Code of Alabama

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35-4-260
Section 35-4-260 Trusts consisting of insurance policies or proceeds. Transferred to Section
19-3B-1305 effective January 1, 2007. (Acts 1949, No. 265, p. 389.)...
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43-7-5
Section 43-7-5 Insurance policies. Where the insured and the beneficiary in a policy of life
or accident insurance have died and there is no sufficient evidence that they have died otherwise
than simultaneously, the proceeds of the policy shall be distributed as if the insured had
survived the beneficiary. (Acts 1949, No. 542, p. 852, §4.)...
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27-18-15
Section 27-18-15 Employee life insurance. "Employee life insurance" is that plan
of life insurance, other than salary savings life insurance or pension trust insurance and
annuities, under which individual policies are issued to the employees of any employer and
where such policies are issued on the lives of not less than three employees at date of issue.
Premiums for such policies shall be paid by the employer or the trustee of a fund established
by the employer either wholly from the employer's funds, or funds contributed by him, or partly
from such funds and partly from funds contributed by the insured employees or from funds contributed
wholly by the insured employees. (Acts 1971, No. 407, p. 707, §421.)...
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32-7-25
Section 32-7-25 Chapter not to affect other policies. (a) This chapter shall not be held to
apply to or affect policies of automobile insurance against liability which may now or hereafter
be required by any other law of this state, and such policies, if they contain an agreement
or are endorsed to conform to the requirements of this chapter, may be certified as proof
of financial responsibility under this chapter. (b) This chapter shall not be held to apply
to or affect policies insuring solely the insured named in the policy against liability resulting
from the maintenance or use by persons in the insured's employ or on his or her behalf of
motor vehicles not owned by the insured. (Acts 1951, No. 704, p. 1224, §23.)...
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27-14-11
Section 27-14-11 Contents of policies - Generally. (a) Every policy shall specify: (1) The
names of the parties to the contract; (2) The subject of the insurance; (3) The risks insured
against; (4) The time when the insurance thereunder takes effect and the period during which
the insurance is to continue; (5) The premium; and (6) The conditions pertaining to the insurance.
(b) If under the policy the exact amount of premium is determinable only at stated intervals
or termination of the contract, a statement of the basis and rates upon which the premium
is to be determined and paid shall be included. (c) This section shall not apply as to surety
contracts or to group insurance policies. (Acts 1971, No. 407, p. 707, §324.)...
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27-5-6
loss or damage to any property or interest caused by the breakage or leakage of sprinklers,
hoses, pumps, and other fire-extinguishing equipment or apparatus, water pipes or containers
or by water entering through leaks or openings in buildings and insurance against loss or
damage to such sprinklers, hoses, pumps and other fire-extinguishing equipment or apparatus;
(9) CREDIT. Insurance against loss or damage resulting from failure of debtors to pay their
obligations to the insured; (10) MALPRACTICE. Insurance against legal liability of
the insured and against loss, damage or expense incidental to a claim of such liability and
including medical, hospital, surgical, and funeral benefits to injured persons, irrespective
of legal liability of the insured, arising out of the death, injury, or disablement of any
person or arising out of damage to the economic interest of any person as the result of negligence
in rendering expert, fiduciary, or professional service; (11) LIVESTOCK....
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27-10-50
Section 27-10-50 Purpose. The purpose of this article is to subject certain insurers to the
jurisdiction of courts of this state in actions by, or on behalf of, insureds or beneficiaries
under insurance contracts. The Legislature declares that it is a subject of concern that many
residents of this state hold policies of insurance issued or delivered in this state by insurers
while not authorized to do business in this state, thus presenting to such residents the often
insuperable obstacle of resorting to distant forums for the purpose of asserting legal rights
under such policies. In furtherance of such state interest, the Legislature provides in this
article a method of substituted service of process upon such insurers and declares that in
so doing it exercises its power to protect its residents and to define, for the purpose of
this article, what constitutes doing business in this state and also exercises powers and
privileges available to the state by virtue of the federal Insurance...
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27-42-19
Section 27-42-19 Association, policyholders, beneficiaries, and insureds to have preferred
creditor status. Upon the issuance of a proper court order placing a domestic insurer in receivership
or placing a foreign insurer in ancillary receivership for rehabilitation or liquidation,
all policyholders, beneficiaries, and insureds of such insolvent insurer, with respect to
claims arising from and within the coverages of and not in excess of the applicable limits
of insurance policies and contracts issued by the insolvent insurer, and liability claims
against insureds which claims are within the coverage of and not in excess of the applicable
limits of insurance policies and insurance contracts issued by the insolvent insurer, and
the Alabama Insurance Guaranty Association and any similar organization in another state shall
be preferred creditors of said insolvent insurer. (Acts 1980, No. 80-806, p. 1639, §19.)...

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10A-17-1.16
Section 10A-17-1.16 Other acts not repealed. The following sections and parts of sections of
the Code of Alabama 1975, as amended, are not repealed by this chapter: (1) Sections 2-10-1
through 2-10-108, regarding cooperatives and associations. (2) Section 6-3-4, regarding venue
of actions against unincorporated groups issuing insurance policies. (3) Section 6-3-6, regarding
venue of actions against unincorporated organizations or associations. (4) Section 6-5-336,
regarding immunity of volunteers of nonprofit organizations if actions are in good faith and
in the scope of official functions and duties, and do not represent willful or wanton misconduct.
(5) Section 6-6-220, defining "Person" as including any person, partnership, joint
stock company, unincorporated association, or society, or municipal or other corporation.
(6) Section 6-7-80, regarding right to commence actions in name of unincorporated organization
or association. (7) Section 6-7-81, regarding commencement of actions...
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27-20A-2
Section 27-20A-2 Chapter applicable to group, etc., policies. No group, blanket, franchise,
or association health insurance policy providing coverage on an expense incurred basis, nor
group, blanket, franchise, or association service or indemnity type contract issued by a nonprofit
corporation, nor group-type self insurance plan providing protection, insurance, or indemnity
against hospital, medical, or surgical expenses, nor health maintenance organization plan
shall be issued, delivered, executed, or renewed in this state, or approved for issuance or
renewal in this state by the Commissioner of Insurance after 90 days beyond the effective
date of this chapter, unless such policy, contract, or plan, at the option of the policyholder
or sponsor, provides benefits to any insured, subscriber, or other person covered under the
policy, contract, or plan for expenses incurred in connection with the treatment of alcoholism
when such treatment is prescribed by a duly licensed doctor of...
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