Code of Alabama

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37-6-22
Section 37-6-22 Nonliability of members for debts of cooperative. The private property of the
members of a cooperative shall be exempt from execution for the debts of the cooperative,
and no member shall be liable or responsible for any debts of the cooperative. A cooperative
shall not be liable to its members for any outage of service or voltage fluctuation resulting
from acts of God, such as lightning or windstorm, or from occurrences that may reasonably
be expected to happen in the normal course of utility business, such as equipment failures.
In any claim for property damage alleging negligence of the cooperative, the member shall
prove by the testimony of a witness expert in the operation of utility businesses that the
action or inaction of the cooperative alleged to have caused the property damage is not normal
in the operations of a utility business. (Acts 1939, No. 231, p. 371; Code 1940, T. 18, §52;
Acts 1992, No. 92-206, §1.)...
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27-23-20
business of the insured; provided, however, that this article shall not apply: 1. To policies
of automobile liability insurance issued under an automobile assigned risk plan; 2. To any
policy insuring more than four automobiles; nor 3. To any policy covering garage, automobile
sales agency, repair shop, service station, or public parking place operation hazards and
provided, further, that this article shall apply only to that portion of an automobile liability
policy insuring against bodily injury and property damage liability and to the provisions
therein, if any, relating to medical payments and uninsured motorists' coverage. (2) NONPAYMENT
OF PREMIUM. Failure of the named insured to discharge, when due, any of his obligations in
connection with the payment of premiums on a policy of automobile liability insurance or any
installment of such premium, whether the premium is payable directly to the insurer or its
agent or indirectly under any premium finance plan or extension of...
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27-7-30.2
Section 27-7-30.2 Liability for disclosure of information, etc. (a) In the absence of actual
malice, an insurer, the authorized representative of the insurer, a producer, the commissioner,
or an organization of which the commissioner is a member and that compiles the information
and makes it available to other insurance commissioners or regulatory or law enforcement agencies
shall not be subject to civil liability, and a civil cause of action by a producer or other
person named in the report as having acted in concert with the producer of any nature shall
not arise against these entities or their respective agents or employees, as a result of any
statement or information required by or provided pursuant to Section 27-7-30, or any information
relating to any statement that may be requested in writing by the commissioner, from an insurer
or producer; or a statement by a terminating insurer or producer to an insurer or producer
limited solely and exclusively to whether a termination for...
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35-8-9
person having an insurable risk may be precluded from obtaining insurance, individually, at
his own expense and for his own benefit, against any risk, whether or not covered by insurance
maintained by the association. Such forms of insurance maintained by the association may include
but are not limited to the following: a. Insurance covering the entire condominium property
against loss by fire and such other hazards as may be desired. b. Liability insurance against
any risk, such as death, personal injury, or damage to property, faced by unit
owners by virtue of their common or limited common ownership in the condominium property,
including but not limited to the acts and omissions of the association, its servants, and
employees. (5) The association may have access to each unit from time to time during reasonable
hours as may be necessary for the maintenance, repair, or replacement of any common elements
or limited common elements therein or accessible therefrom or for making...
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37-3-18
Section 37-3-18 Bond or other security. (a) No certificate or permit shall be issued to a motor
carrier or remain in force, and no motor carrier subject to the provisions of this chapter
shall engage in any operation on any highway of this state, unless such carrier complies with
such reasonable rules and regulations as the commission shall prescribe governing the filing
and approval of surety bonds, policies of insurance, qualifications as a self-insurer or other
securities or agreements, in such reasonable amounts as the commission may require, conditioned
to pay, within the amount of such surety bonds, policies of insurance, qualifications as a
self-insurer or other securities or agreements, any final judgment recovered against such
motor carrier for bodily injuries to or the death of any person resulting from the negligent
operation, maintenance or use of motor vehicles under certificate or permit or for loss or
damage to property of others. The commission shall, under such rules...
