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22-18-50
Section 22-18-50 Enactment and text of Emergency Medical Services Personnel Licensure Interstate
Compact. The Emergency Medical Services Personnel Licensure Interstate Compact is hereby enacted
into law and entered into with all other jurisdictions legally joining therein in form substantially
as follows: SECTION 1. PURPOSE In order to protect the public through verification of competency
and ensure accountability for patient care related activities all states license emergency
medical services (EMS) personnel, such as emergency medical technicians (EMTs), advanced EMTs
and paramedics. This Compact is intended to facilitate the day to day movement of EMS personnel
across state boundaries in the performance of their EMS duties as assigned by an appropriate
authority and authorize state EMS offices to afford immediate legal recognition to EMS personnel
licensed in a member state. This Compact recognizes that states have a vested interest in
protecting the public's health and safety...
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27-13-25
Section 27-13-25 Rating organizations - Provisions for insurers to become members or subscribers.
Every rating organization shall make reasonable provision in its bylaws, rules, constitution,
or otherwise to permit any insurer engaged in the kind of insurance for which rate-making
is done by such rating organization to become a member or subscriber thereof upon application
therefor by such insurer. An insurer may be a member of, or a subscriber to, more than one
rating organization, but not for the purpose of rating the same risk. No insurer shall use
any rate or rating systems made by a rating organization of which it is not a member or subscriber
or by another insurer. No rating organization shall discriminate unfairly between insurers
in the conditions imposed for admission as subscribers or in the services rendered to either
members or subscribers. The refusal of any rating organization to admit an insurer as a subscriber
shall, at the request of such insurer, be reviewed by the...
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27-13-32
Section 27-13-32 Hearings on applications to reduce rates. Every rating organization, and every
insurer which does its own rate-making, shall provide reasonable means within this state,
to be approved by the department, whereby any person, or persons, affected by rate made by
it may be heard on an application to reduce such rate. If such rating organization or such
insurer shall refuse to reduce such rate, the person or persons affected thereby may make
a like application to the commissioner within 30 days after receipt of notice in writing that
the application for reduction of rate has been denied by such rating organization or by such
insurer. If, upon the expiration of 20 days after application for the reduction of a rate,
such rating organization or such insurer fails to grant or reject the application, the person,
or persons, affected may make the application to the commissioner in the same manner as if
the application had been rejected by such rating organization or by such...
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27-13-71
Section 27-13-71 Hearings on applications to reduce rates. Every rating organization and every
insurer which does its own rate-making shall provide reasonable means within this state, to
be approved by the department, whereby any person, or persons, affected by a rate made by
it may be heard on a written application to reduce such rate. If such rating organization
or such insurer shall refuse to reduce such rate, the person, or persons, affected thereby
may make a like application to the commissioner within 30 days after receipt of notice in
writing that the application for reduction of rate has been denied by such rating organization
or by such insurer. If, upon the expiration of 20 days after application for the reduction
of a rate, such rating organization or such insurer fails to grant or reject the application,
the person, or persons, affected may make the application to the commissioner in the same
manner as if the application had been rejected by such rating organization or by...
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27-31A-12
Section 27-31A-12 Duty of producers to obtain license. (a) Risk retention groups. Persons representing
or aiding a risk retention group in the solicitation or negotiation of liability insurance
in this state and the risk retention group with respect thereto shall be subject to Chapters
7 and 8A of this title. (b) Purchasing groups. (1) No person, firm, association, or corporation
shall act or aid in any manner in soliciting, negotiating, or procuring liability insurance
in this state for a purchasing group from an authorized insurer or a risk retention group
chartered in a state unless the person, firm, association, or corporation is licensed as an
insurance producer in accordance with Chapter 7, commencing with Section 27-7-1, of this title.
(2) No person, firm, association, or corporation shall act or aid in any manner in soliciting,
negotiating, or procuring liability insurance coverage in this state for any member of a purchasing
group under a purchasing group's policy unless that...
