Code of Alabama

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25-5-270
Section 25-5-270 Certain employers authorized to purchase insurance with optional deductibles.
(a) Each insurer issuing a policy under this article shall offer, as a part of the policy
or as an optional endorsement to the policy, deductibles optional to the policyholder for
benefits payable under this article. Deductible amounts offered shall be fully disclosed to
the prospective policyholder in writing in the amount of $100.00, $200.00, $300.00, $400.00,
$500.00, or increments of $500.00 up to a maximum of $2,500.00 per compensable claim. The
policyholder exercising the deductible option shall choose only one deductible amount. (b)
If the policyholder exercises the option and chooses a deductible, the insured employer shall
be liable for the amount of the deductible for benefits paid for each compensable claim of
work injury suffered by an employee. The insurer shall pay all or part of the deductible amount,
whichever is applicable to a compensable claim, to the person or medical...
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25-5-115
Section 25-5-115 False written representation to employer as to previous compensation
for occupational disease. If an employee, at the time of or in the course of entering into
the employment of the employer by whom the compensation would otherwise be paid, wilfully
and falsely represented himself in writing to such employer as not having previously been
compensated in damages, or under this article, because of occupational disease, as defined
in this article, such employee, his personal representative, parents, surviving spouse, dependents,
and next of kin shall be barred from compensation or other benefits provided by this article
or from recovery at common law by statute, contract, or otherwise on account of occupational
disease as defined in this article, resulting from exposure to the hazards of such disease
subsequent to such representation and while in the employ of such employer. (Acts 1971, No.
668, p. 1379.)...
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36-30-40
Section 36-30-40 Definitions. As used in this article, the following terms shall have
the following meanings: (1) BENEFIT. Any monetary allowance payable by the state for a firefighter
on account of his or her disability or to his or her dependents on account of his or her death,
irrespective of whether the same is payable under a pension law of the state or under some
other law of the state. (2) DISABILITY. Disability to perform duties as a firefighter. (3)
FIREFIGHTER. A person employed as a firefighter by the state. (4) FIREFIGHTER'S OCCUPATIONAL
DISEASE. Any condition or impairment of health caused by any of the following: a. Hypertension.
b. Heart disease. c. Respiratory disease. d. Cancer which manifests itself in a firefighter
during the period in which the firefighter is in the service of the state, provided the firefighter
demonstrates that he or she, while in the employ of the state, was exposed to a known carcinogen
which is reasonably linked to the disabling cancer, and the...
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25-5-114
Section 25-5-114 Rights and remedies of employees, etc., under article exclusive; civil
and criminal liability of employers, etc. The rights and remedies granted in this article
shall exclude all other rights and remedies of an employee, his personal representative, parent,
surviving spouse, dependents, or next of kin, at common law, by statute, contract, or otherwise
on account of the contraction of an occupational disease, as defined in this article, and
on account of any injury, disability, loss of service, or death resulting from an occupational
disease, as defined in this article. Except as provided in this article, no employer included
within the terms of this chapter and no officer, director, agent, servant, or employee of
such employer shall be held civilly liable for the contraction of an occupational disease,
as defined in this article, or for injury, disability, loss of service, or death of any employee
due to an occupational disease while engaged in the service or business...
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27-19-22
Section 27-19-22 Optional policy provisions - Relation of earnings to insurance. (a)
There may be a provision as follows: "Relation of Earnings to Insurance: If the total
monthly amount of loss of time benefits promised for the same loss under all valid loss of
time coverage upon the insured, whether payable on a weekly or monthly basis, shall exceed
the monthly earnings of the insured at the time disability commenced or his average monthly
earnings for the period of two years immediately preceding a disability for which claim is
made, whichever is the greater, the insurer will be liable only for such proportionate amount
of such benefits under this policy as the amount of such monthly earnings or such average
monthly earnings of the insured bears to the total amount of monthly benefits for the same
loss under all such coverage upon the insured at the time such disability commences and for
the return of such part of the premiums paid during such two years as shall exceed the pro
rata...
