates for the insurance have been filed with and approved
by the commissioner. (b) Premium rates must be established and justified in accordance with
generally accepted insurance principles, including, but not limited to, the experience or
judgment of the insurer making the rate filing or actuarial computations. (c) The commissioner
may disapprove rates that are excessive, inadequate, or unfairly discriminatory. Rates are
not unfairly discriminatory because they are averaged broadly among persons insured under
group, blanket, or franchise policies. (d) The commissioner may require the submission of
whatever relevant information is deemed necessary in determining whether to approve or disapprove
a filing made under this section or Section 27-43-10. (Acts 1981, No. 81-719,
p. 1214, §1.)...
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27-13-22
Section 27-13-22 Applicability of article - Inland marine insurance. The provisions
of this section shall apply to all insurance which is now or hereafter defined by statute,
by ruling of the commissioner or by lawful custom as inland marine insurance, but this article
shall not apply to insurance of vessels or craft, their cargoes, marine builder's risks, marine
protection and indemnity, or other risks commonly insured under marine insurance policies:
(1) As to all classes of inland marine insurance for which class rates or rating plans are
customarily fixed by rating organizations or associations of underwriters, rates or rating
plans shall be filed by all authorized insurers writing such classes, with the department
in such manner and form as it shall direct, and also special rates fixed by any such rating
organization or association shall be similarly filed. All such rates shall be reasonable,
adequate and not unfairly discriminatory. Due consideration shall be given to past...
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27-13-33
Section 27-13-33 Applications for uniform percentage increase or decrease of rates by
insurers. Any insurer may apply to the commissioner for permission to effect a uniform percentage
increase or decrease in the rates applied to all risks of a particular class in the state
in a particular kind, or kinds, of insurance. Upon the filing of such application, the commissioner
shall give notice thereof by registered or certified mail to the rating organization, if any,
of which such insurer is a member or subscriber and shall fix a time and place for a hearing
upon the merits of such application. At such hearing, such insurer and such rating organization,
or their representatives, shall be entitled to be heard and to present evidence in support
of, or against, such application. The commissioner shall, upon the conclusion of such hearing,
make such order as he shall deem consistent with the establishment and maintenance of reasonable,
adequate and non-discriminatory rates. If the application...
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27-13-72
Section 27-13-72 Application for uniform percentage increase or decrease in rates by
insurers. (a) Any insurer may apply to the commissioner for permission to effect a uniform
percentage increase or decrease in the rates applied to all kinds of a particular class in
the state in a particular kind, or kinds, of insurance. Upon the filing of such application,
the commissioner shall give notice thereof by registered or certified mail to the rating organization,
if any, of which such insurer is a member or subscriber and shall fix a time and place for
a hearing upon the merits of such application. At such hearing, such insurer and such rating
organization, or their representatives, shall be entitled to be heard and to present evidence
in support of, or against, such application. The commissioner shall, upon the conclusion of
such hearing, make such order as he shall deem consistent with the establishment and maintenance
of reasonable, adequate, and nondiscriminatory rates. If the...
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40-2B-2
Section 40-2B-2 Alabama Tax Tribunal. (a) Statement of Purpose. To increase public confidence
in the fairness of the state tax system, the state shall provide an independent agency with
tax expertise to resolve disputes between the Department of Revenue and taxpayers, prior to
requiring the payment of the amounts in issue or the posting of a bond, but after the taxpayer
has had a full opportunity to attempt settlement with the Department of Revenue based, among
other things, on the hazards of litigation. By establishing an independent Alabama Tax Tribunal
within the executive branch of government, this chapter provides taxpayers with a means of
resolving controversies that insures both the appearance and the reality of due process and
fundamental fairness. The tax tribunal shall provide hearings in all tax matters, except those
specified by statute, and render decisions and orders relating thereto. A tax tribunal hearing
shall be commenced by the filing of a notice of appeal protesting...
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