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27-19-103
Section 27-19-103 Definitions. Unless the context requires otherwise, the definitions in this
section apply throughout this article. (1) APPLICANT. In the case of: a. An individual long-term
care insurance policy, the person who seeks to contract for benefits. b. A group long-term
care insurance policy, the proposed certificate holder. (2) CERTIFICATE. Any certificate issued
under a group long-term care insurance policy, which policy has been delivered or issued for
delivery in this state. (3) COMMISSIONER. The Alabama Commissioner of Insurance. (4) GROUP
LONG-TERM CARE INSURANCE. A long-term care insurance policy which is delivered or issued for
delivery in this state and issued to any of the following: a. One or more employers or labor
organizations, or to a trust or to the trustees of a fund established by one or more employers
or labor organizations, or a combination thereof, for employees or former employees or a combination
thereof, or for members or former members or a...
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27-18-11
Section 27-18-11 Policy provisions - Conversion - Termination of eligibility. The group life
insurance policy shall contain a provision that if the insurance, or any portion of it, on
a person covered under the policy ceases because of termination of employment or of membership
in the class, or classes, eligible for coverage under the policy, such person shall be entitled
to have issued to him by the insurer, without evidence of insurability, an individual policy
of life insurance without disability or other supplementary benefits, provided application
for the individual policy shall be made and the first premium paid to the insurer within 31
days after such termination and provided, further, that: (1) The individual policy shall,
at the option of such person, be on any one of the forms, except term insurance, then customarily
issued by the insurer at the age and for the amount applied for; (2) The individual policy
shall be in an amount not in excess of the amount of life insurance...
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27-10-33
Section 27-10-33 Service of process in action or proceeding against insurer. (a) Any unauthorized
insurer issuing a policy or assuming a direct insurance risk under this surplus line law shall
be deemed thereby to have appointed the commissioner as its attorney upon whom may be served
all lawful process in any action or proceeding against it in this state arising out of such
insurance. (b) Service of process upon the commissioner as process agent of the insurer shall
be made by the proper officer of Montgomery County by serving copies in triplicate of the
process upon the commissioner or upon his assistant, deputy, or other person in charge of
his office. Upon receiving such service, the commissioner shall promptly forward a copy thereof
by certified mail or registered mail to the person last designated to receive the same, as
provided in subsection (c) of this section, return one copy with his admission of service,
and retain one copy in the files of the department. (c) Each such...
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25-5-332
Section 25-5-332 Premium discount where drug-free workplace program implemented. (a) If an
employer implements a drug-free workplace program substantially in accordance with this article,
the employer shall qualify for certification for a five percent premium discount under the
employer's workers' compensation insurance policy. (b) For each policy of workers' compensation
insurance issued or renewed in the state on and after July 1, 1996, there shall be granted
by the insurer a five percent reduction in the premium for the policy if the insured has been
certified by the Department of Labor, Workers' Compensation Division, as having a drug-free
workplace program which complies with the requirements of this article and has notified its
insurer in writing of the certification. (c)(1) The premium discount provided by this section
shall be applied to an insured's policy of workers' compensation insurance pro rata as of
the date the insured receives certification by the Department of Labor,...
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27-23-20
Section 27-23-20 Definitions. For the purposes of this article, the following terms shall have
the meanings respectively ascribed to them by this section: (1) POLICY OF AUTOMOBILE LIABILITY
INSURANCE. A policy delivered, or issued for delivery, in this state insuring a natural person
as named insured or one or more related individuals, resident of the same household, and under
which the insured vehicles therein designated are of the following types only: a. A motor
vehicle of the private passenger or station type that is not used as a public or livery conveyance
for passengers nor rented to others; or b. Any other four-wheel motor vehicle with a load
capacity of 1,500 pounds or less which is not used in the occupation, profession, or business
of the insured; provided, however, that this article shall not apply: 1. To policies of automobile
liability insurance issued under an automobile assigned risk plan; 2. To any policy insuring
more than four automobiles; nor 3. To any policy...
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