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45-37A-51.226
Section 45-37A-51.226 Extraordinary disability allowance. (a) Extraordinary disability
allowance for participants joining the system prior to January 1, 1989. (1) In the event a
participant who joins the system prior to January 1, 1989, shall become totally disabled to
perform his or her customary duties by reason of personal injury received as a result of an
accident arising out of and in the course of his or her employment in the service and occurring
at a definite time and place, then in the event such total disability shall continue until
the participant ceases to draw salary as an employee of the city, such disabled participant
shall be entitled to a monthly allowance from the fund equal to 70 percent of his or her monthly
salary at the time of the accident which resulted in such total disability, subject to the
offset for any workers' compensation benefit or other such disability benefit payable by the
city as set forth hereafter. (2) Benefits payable hereunder shall commence...
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45-37-123.102
Section 45-37-123.102 Disability retirement benefits. (a) Non-service connected disability
benefits. Subject to subsection (h), any member who, after accumulating 10 years of paid membership
time, experiences a total disability as a result of a non-service connected disability shall
be entitled to receive, at the time set forth in subsection (e), monthly disability retirement
benefits determined in accordance with Section 45-37-123.100, as though the disabled
member were entitled to a superannuation retirement benefit at the commencement of the disability;
however, there shall be a percentage reduction of such benefit to reflect early commencement
of the payment, such percentage to be based on the member's whole years from actual eligibility
for a superannuation retirement benefit, as set forth below. Notwithstanding any provisions
to the contrary, the minimum monthly disability retirement benefit payable in connection with
a non-service connected disability shall be 50 percent of the...
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36-30-20
Section 36-30-20 Definitions. When used in this article, the following terms shall have
the following meanings, respectively, unless the context clearly indicates otherwise: (1)
BENEFIT. Any monetary allowance payable to a law enforcement officer by a city or county or
by the state or from a pension system established for the law enforcement officers of a city
or county or the state on account of his or her disability or to his or her dependents on
account of his or her death, irrespective of whether the same is payable under a pension law
of the state or under some other law of the state. (2) DISABILITY. Disability to perform duties
as a law enforcement officer. (3) LAW ENFORCEMENT OFFICER. A full-time law enforcement officer
with the power of arrest who is employed with any state agency, department, board, commission,
or institution or a full-time law enforcement officer employed by any municipality or county
within this state. (4) LAW ENFORCEMENT OFFICER'S OCCUPATIONAL DISEASE. Any...
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12-18-10
Section 12-18-10 Retirement and disability benefits of justices of Supreme Court, judges
of courts of appeals and judges of circuit courts; payment of benefits to spouses upon death
of justices or judges; call to active duty status of retired justices or judges; powers, duties,
compensation, etc., of retired justices or judges on active duty status; transfer of justices
or judges from active to inactive status, etc. (a) The retirement benefit payable to a justice
of the Supreme Court or judge of one of the courts of appeals retiring pursuant to subdivision
(2), (3), (4) or (5) of subsection (a) of Section 12-18-6 shall be 75 percent of the
salary prescribed by law for the position from which he retires, payable monthly for the rest
of his life. Such benefit shall continue to be 75 percent of his salary prescribed by law
for such position and shall change in amount as such salary is hereafter increased or decreased
by law and shall not be subject to writs of attachment or garnishment....
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25-5-8
Section 25-5-8 Employers' options to secure payment of compensation. (a) Option to insure
risks. An employer subject to this chapter may secure the payment of compensation under this
chapter by insuring and keeping insured his or her liability in some insurance corporation,
association, organization, insurance association, corporation, or association formed of employers
and workers or formed by a group of employers to insure the risks under this chapter, operating
by mutual assessment or other plans or otherwise. Notwithstanding the foregoing, the insurance
association, organization, or corporation shall have first had its contract and plan of business
approved in writing by the Commissioner of the Department of Insurance of Alabama and have
been authorized by the Department of Insurance to transact the business of workers' compensation
insurance in this state and under the plan. Notwithstanding any other provision of the law
to the contrary, the obligations of employers under law for...
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