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SB169
after the due date of the premium in default, an actuarially equivalent alternative paid-up
nonforfeiture benefit which provides a greater amount or longer period of death benefits or,
if applicable, a greater amount or earlier payment of endowment benefits. (2) That, upon surrender
of the policy within 60 days after the due date of any premium payment in default after premiums
have been paid for at least three full years in the case of ordinary insurance or five full
years in the case of industrial insurance, the insurer will pay, in lieu of any paid-up
nonforfeiture benefit, a cash surrender value of such amount as may be specified in this article.
(3) That a specified paid-up nonforfeiture benefit shall become effective as specified in
the policy unless the person entitled to make such election elects another available option
not later than 60 days after the due date of the premium in default. (4) That, if the policy
shall have become paid up by completion of all premium payments,...
alisondb.legislature.state.al.us/alison/searchableinstruments/2016rs/bills/SB169.htm - 109K - Match Info - Similar pages
HB459
attorneys, engineers, consultants, and other professionals as the board shall deem necessary
for the conduct of the business of the institute. "(13) To provide grants to educational,
governmental, nonprofit, community-based, workforce development, economic development, and
other organizations and associations engaged in the education, recruitment, training, placement,
and professional development of persons engaged in activities leading to the furtherance of
careers in commercial and industrial construction in accordance with the purposes of
the institute. "(14) To cooperate or partner, or both, with regional and national organizations
promoting construction workforce development, including the sharing of non-monetary marketing
and educational resources and databases, in furtherance of the purposes of the institute.
"(15) To do all things necessary or convenient to carry out the powers and purposes conferred
by this section. "(16) To exercise any and all powers permissible under...
alisondb.legislature.state.al.us/alison/searchableinstruments/2016rs/bills/HB459.htm - 141K - Match Info - Similar pages
SB413
173581-3:n:04/07/2016:JET/mfc LRS2016-499R2 SB413 By Senators Pittman, Melson and Scofield
RFD Health and Human Services Rd 1 13-APR-16 SYNOPSIS: Under existing law, if a physician
or other health care practitioner injures a patient because he or she has failed to follow
the governing standard of care in the applicable area of medicine, the patient can bring an
action against the physician or health care practitioner for medical malpractice. This bill
would establish a Patient Compensation System to be administered by the Alabama Department
of Public Health to provide for a mandatory alternative administrative procedure to address
medical malpractice claims by a panel of physicians and medical experts to determine the payment
of damages related to medical injuries. This bill would establish a Patient Compensation Board
to govern the system and to approve a schedule of compensation for confirmed medical injuries.
On or after January 1, 2017, this bill would require a person to submit an...
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HB342
174690-1:n:02/24/2016:LLR/tj LRS2016-829 HB342 By Representative Todd RFD Financial Services
Rd 1 25-FEB-16 SYNOPSIS: Under existing law, a license is required for any person engaged
in the business of deferred presentment services. This bill would expand the licensure requirement
for persons engaged in the business of deferred presentment services to include services offered
by mail, telephone, Internet, mobile device application, or in person. This bill would increase
the nonrefundable license fee and provide that one half of the increase would be paid to the
State Banking Department and one half to the General Fund. This bill would provide that a
person who attempts to evade the licensure requirement for the business of deferred presentment
services would be guilty of a criminal offense and would provide penalties. This bill would
further regulate the business of deferred presentment services by regulating the fees, interest,
number of loans, term of a loan, finance charges, and...
alisondb.legislature.state.al.us/alison/searchableinstruments/2016rs/bills/HB342.htm - 21K - Match Info - Similar pages
SB91
SB91 ENGROSSED By Senator Orr A BILL TO BE ENTITLED AN ACT To amend Sections 5-18A-3, 5-18A-6,
5-18A-12, and 5-18A-13, Code of Alabama 1975, relating to the business of deferred presentment
services; to increase the nonrefundable license fee and provide that one half of the increase
would be paid to the State Banking Department and one half to the General Fund; to expand
the licensure requirements for any person engaged in the business of deferred presentment
services to include services offered by mail, telephone, Internet, mobile device application,
or in person; to provide that a person who attempts to evade the licensure requirement for
the business of deferred presentment services would be guilty of a criminal offense; to provide
penalties; to further regulate the business of deferred presentment services by regulating
the fees, interest, number of loans, term of a loan, finance charges, and repayment of a loan;
and in connection therewith would have as its purpose or effect the...
alisondb.legislature.state.al.us/alison/searchableinstruments/2016rs/bills/SB91.htm - 18K - Match Info - Similar pages
HB181
173937-1:n:02/10/2016:FC*/cj LRS2016-597 HB181 By Representative Martin RFD Insurance Rd 1
11-FEB-16 SYNOPSIS: Under existing law, insurance adjusters are defined to be representatives
of the insurance company and not of the insured. This bill would provide for the licensing
and regulation of public adjusters of insurance claims on behalf of insureds. A BILL TO BE
ENTITLED AN ACT Relating to insurance; to provide for the qualifications and procedures for
the licensing of public adjusters; to provide definitions and exceptions to the licensing
and registration requirements; to require public adjusters to take and pass a written examination,
with exception; to provide for nonresident licensing; to require public adjusters to complete
a minimum of 24 hours of continuing education on a biennial basis; to provide standards of
conduct for public adjusters; to require public adjusters to report administrative action
taken against them in other jurisdictions; to give the Commissioner of...
