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11-19-2
Section 11-19-2 Purpose of chapter. Because of the great financial and economic loss, as well
as human suffering, caused by floods and flooding in this state and despite plans and programs
directly or indirectly affecting the control of flood waters and the reduction of flooding,
there also exists a clear and definite public need for a program to provide flood insurance
coverage in flood-prone areas of this state. It is the declared purpose of this chapter to
provide in each county of this state a comprehensive land-use management plan by: (1) Constricting
the development of land which is exposed to flood damage in the flood-prone areas; (2) Guiding
the development of proposed construction away from locations which are threatened by flood
hazards; (3) Assisting in reducing damage caused by floods; and (4) Otherwise improving the
long-range management and use of flood-prone areas. (Acts 1971, 3rd Ex. Sess., No. 119, p.
4346, §2.)...
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11-26-2
Section 11-26-2 Health and accident group authorized; appropriation and collection of funds.
Any county or group of counties, either individually or collectively, may establish a health
and accident self-insurance group for the purpose of providing health care and hospitalization
benefits for their officers, employees, and family members dependent upon such officers or
employees. Member counties may appropriate such funds as necessary to the health and accident
self-insurance group to provide such hospitalization and health care benefits. Member counties
may collect from its officers and employees such amounts necessary for dependent family coverage
and remit the same to the health and accident self-insurance group. (Acts 1981, No. 81-265,
p. 348, §2.)...
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16-25A-6
Section 16-25A-6 Exclusions. Such health insurance shall not include the following: (1) Expenses
incurred by or on account of an individual prior to the effective date of the plan as to him;
(2) Hearing aids and examinations for the prescription or fitting thereof; (3) Cosmetic surgery
or treatment, except to the extent necessary for correction of damage caused by accidental
injury while covered by the plan or as a direct result of disease covered by the plan; (4)
Services received in a hospital owned or operated by the United States government for which
no charge is made; (5) Services received for injury or sickness due to war or any act of war,
whether declared or undeclared, which war or act of war shall have occurred after the effective
date of this plan; (6) Expenses for which the individual is not required to make payment;
(7) Expenses to the extent of benefits provided under any employer group plan other than this
plan in which the state participates in the cost thereof; (8)...
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22-6-10
Section 22-6-10 Women's right to health care. (a) This section shall be known and may be cited
as the "Women's Right to Health Care Act." (b) Any state program funded under Title
XIX of the federal Social Security Act, 42 U.S.C. Section 1396 et seq., and any other publicly
funded state health care program which provides coverage for mastectomy surgery shall also
provide coverage for reconstruction of the breast on which surgery has been performed and
surgery and reconstruction of the other breast to produce a symmetrical appearance if the
patient is eligible for Medicaid and elects reconstruction within two years of the mastectomy
surgery and in the manner chosen by the patient and the physician, in accordance with guidelines
consistent with Medicare and other third party payers. Reimbursement is allowed only for breast
reconstructive surgery following a medically necessary mastectomy when performed for the removal
of cancer. As used in this section, the term "reconstruction" shall...
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27-26-2
Section 27-26-2 Purpose of chapter. It is hereby declared by the Legislature of the State of
Alabama that the availability of medical liability insurance at reasonable rates for the medical
profession, medical institutions, and other health care providers is essential to provide
adequate health services to the people of Alabama, and without such insurance, medical services
by the medical profession may be curtailed, and that while the need for such insurance is
increasing, availability is limited and likely to become increasingly so, unless remedial
legislation is enacted. The Legislature further finds and declares that by reason of complicated
and highly technical medical concepts, and the existence of sophisticated medical techniques,
decisions with respect to optional procedures of diagnosis and treatment have become increasingly
complex and are necessarily made on the basis of professional judgment, on which opinions
may and often will reasonably vary. It is the purpose of this...