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40-18-310
Section 40-18-310 Definitions. As used in this article, the following terms shall have the
following meanings: (1) CATASTROPHE SAVINGS ACCOUNT. A regular savings account or money market
account established by an insurance policyholder who is a state income taxpayer for residential
property in this state to cover an insurance deductible under an insurance policy for the
taxpayer's legal residence property that covers hurricane, rising floodwaters, or other catastrophic
windstorm event damage or by an individual to cover self-insured losses for the taxpayer's
legal residence from a hurricane, rising floodwaters, or other catastrophic windstorm event.
The account must be labeled as a catastrophe savings account in order to qualify as a catastrophe
savings account as defined in this article. A taxpayer may establish only one catastrophe
savings account and shall specify that the purpose of the account is to cover the amount of
insurance deductibles and other uninsured portions of risks of...
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22-35-7
Section 22-35-7 Financial responsibility requirements for taking response action. (a) The financial
responsibility requirements for taking response action by underground motor fuel storage tank
owners or operators shall be set at five thousand dollars ($5,000) per occurrence, and for
aboveground tank owners or operators the financial responsibility requirements shall be set
at ten thousand dollars ($10,000) per occurrence. The financial responsibility for third-party
claims is five thousand dollars ($5,000). The commission may increase the clean-up and third
party damage liability per occurrence to owners or operators when recommended by the management
board. (b) Financial responsibility may be established by any one or combination of the following:
Insurance, guarantee, surety bond, letter of credit, or qualification as a self-insurer. A
person may qualify as a self-insurer by showing tangible net worth in the amount of twenty-five
thousand dollars ($25,000). (Acts 1988, No. 88-378,...
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25-13-7
service of process and official notices. (4) The number of years the applicant has engaged
in the business of installing, inspecting, and maintaining or servicing elevators or platform
lifts. (5) The approximate number of persons, if any, to be employed by the elevator contractor
applicant and, if applicable, satisfactory evidence that the employees are or will be covered
by workers' compensation insurance. (6) Satisfactory evidence that the applicant is or will
be covered by general liability, personal injury, and property damage insurance.
(7) Criminal record of convictions, if any, as verified by the Department of Public Safety.
(8) If a person or sole proprietor, a statement that the applicant is a United States citizen
or, if not a citizen of the United States, a person who is legally present in the United States
with appropriate documentation from the federal government. (9) Other information as the administrator
may require. (Act 2003-349, p. 903, §7; Act 2009-32, p. 105, §3;...
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27-1-22
Section 27-1-22 Uniform prescription drug information card or technology. (a) Every health
benefit plan that provides coverage for prescription drugs or devices, or administers a plan,
including, but not limited to, third party administrators for self-insured plans and state
administered plans, excluding the Alabama Medicaid Program, shall issue to its insureds a
card or other technology containing prescription drug information. The uniform prescription
drug information card or technology shall be in the format approved by the National Council
for Prescription Drug Programs (NCPDP) and shall include all of the required fields and conform
to the most recent pharmacy ID card or technology implementation guide produced by NCPDP or
conform to a national format acceptable to the Commissioner of Insurance. If a health care
plan includes a conditional or situational field, it shall conform to the most recent pharmacy
information card or technology implementation guide by the NCPDP or conform...
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27-27-15
applicable to the foregoing schedule and provisions as indicated by like arabic numerals appearing
in such schedule: (1) No group insurance or term policies for terms of less than 10 years
shall be included; (2) No group, blanket, or family plans of insurance shall be included.
In lieu of weekly indemnity a like premium value in medical, surgical and hospital benefits
may be provided. Any accidental death or dismemberment benefit provided shall not exceed $2,500.00;
(3) Only insurance of the owner's interest in real property may be included; (4) Must include
insurance of legal liability for bodily injury and property damage, to which the maximum
and minimum insured amounts apply; (5) The maximums provided for in column (f) are net of
applicable reinsurance; and (6) The deposit of surplus in the amount specified in columns
(g) and (h) must thereafter be maintained unimpaired. The deposit is subject to the provisions
of Chapter 6 of this title. (Acts 1971, No. 407, p. 707, §511.)...
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