Forms.

(a) A contract of deposit may contain provisions in substantially the following form to establish the type of account provided, and the account shall be governed by the provisions of this chapter applicable to an account of that type:

UNIFORM SINGLE- OR MULTIPLE-PARTY ACCOUNT FORM

PARTIES [Name One Or More Parties]: ___________________ _________________

OWNERSHIP [Select One]: ___________ SINGLE-PARTY ACCOUNT ___________ MULTIPLE-PARTY ACCOUNT Parties own account during the lifetime of all parties in proportion to net contributions unless there is clear and convincing evidence of a different intent. RIGHTS AT DEATH [Select One]: ___________ SINGLE-PARTY ACCOUNT

At death of party, ownership passes as part of party's estate. ___________ SINGLE-PARTY ACCOUNT WITH POD (PAY ON DEATH) DESIGNATION [Name One Or More Beneficiaries]: _____________________ _____________________

At death of party, ownership passes to POD beneficiaries and is not part of party's estate. ___________ MULTIPLE-PARTY ACCOUNT WITH RIGHT OF SURVIVORSHIP At death of party, ownership passes to surviving parties. ___________ MULTIPLE-PARTY ACCOUNT WITH RIGHT OF SURVIVORSHIP AND POD (PAY ON DEATH ) DESGINATION [Name One Or More Beneficiaries]: ______________________ ______________________ At death of last surviving party, ownership passes to POD beneficiaries and is not part of last surviving party's estate. ___________ MULTIPLE-PARTY ACCOUNT WITHOUT RIGHT OF SURVIVORSHIP

At death of party, deceased party's ownership passes as part of deceased party's estate. AGENCY DESIGNATION [Optional]

Agents may make account transactions for parties but have no ownership or rights at death unless named as POD beneficiaries.

[To Add Agency Designation To Account, Name One Or More Agents]: ______________ ________________ [Select One]: ___________ AGENCY DESIGNATION SURVIVES DISABILITY OR INCAPACITY OF PARTIES ___________ AGENCY DESIGNATION TERMINATES ON DISABILITY OR INCAPACITY OF PARTIES

(b) A contract of deposit that does not contain provisions in substantially the form provided in subsection (a) is governed by the provisions of this chapter applicable to the type of account that most nearly conforms to the depositor's intent as expressed in the contract of deposit.

(Acts 1997, No. 97-644, p. 1177, §1.)