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27-56-4
Section 27-56-4 Prohibited activities. An insurance policy, plan, or contract providing for
third-party payment or prepayment of health or medical expenses shall not do any of the following:
(1) Impose a practice restriction for optometrists which is inconsistent with or more restrictive
than provided by law. (2) Discriminate between classes of eye care providers with respect
to any covered service which falls within the scope of the eye care provider's license. (3)
Require an eye care provider to hold hospital privileges as a condition of participation in
or receiving payment from the policy, plan, or contract. (4) Impose any restriction not required
by law based on the eye care provider's professional degree. (5) Discriminate between eye
care providers in connection with the amount of reimbursement for the provision of the same
services. (6) Require an eye care provider to purchase or maintain a minimum quantity or minimum
dollar amount of a specified brand of ophthalmic materials as...
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32-7C-4
Section 32-7C-4 Coverage exclusions; disclosures. (a) Insurers that write automobile insurance
in this state may exclude any and all coverage afforded under the policy issued to an owner
or operator of a personal vehicle for any loss or injury that occurs while a TNC driver is
logged on to the digital network of a TNC or while a TNC driver provides a prearranged ride.
(b) The right to exclude all coverage may apply to any coverage included in an automobile
insurance policy, including, but not limited to, any of the following: (1) Liability coverage
for bodily injury and property damage. (2) Personal injury protection coverage as defined
by state law. (3) Uninsured and underinsured motorist coverage. (4) Medical payments coverage.
(5) Comprehensive physical damage coverage. (6) Collision physical damage coverage. (c) The
exclusions under this section shall apply notwithstanding any requirements under the Motor
Vehicle Safety-Responsibility Act, Chapter 7 of this title. (d) Nothing in...
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36-26-121
Section 36-26-121 Annual itemized statement of employee and retirement benefits, and total
employer contributions to retirement systems and health insurance plans. (a) As used in this
article, the following words have the following meanings: (1) EMPLOYEE BENEFIT. Any benefit
a public employee received or accrued from his or her employer, including, but not limited
to, salary or wages; insurance; allowance for days off such as vacation, holidays, sick leave,
or personal days; and contributions toward retirement or pension benefits. (2) HEALTH INSURANCE
PLAN. Either of the following health insurance plans as it applies to an individual public
employee or retiree: a. The State Employees' Health Insurance Plan. b. The Public Education
Employees' Health Insurance Plan. (3) RETIREE. A retiree or a beneficiary of a deceased retiree
who receives an employee benefit or pension benefit from a retirement system, as defined in
this section. (4) RETIREMENT SYSTEM. One of the following as it applies...
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45-37A-241
Section 45-37A-241 Participation in employee health insurance during certain military service.
For any employee of the city called into military service during the war on terrorism, the
City of Hoover in Jefferson County and Shelby County may permit the employee and his or her
eligible dependents to continue participation in any employee health insurance provided for
city employees and may pay the employer's share of the costs of the insurance plan, provided
the employee in military service continues to pay the employee's share of the cost of the
insurance, including any costs for dependent coverage. This section in no way limits the rights
of any employee in military service under the Servicemembers Civil Relief Act. The terms military
service and period of military service shall have the same meanings ascribed to those terms
in §511 of the Servicemembers Civil Relief Act, 50 Appendix United States Code Annotated
§§501, et seq. (Act 2006-367, p. 963, §1; Act 2006-567, p. 1325,...
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22-21-361
Section 22-21-361 Definitions. The following terms shall have the meanings respectively ascribed
by this section unless the context clearly indicates otherwise: (1) COMMISSIONER. The commissioner
of insurance of this state. (2) DENTAL SERVICE PLAN or PLAN. Any plan or other arrangement
whereby dental services are provided in whole or in part through a dental service corporation
by dentists participating in the plan to provide dental services to those members of the public
who become subscribers to the plan under a contract with such corporation. The terms "dental
service plan" or "plan" do not include an insurer authorized by the insurance
department to transact insurance in this state or to a nonprofit health insurance plan organized
pursuant to Section 10-4-100, or to any policy of insurance or contract which includes dental
benefits issued by such insurer or nonprofit health insurance plan. (3) DEPARTMENT. The Department
of Insurance. (4) LICENSE. The certificate of authority issued...
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