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HB297
174362-1:n:02/23/2016:LLR/tj LRS2016-727 HB297 By Representatives Garrett, Faulkner, Mooney,
Scott, Boyd, Melton, Forte, Knight, Beech, McCampbell, Morrow, Lawrence, Clarke, Warren, Drummond,
Fridy, Rowe, Shedd, Collins, Ledbetter and Pettus RFD Financial Services Rd 1 24-FEB-16 SYNOPSIS:
Existing law regulates deferred presentment services. This bill would allow the State Banking
Department to require an applicant for a license to engage in deferred presentment services
to apply through the Nationwide Multistate Licensing System and Registry and would require
a license for each location at which deferred presentment loans are made. This bill would
require a licensee who offers deferred presentment services to offer an extended repayment
option prior to the commencement of a civil action; would limit the fee that could be collected
on a check returned for insufficient funds; would provide for when the period of the deferred
presentment transaction begins and eliminate any additional...
alisondb.legislature.state.al.us/alison/searchableinstruments/2016rs/bills/HB297.htm - 15K - Match Info - Similar pages
SB24
164130-3:n:01/14/2016:FC/tj LRS2015-163R2 SB24 By Senator Whatley RFD Finance and Taxation
Education Rd 1 02-FEB-16 SYNOPSIS: Under existing law, a sales and use tax of 1.5 percent
is levied by the state on the sale or the use of agricultural machinery and equipment. This
bill would provide that the sale or the use of agricultural machinery and equipment would
be exempt from state sales or use tax. A BILL TO BE ENTITLED AN ACT Relating to agriculture;
to amend Sections 40-23-37 and 40-23-63 of the Code of Alabama 1975, to provide that the sale
or the use, storage, and consumption of agricultural machinery and equipment for use on a
farm would be exempt from state sales and use tax; and to repeal Sections 40-23-38 and 40-23-64
of the Code of Alabama 1975, relating to the administration of sales and use tax on agricultural
machinery and equipment. BE IT ENACTED BY THE LEGISLATURE OF ALABAMA:Section 1. Sections 40-23-37
and 40-23-63 of the Code of Alabama 1975, are amended to read as...
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HB137
173521-1:n:02/04/2016:MCS/tj LRS2016-459 HB137 By Representatives Ingram, Beckman, Sells, Shiver
and Polizos RFD Commerce and Small Business Rd 1 09-FEB-16 SYNOPSIS: Existing law provides
for the licensing of used motor vehicle dealers and motor vehicle wholesalers. This bill would
provide that applicants, other than renewal applicants, for a license as a used motor vehicle
dealer or as a motor vehicle wholesaler must obtain certain training prior to obtaining a
license. A BILL TO BE ENTITLED AN ACT Relating to obtaining a license as a used motor vehicle
dealer or as a motor vehicle wholesaler; to amend Sections 40-12-390 and 40-12-391, Code of
Alabama 1975, to further regulate applicants for a license as a used motor vehicle dealer
or as a motor vehicle wholesaler; to provide definitions; and to provide for enforcement by
the State Department of Revenue. BE IT ENACTED BY THE LEGISLATURE OF ALABAMA:Section 1. Sections
40-12-390 and 40-12-391, Code of Alabama 1975, are amended to read...
alisondb.legislature.state.al.us/alison/searchableinstruments/2016rs/bills/HB137.htm - 12K - Match Info - Similar pages
SB142
SB142 By Senators Reed and Coleman-Madison ENROLLED, An Act, To amend Sections 16-38A-1, 16-38A-2,
16-38A-4, 32-5A-191, and 32-5A-191.2 of the Code of Alabama 1975, relating to the Impaired
Drivers Trust Fund; to change the name of the fund to the Alabama Head and Spinal Cord Injury
Trust Fund. BE IT ENACTED BY THE LEGISLATURE OF ALABAMA:Section 1. Sections 16-38A-1, 16-38A-2,
16-38A-4, 32-5A-191, and 32-5A-191.2 of the Code of Alabama 1975, are amended to read as follows:
§16-38A-1. "There is created in the State Treasury the Impaired Drivers Alabama Head
and Spinal Cord Injury Trust Fund. §16-38A-2. "There is created the Impaired Drivers
Alabama Head and Spinal Cord Injury Trust Fund Advisory Board to be appointed as herein provided.
The following agencies and organizations shall appoint one representative to the board: "(1)
The Alabama Medical Association. "(2) The Alabama Head Injury Foundation. "(3) The
Governor. "(4) The Department of Public Health. "(5) The Department of...
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